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Hardeep Khamba - Realtor

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Canada
Calgary, AB
Hardeep Khamba - Realtor

Hardeep Khamba Real Estate

10/27/2026

Buying Your First Home? The $8,000 FHSA Deduction Most Renters Miss
As a Licensed Realtor and Certified Condo Specialist, I often see first-time buyers overlook some valuable opportunities. If you're renting and dreaming of owning, don't miss out on the First Home Savings Account (FHSA). You can contribute up to $8,000 each year—potentially saving $2,400 in taxes annually. For those planning to buy soon, keeping these funds in cash or GICs can help protect your down payment from market swings. The right strategy today can put you a step closer to your own front door.

https://www.housing-trends.com/agent-news/hardeep-khamba/2179601-Buying-Your-First-Home%3F-The-%248%2C000-FHSA-Deduction-Most-Rente

10/27/2026

Ask Me Anything!
Have questions about real estate but not sure where to start?
https://www.roomvu.com/ask-me-anything?branded-user=hardeep-khamba&share=true&c=2026-10-01

10/26/2026

RBC सर्वे: आधे से ज्यादा खरीदार पसंद कर रहे हैं बहु-पीढ़ी घर खरीदना
Let’s connect and talk about the latest insights in the industry!

10/26/2026

Every home search comes with priorities. If you had to narrow yours down to just 3, what would they be?

📍 Location
🌳 Yard
🚗 Garage
🛏️ Extra bedroom
🍳 Updated kitchen
🚶 Walkability

Which 3 are non-negotiable for you?

10/25/2026

Canada's Multi-Generational Buying Gains Appeal
It’s fascinating to see how multi-generational home buying is gaining traction in Canada. Of those planning to purchase within the next two years, 53% would consider buying with family—significantly higher than the 44% average found in a recent bank poll. The main reasons? Affordability pressures (34%), managing overall living costs (32%), and pooling resources as a financial necessity (26%). Even current homeowners are adapting, with 35% open to selling their home and purchasing jointly with an adult child to help them enter the market. The path to ownership is changing: current owners bought their first homes at an average age of 29, while non-owners now expect to do so at 41, and half remain unsure if it’s possible. For those looking to buy or renew in the next two years, planning is key—74% are focused on long-term suitability, and 84% recognize the value of sound advice. As a Licensed Realtor and Mortgage Specialist, I see how formalizing family arrangements can help set everyone up for success in today’s evolving landscape.

10/24/2026

Canada's Multi-Generational Homes Draw Interest
As a Licensed Realtor and Certified Condo Specialist, I’m seeing more families consider multi-generational homes as a creative solution to current affordability challenges. With many first-time buyers looking to purchase within the next two years, there’s a growing focus on finding a property that can serve as a long-term home—even if it means making a larger financial commitment upfront. The journey to homeownership is taking longer these days, with non-owners often waiting significantly more time than previous generations, and some not yet ready to set a clear target date. When families decide to purchase together, it’s essential to think ahead about how finances, taxes, future resale, and inheritance will be handled. For those approaching mortgage renewal within the next two years, changing rate expectations can add extra stress and put pressure on budgets. Early planning and a strategic outlook are more valuable than ever, whether you’re buying your first home or preparing for renewal.

10/24/2026

Welcome Home to Walden – Your Family’s Next Chapter Begins Here! Nestled in the highly sought-after community of Walden, this warm and welcoming 4-bedroom & 3.5 Bath home is crafted for effortless family living and year-round entertaining. Step inside to a bright, open-concept main floor anchored by rich hardwood flooring and bathed in natural light. The chef-inspired kitchen is the true heart of the home, featuring premium stainless steel appliances, abundant cabinetry, sleek granite countertops, and an oversized breakfast bar that overlooks the spacious dining area. Upstairs, retreat to a serene primary suite complete with a generous walk-in closet and a private 4-piece ensuite. Two additional spacious bedrooms offer plenty of room for a growing family or a home office. The fully finished basement with one bed room and full bath & rough-in Kitchen expands your living space, making it the perfect haven for family movie nights, a home gym, or a kids' play area. Outside, enjoy summer barbecues and crisp autumn evenings under your covered deck in the fully fenced, professionally landscaped backyard, complete with a double detached garage. Don’t miss this incredible turn-key opportunity—schedule your private viewing today!

10/23/2026

Changing views on 'starter homes' in Alberta as buyers take longer-term approach
As a Licensed Realtor and Certified Condo Specialist, I've noticed a significant shift in how Albertans are approaching 'starter homes.' With affordability top of mind, many first-time buyers—often in their mid-30s—are now viewing these properties as long-term investments rather than temporary stops. The current rental market is leading many to delay homeownership, but when they do buy, demand is especially strong for homes priced under $500,000. Considering Calgary’s benchmark home price sits around $566,000, it’s no surprise that buyers are carefully weighing their options and planning for the future.

https://www.housing-trends.com/agent-news/hardeep-khamba/2178588-Changing-views-on-%27starter-homes%27-in-Alberta-as-buyers-take-

10/22/2026

Found a home you love? 🏡 Take some time to explore the area, too.

Visit at different times of day, think about your regular commute or travel, check out the amenities that matter to you, and picture what your everyday routine might look like there.

The right fit is personal — and it’s worth considering the full picture before making a move.

10/22/2026

Smart Strategies for a New Home
As a Licensed Realtor and Certified Condo Specialist, I know that securing the right mortgage rate can truly shape both your options and your comfort in a new home. A lower rate can open more doors—literally—by increasing your buying power and easing long-term expenses. Monitoring rate changes and locking in a favorable offer isn’t just smart economics; it puts you in a stronger position as a buyer and can make negotiations a lot less stressful. Working with a mortgage specialist means you’ll have someone to compare lenders, customize your financing, and guide the paperwork so the process feels clear and manageable. As you consider your next move, remember to factor in not just the mortgage payment, but also property taxes, insurance, maintenance, and a reserve for the unexpected—an affordability calculator can help keep your search grounded. And, if you’re able to put more down up front, it can reduce both your borrowing costs and your monthly expenses. Don’t forget to explore all your financing options and support programs, especially if you’re a first-time buyer. Smart planning now leads to a smoother, more confident home purchase.

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