Lam Tran Real Estate

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Lam Tran Real Estate Buy • Sell • Invest with CLARITY and CONFIDENCE. Helping families and investors find the right HOME and build LONG-TERM WEALTH in Washington.

Honest guidance, real results. Mua • Bán • Đầu tư nhà với chiến lược rõ ràng và bền vững. Reach out: 206-366-5591 https://linktr.ee/lamtherealestatenurse

11/04/2026

Buying a home with your spouse or partner? Here’s a mortgage tip that could save you money! 🏡💰

Many couples assume lenders simply average their credit scores when applying together.

But that’s not always how it works!

For many conventional loans, lenders use the lower representative credit score when determining mortgage pricing.

For example:
👤 You: 780
👤 Your spouse: 650

Instead of using the average of 715, your lender will use 650 for pricing.

💡 Here’s what I recommend:

Ask your lender to compare TWO scenarios:

Applying together using both incomes.
Applying individually using one person’s income.

Depending on your income, debts, credit profiles, and loan program, one option may offer better overall terms than the other.

Remember, conventional loan eligibility and mortgage pricing can use different credit score calculations.

📌 Save this before getting preapproved!

📤 Send this to your spouse or someone planning to buy a home!

11/04/2026

A little reminder that you don't need to have your whole life figured out. 🤍
Focus on becoming someone you're proud of. Take care of your mind, your body, and your peace.

The rest will come with time.

📌 Save this for the days you feel a little lost, or send it to someone who needs this reminder.

11/03/2026

Thinking about buying a home? 🏡

Getting preapproved is one of the first steps, and being prepared can make the process much easier!

Here’s a quick checklist for W-2 employees. 📋

Depending on your income, employment, and loan program, your lender may request additional documents.

💡 PRO TIP: You don’t have to wait until you’re ready to buy to speak with a lender. Starting early gives you time to prepare your finances and understand your options.

📌 Save this checklist for later!

📤 Send this to someone planning to buy a home.

11/03/2026

Đợi lãi suất giảm nghe có vẻ hợp lý…
Nhưng nếu mình đã sẵn sàng, chờ đợi có thể là rủi ro.

Quan trọng không phải market — mà là tài chính của mình.

Waiting for rates sounds smart…
But if you're already ready, waiting can cost you.

It’s not about the market — it’s about your finances.

11/03/2026

Sometimes we're so focused on where we want to be that we forget how far we've already come. 🤍
You're allowed to make mistakes, take your time, and figure things out along the way.

Progress, not perfection.

📌 Save this for the days you're being too hard on yourself, or send it to someone who needs this reminder.

11/02/2026

Your offer got accepted! 🎉🏡 But don’t celebrate by buying a new car or financing that dream couch just yet! 😂

Just because you’re under contract doesn’t mean your loan is fully approved.

Even small financial changes could delay your closing or put your financing at risk.

💡 When in doubt, ALWAYS check with your lender before making any major financial decisions.

📌 Save this for later or send it to someone who’s buying a home!

11/01/2026

Give yourself grace while you figure it out. New habits, new boundaries, and a new mindset take time.

You can be proud of how far you’ve come and still be a work in progress. 🤍

Send this to someone who’s being too hard on themselves.

11/01/2026

What if everything works out better than you ever imagined?
What if the opportunities come, the doors open, and everything you've been working toward finally starts falling into place?
Don't lose hope. Keep believing, keep showing up, and give yourself a chance to be surprised by how beautiful life can become. 🤍
Send this to someone who needs a little hope today. ✨

11/01/2026

Don't let this happen to your home! 😳🏡

Mold doesn't just appear around windows. It can develop behind walls, on ceilings, and anywhere moisture gets trapped.

The biggest thing homeowners can do? Control moisture before it becomes a bigger problem.

Check your roof, plumbing, windows, and exterior seals regularly. Keep your home properly ventilated, manage humidity, and never ignore water stains or musty smells.

And remember, painting over mold or sealing a gap won't solve the problem if the moisture source hasn't been fixed.

A little preventative maintenance today can save you thousands in repairs later.

📌 Save this for your home maintenance checklist and share it with someone who owns a home!

UNDER CONTRACT! 🏡🎉Congratulations to my client on getting their offer accepted! We beat out FOUR other offers while stil...
10/31/2026

UNDER CONTRACT! 🏡🎉

Congratulations to my client on getting their offer accepted! We beat out FOUR other offers while still securing a fabulous deal on this home. 🙌

Thank you for trusting me to guide you through this exciting step. I’m so happy for you and look forward to a smooth transaction as we work toward closing day! 🔑

Address

2312 Eastlake Avenue E
Seattle, WA
98102

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 7am - 7pm
Thursday 6am - 7pm
Friday 7am - 7pm
Saturday 7am - 7pm
Sunday 7am - 7pm

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