Realtor Jose Chavez

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Realtor Jose Chavez Helping buyers, sellers & investors make smart moves with confidence. Specializing in new construction, negotiations & local insight.

Bilingual (English / Spanish)
📍 Roseville & Greater Sacramento
📲 916-871-0632
eXp Realty of California, Inc. #01490781 Bilingual real estate agent serving Roseville, Rocklin, Granite Bay, and the greater Sacramento area. Specializing in residential sales, new construction, and buyer and seller representation, with strong local market knowledge and personalized service.

11/07/2026

📍 1511 Newborough Drive | Sacramento, CA

Officially PENDING! 🏡

Excited to share that this Sacramento property is now under contract and one step closer to closing!

Thinking about selling your home? Let’s talk about what your property could be worth and how to position it in today’s market.

📩 DM me or comment “SELL” to get started!

11/06/2026

Looking to buy, sell or invest? 🏡💰 DM RATES 💬

What interest rate would you like to see? 📊✨

Want a complimentary payment estimate for your situation? DM me "RATES" 💬🔥

Freddie Mac's weekly average just landed 📢
30-year fixed → 7.18% as of Nov. 5 ⬇️
Down from 7.24% last week — third straight weekly drop 🎉📉

15-year fixed → 6.57% 🏡

Your own rate depends on your credit, down payment and loan type ✅
Your real number matters more than any headline 💡
I'll walk you through every step 🤝
Send this to a friend who's shopping for a new home 📲❤️

I get it, you want to time your move with real numbers ⏱️
That's what makes me different: I break down every number in plain words, so you're confident with every choice you make 💪✨

📰 Source: Freddie Mac Primary Mortgage Market Survey, Nov. 5, 2026

📚 Check out our full library of resources on my website.

I respond quickly, never more than 24 hours ⚡
Hours: 8 AM–6 PM, 7 days a week 🌅
Available 24/7 for anything urgent 📱

Welcome to the family 🏠❤️

Jose Chavez, REALTOR® | eXp Realty of California | DRE #01490781 | 916.871.0632

🛑 Here's why you need me at your very first visit or contact with a builder.✅ The sales team works for the builder. Your...
11/05/2026

🛑 Here's why you need me at your very first visit or contact with a builder.

✅ The sales team works for the builder. Your own agent looks out for you.
✅ I'll help you compare incentives, lot options and upgrades side by side, so you know what's a real deal.
✅ Many builders ask you to register your agent on your very first visit, sometimes even when you sign up on their website. If you go in alone, you may not be able to add one later.

Have you ever walked into a model home just to "take a look"? Tell me below 👇

🔑 Want first dibs on brand-new homes? DM me your email for my exclusive new-home resource and search new builds in any city, anytime.

📚 Check out our full library of resources on my website.

I respond quickly, never more than 24 hours. Hours: 8 AM–6 PM, 7 days a week. Available 24/7 for anything urgent.
Welcome to the family 🏡
Jose Chavez | eXp Realty of California | DRE #01490781 | 916.871.0632

11/03/2026

📊 24-Hour Market Watch, Tue Nov 3. What sold, what dropped and what's new across 8 local cities.
🏠 2,895 homes for sale right now
🏷️ 47 price cuts vs 35 new listings
🔑 50 sold, 57 pending or contingent (49 pending, 8 contingent)
📲 Want your city's numbers? DM me "24" and I'll send them, complimentary.
Welcome to the family 🏡
Jose Chavez | eXp Realty of California | DRE #01490781
Based on information from MetroList Services, Inc. for the period Nov 2, 2026 8:53 AM through Nov 3, 2026 9:00 AM PT (residential). Data pulled Nov 3, 2026, approx. 1:15–1:30 PM PT; active counts as of approx. 1:25–1:30 PM PT. Deemed reliable, not guaranteed. Corrected Nov. 3 with updated MetroList figures. Equal Housing Opportunity.

📊 Here's your 24-Hour Market Watch! What sold, what dropped and what's new across 8 local cities in the last 24 hours.🏷️...
11/03/2026

📊 Here's your 24-Hour Market Watch! What sold, what dropped and what's new across 8 local cities in the last 24 hours.

🏷️ 47 price reductions vs 35 new listings, so buyers have room to negotiate.
🏠 2,895 homes are for sale right now across these 8 cities.
🔑 50 homes sold and 57 went pending or contingent (49 pending, 8 contingent), so homes that are priced right are still moving.

📲 Want your city's numbers? DM me "24" and I'll send them, complimentary. I usually respond within 24 hours.

Welcome to the family 🏡
Jose Chavez | eXp Realty of California | DRE #01490781 | 916.871.0632
Based on information from MetroList Services, Inc. for the period Nov 2, 2026 8:53 AM through Nov 3, 2026 9:00 AM PT (residential). Data pulled Nov 3, 2026, approx. 1:15–1:30 PM PT; active counts as of approx. 1:25–1:30 PM PT. Deemed reliable, not guaranteed. Corrected Nov. 3 with updated MetroList figures. Equal Housing Opportunity.

🔥 MOTIVATED SELLER! Bring your offer on 1511 Newborough Dr.🏡 $495,000 | 4 bd | 2.5 ba | about 1,709 sq ft🌳 Oversized pri...
11/03/2026

🔥 MOTIVATED SELLER! Bring your offer on 1511 Newborough Dr.

🏡 $495,000 | 4 bd | 2.5 ba | about 1,709 sq ft
🌳 Oversized private backyard with mature trees and an expansive patio
📍 7,841 sq ft lot on a cul-de-sac, minutes from downtown
✨ Updated kitchen, flooring and baths, brick fireplace, 2-car attached garage

The seller is motivated and ready to review offers. If this one has been on your list, now's the time to take a closer look. I'll walk you through every step, from the private tour to the offer to closing day, so you're confident with every choice you make. 🤝

📲 DM me "MOTIVATED" and I'll set up your private tour of 1511 Newborough.

📚 Check out our full library of resources on my website.

I usually respond within 24 hours. Business hours are 8 AM–8 PM, 7 days a week, and I'm available anytime for anything urgent.
Welcome to the family 🏡
Jose Chavez | eXp Realty of California | DRE #01490781 | 916.871.0632
MLS #226115237. Information deemed reliable but not guaranteed. Equal Housing Opportunity.

🏭 A federal rule change could make factory-built homes cheaper and better looking.📜 Recent federal legislation removed t...
11/03/2026

🏭 A federal rule change could make factory-built homes cheaper and better looking.

📜 Recent federal legislation removed the requirement that manufactured homes be built on a permanent steel chassis, which can lower costs and make them look more like site-built homes (per Realtor.com)
📍 The catch: only about 17% of zoned land nationwide expressly allows manufactured home parks (per Realtor.com)
🚧 Local zoning is still the biggest hurdle (per Real Estate News)

This could help starter-home supply, but the real decisions get made locally. If affordable housing matters to you, local planning meetings are where your voice counts. And if you're shopping for a first home, I'll walk you through every step, from budget to closing.

I'm your resource and your guide. I know looking for an affordable home is stressful. Reach out and I'll help make it easier and less painful. You don't have to figure it out alone.

📲 DM me "MARKET" and I'll share what's realistic in your price range.

📰 Based on what I've been reading: Realtor.com, Real Estate News

I usually respond within 24 hours. Business hours are 8 AM–8 PM, 7 days a week, and I'm available anytime for anything urgent.
Welcome to the family 🏡
Jose Chavez | eXp Realty of California | DRE #01490781 | 916.871.0632

🏡 Our local market is moving at two speeds right now. Here's what I'm seeing.⏱️ The typical home took about 56 days to s...
11/03/2026

🏡 Our local market is moving at two speeds right now. Here's what I'm seeing.

⏱️ The typical home took about 56 days to sell in late October, but the average was 86. That gap tells you homes priced right are moving, and overpriced ones are waiting.
🏷️ Around 4 in 10 active listings have adjusted their price at least once.
🆕 New listings are coming in priced lower than the older ones still on the market, so newer sellers are pricing for today.

My take: sellers who price and prep well from day one are still getting results, and buyers have more room to negotiate on homes that have been sitting. Whether you're buying, selling or just curious, I'll walk you through every step.

You want to get the price right the first time, and that makes sense. I show you the real numbers on the homes around yours, so you're confident with every choice you make. 🤝

📲 DM me "PRICE" for a complimentary home value review.

📰 Based on what I've been reading: local market data for the week of Oct 28

📚 Check out our full library of resources on my website.

I usually respond within 24 hours. Business hours are 8 AM–8 PM, 7 days a week, and I'm available anytime for anything urgent.
Welcome to the family 🏡
Jose Chavez | eXp Realty of California | DRE #01490781 | 916.871.0632

🏗️ Think new construction is only for conventional loans? The numbers say otherwise.📊 32.4% of new homes sold in 2025 us...
11/02/2026

🏗️ Think new construction is only for conventional loans? The numbers say otherwise.

📊 32.4% of new homes sold in 2025 used something other than a conventional loan, up from 30.7% in 2024 (per NAHB's analysis of Census data)
🏠 In the Pacific region, which includes California, it was 43%
🏦 FHA loans alone financed 25% of new home sales in that region

If you're buying with an FHA or VA loan, new construction can still be on the table. Ask the builder early which loan types they accept and which incentives apply to your loan. And bring your own agent. I'll walk you through every step, from the loan questions to the builder contract.

I'm your resource and your guide. I know the new-build process can be stressful. Contact me and I'll make it easier and less painful. You don't have to figure it out alone.

📲 DM me "NEW" and I'll send you a complimentary new home resource.

Talk to a licensed lender about your options.
📰 Based on what I've been reading: NAHB's Eye on Housing

I always respond within 24 hours. Business hours are 9 to 5, and I'm available anytime for anything urgent.
Welcome to the family 🏡
Jose Chavez | eXp Realty of California, Inc. | DRE #01490781 | 916.871.0632

🔑 Another down payment assistance option just launched.🏦 Zillow Home Loans now offers FHA buyers in 43 states, including...
11/02/2026

🔑 Another down payment assistance option just launched.

🏦 Zillow Home Loans now offers FHA buyers in 43 states, including California, a second loan of up to 3.5% of the price (per HousingWire)
✅ It has no interest or monthly payment and is forgiven after five years if you live in the home and pay on time
⚠️ It needs a 640 credit score, and it must be repaid if you sell, move out or refinance early

This is one of many programs, not the only one. State and local agencies, nonprofits and other lenders offer help too, and some have income limits or first-time-buyer rules. Compare a few before you pick one, and read the payback terms. I'll walk you through every step, from comparing programs to closing day.

I'm your resource and your guide. I know saving for a home can feel stressful. Reach out and I'll help make it easier and less painful. You don't have to figure it out alone.

📲 DM me "HELP" and I'll point you to down payment assistance options and a lender who knows them.

Talk to a licensed lender about what fits you; rates change daily.
📰 Based on what I've been reading: HousingWire

I always respond within 24 hours. Business hours are 9 to 5, and I'm available anytime for anything urgent.
Welcome to the family 🏡
Jose Chavez | eXp Realty of California, Inc. | DRE #01490781 | 916.871.0632

Address

915 Highland Pointe Drive 200
Roseville, CA
95678

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 9am - 6pm
Sunday 9am - 5pm

Telephone

+19168710632

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