Felicia Smith - Realtor - Veteran

Home
United States
Navarre, FL
Felicia Smith - Realtor - Veteran

Call Directions Website

Retired Veteran turned Realtor® serving NW Florida. I specialize in serving veterans buy and sell real estate, often times remotetly.
(2)

Dedicated to guidance, gratitude & giving back hero rewards as a small thank you for their service and sacrifice!🫡🏡🇺🇸

10/21/2026

I’m not sure I could be more delighted by a recommendation.

10/21/2026

5.5% RATE | NAVARRE TOWNHOMES FROM $290K

New construction townhomes at The Enclave in Navarre with VA payments as low as $2,113/mo!

Available homes:

• $316K furnished model — $2,528/mo
• $310K unfurnished model — $2,481/mo
• $290K interior unit — $2,113/mo
• $295K interior unit — $2,148/mo

Only 6 interior units remain! Select homes include a refrigerator, washer, dryer, and blinds. Short- and long-term rentals allowed.

Builder incentives include:

• Rates as low as 5.50% FHA, VA & USDA
• 5.75% Conventional financing
• Up to $10,000 in additional incentives
• Closing costs paid

Incentives and rates vary by closing date and are subject to qualification and lender approval.

Want the interior walkthrough? Comment “ENCLAVE” and I’ll send it!

Questions? DM or text 850-378-1282

Payments are estimates. Pricing, rates, incentives, and availability are subject to change. Confirm all details with the builder and lender.

Homes for Heroes Realtor The Veteran Realtor Hurlburt Field Realtor Eglin AFB Realtor Navarre Realtor

10/17/2026

WHY BUILD SOMEONE ELSE’S EQUITY WHEN YOU CAN START BUILDING YOUR OWN?!

This Military mama had a vision for her daughter’s future, and y’all, I LOVE this story!

While her daughter was working hard toward her college degree, Mom was working just as hard behind the scenes, saving so she could give her daughter a head start in life.

Instead of spending her college years paying rent and building a landlord’s equity, she wanted her daughter to have the opportunity to start building her OWN!

And when an incredible opportunity popped up at Soundview Townhomes in Gulf Breeze, she knew it was time!

The timing couldn’t have been sweeter because the day we toured, they were able to lock in an AMAZING 4.5% interest rate and no closing costs!

Now these two incredible women are officially homeowners, investing in their future together, and beginning a whole new chapter!

What makes this one even more special is that I’ve known this family for several years, and being the person they trusted to guide them through another home purchase means more than they know.

Watching this mama turn years of hard work, sacrifice, and saving into an opportunity for her daughter was such a beautiful reminder of what homeownership can mean for a family.

This is about so much more than four walls and a roof… it’s about creating opportunities for the next generation.

Congratulations to these two beautiful ladies!

Thank you for placing your trust in me Maya Townes! It was an absolute JOY serving you both, and I cannot wait to see all the memories you make and the future you build!

All the glory to God!

If you could give your children one financial head start in life, what would it be?

Veteran Realtor Homes for Heroes Hurlburt Field Realtor Eglin AFB Realtor

10/13/2026

HURRICANE ISAIAS RECAP… WHAT A WEEK! 🌀😵‍💫

What an emotional roller coaster!

When forecasts showed Isaias potentially passing RIGHT OVER OUR HOME as a Category 3 or 4, we got to WORK! Filled 50 sandbags, secured our property, packed up, and hauled butt to Jasper, FL!

Y’all, it was physically, mentally, and spiritually EXHAUSTING. We prayed constantly for our family, friends, neighbors, and clients who stayed behind, not knowing what we’d come home to. 🙏

Thankfully, Isaias weakened before landfall, but the destruction was still heartbreaking.

Shayne and Jessie had a MASSIVE tree fall beside their home, miraculously landing on the vacant lot instead. Had it fallen the other direction, the outcome could’ve been devastating. God’s protection is something I’ll NEVER take for granted! ❤️

We returned to find our home unharmed, just a metric TON of tree debris! 😂 Since then, it’s been nonstop cleaning up, checking on loved ones, and helping clients navigate storm damage.

To the linemen, first responders, cleanup crews, neighbors, and everyone helping restore our community, THANK YOU! 🫶

This experience reinforced that homes and belongings can be replaced, but our loved ones cannot.

It also reminded me how much I appreciate ICE, AC, hot showers, coffee, and WiFi! 😂 GOODNESS GRACIOUS!

And can we talk about GARY?! 🤩 This man somehow made an incredibly stressful experience FUN! He’s LOVING retirement, and watching him play with his Gator and sweeper like a kid with new toys makes my heart smile. I’m so grateful I get to do life with him! ❤️

Despite the exhaustion, my heart is FULL. I have family to love, a home to maintain, clients to serve, and a community worth showing up for.

Living in paradise is HARD WORK sometimes, but doing it alongside the love of my life? Worth every bit of it!

God is SO good, and I am SO grateful! 🙏💓

How did YOUR family fare? Still dealing with damage or cleanup? Drop a comment, and PLEASE speak up if you need help or resources! Let’s keep looking out for one another! ❤️

09/24/2026

Don’t judge, I had to jump on this trend just for funsies… and I’m dying because why is it actually so accurate?!

Meet Scout — my little “Port Dawg” sidekick who is apparently always on the hunt for great homes, great deals, and brighter futures four our veteran friends.

Honestly, if my personality had a mascot, a sunglasses-wearing dachshund scouting out real estate deals feels pretty dang fitting. 😂

10/10. No notes. Scout can stay.

Prompt is in the comments.

Have a blessed Friday Eve!

09/20/2026

Eeeek! I’ve capped!!

When I was interviewing brokerages in 2025, I landed with Epique Realty for their incredible 85/15 commission split with a declining cap. Last year I capped on my anniversary week but I still got to keep 100% of my commission on my last sale of the year which happened to be my biggest ever.

This year, I capped my commission split with my brokerage after just 4 months, which means for the next 8 months, I’ll keep 100% of my commission before my annual reset!

In our unpredictable real estate market where it feels like we’re working 2-3 times as hard for the same results, I’ve become even more intentional about making every dollar I earn go further. Capping means I can afford to continue to give back through Homes for Heroes while still supporting my family, helping Gary access the best treatment options available to him, and having the flexibility to slow down when life requires it.

2026 has blessed our family in ways I could have never anticipated. I’m eternally grateful for every client, partner, friend and family member who continues to trust, support and recommend me.

Most of all, I’m grateful to God for continuing to open doors and place incredible people in my path. I’ll keep singing His praises while giving back and serving our Florida Emerald Coast veteran community with all I’ve got.

Epique Realty Florida Realtor Emerald Coast Realtor Homes For Heroes Military Realtor Veteran Realtor Florida Real Estate Emerald Coast Real Estate

09/15/2026

Life lately.

I don’t take many days off, but when my stepdaughter came all the way from Washington with our precious 14-month-old grandson, I took off as much time as I could to soak it all in.

We got family photos, went to the beach, spent a day at the Gulf Breeze Zoo, celebrated Shaylyn and Jessie’s birthdays, and did a whole lot of just hanging out together. Nothing extravagant. Just quality time, baby giggles, family, and memories we’ll treasure forever.

Then they headed home and Gary and I went from Gigi + Pawpaw mode straight into WORK MODE.

We spent one full day assembling furniture and another staging my new listing. And BOY was it worth it. The market ate it up, and that baby is closing in TWO DAYS! More to come on that one.

August was interesting for real estate, too. I only had ONE closing, but y’all…it was an EPIC one. A VA loan assumption that took every bit of 99 DAYS to get across the finish line. Whew, it was a doozie, but WE GOT IT DONE!

With only one closing, I truly didn’t expect to make the leaderboard. But what do ya know, ya girl came pulling up the rear, plus voted #1 Realtor by my husband.

What you don’t always see behind those monthly numbers is everything happening in the background. I’ve been blessed to have 5 homes under contract, spread between September and October.

And I think that’s what this season keeps reminding me of: not everything has to happen all at once to know things are moving in the right direction.

I was able to take a knee, step away from work, and be PRESENT with my family. Then when it was time to get back to work, we were rip-roaring and ready to go.

I just can’t get over how much God continues to provide for our family in ways I simply can’t explain.

Life isn’t perfect behind the curtain. It’s busy. It’s messy. Boy is it chaotic sometimes. It requires a whole lot of patience and faith.

But man, I am grateful for it ALL. All the glory to God!

And there is so much more happening over here that I can’t wait to share. Follow for more!

08/28/2026

UNDER CONTRACT IN JUST 6 DAYS!

In a market where homes in this price range in Navarre are averaging around 70 days on market, this one was pending in 6.

Proof that the details still matter.

Fresh paint. ✔️
Curb appeal. ✔️
Staging. ✔️
Presentation. ✔️
Strategic pricing + marketing. ✔️

But the biggest key? Sellers who trusted me enough to listen, follow the plan, and allow me to execute it with precision.

I can’t wait to share the details of this one once we cross the finish line, but for now, we are over the moon excited for both my sellers and the new buyers!

Thinking about selling? The market may have shifted in favor of buyers, but a well-prepared home with the right strategy can still move. Let’s make a plan.

07/31/2026

Imagine spending every weekend on the water instead of stuck in traffic.

Even better…qualified VA buyers may be able to assume the seller’s existing 2.5% VA loan with a monthly mortgage payment of $2,270, an opportunity that’s incredibly rare.

This isn’t just a home, it’s a Florida lifestyle.

Located in the sought-after Lake Point community, you’ll be just a short walk from Meigs Park’s sandy beach and boat launch on beautiful Choctawhatchee Bay. Launch the paddle boards, spend the afternoon fishing, catch the sunset, then come home to your own private retreat.

For a limited time, with an acceptable offer, the seller is offering:
✔️ A brand-new roof (you choose the color)
✔️ Fresh interior paint (you choose the color)
✔️ A $500 home warranty
Must close on or before August 31st.

You’ll also love:
All-brick construction
No HOA
No flood insurance required
Underground utilities
Vaulted ceilings and cozy gas fireplace
Bright climate-controlled Florida room
Spacious primary suite with a jetted tub
Privacy-fenced backyard, epoxy garage floors, and a smart sprinkler system

Minutes from Eglin AFB, Hurlburt Field, shopping, dining, and the Emerald Coast’s beautiful beaches, this home offers the perfect balance of convenience and coastal living.

If you’ve been dreaming of endless Florida summers, this could be the one.

Send me a message to schedule your private showing before these incentives disappear.

Proudly Serving military and veteran families on the Emerald Coast, from Pensacola to Destin.
Helping heroes maximize their VA benefits through VA loans, VA assumable loans, and Homes for Heroes rewards.

07/31/2026

How did these two Army veterans secure a 2.25% interest rate in 2026!? 🇺🇸

It all started with a consultation call from Savannah. We immediately clicked and hit the ground running.

After serving two full Army careers, Kip and Mandy were ready for a new mission, finding the perfect place to plant roots and raise their two daughters here on the Emerald Coast.

They’ve used their VA loan before and built real estate investments over the years. This time, they recognized a rare opportunity: a VA assumable loan with a 2.25% interest rate.

That opportunity translated into a $2,109 monthly mortgage payment on a 4-bedroom, 3-bath home on the golf course in Hidden Creek Estates in Navarre!

Sixty days later, the keys were theirs.

Helping military families maximize every benefit they’ve earned, from VA loan strategies to Homes for Heroes rewards, is one of the most meaningful parts of my job.

Welcome home, Kip and Mandy! Thank you both for your faithful service, and thank you for trusting me to guide you through your VA assumable loan journey. ❤️🤍💙

Military friends: Curious whether a VA assumable loan could work for you? DM me “PLAYBOOK” and I’ll send you my free VA Assumable Loan Playbook.

🇺🇸 Proudly serving military and veteran families from Pensacola to Destin. Helping heroes maximize their VA benefits through VA loans, VA assumable loans, and Homes for Heroes rewards.

Address

Navarre Pkwy
Navarre, FL
32566

Telephone

+18503781282

Website

http://feliciasellstheemeraldcoast.com/

Alerts

Be the first to know and let us send you an email when Felicia Smith - Realtor - Veteran posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.