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mauriciodager.hera Helping Real Estate Investors Succeed / Private Financing Loan Originator at Hera Lending

10/30/2026

Tu prĂłximo Fix & Flip necesita un prestamista que entienda tu proyecto.

La compra, la remodelaciĂłn y la venta requieren planificaciĂłn y un financiamiento adecuado. En Hera Lending nos especializamos en financiamiento para construcciĂłn y Fix & Flip.

Como arquitecto con 20 años de experiencia en construcción, entiendo lo que implica llevar un proyecto del papel a la realidad.

Escríbeme “DEAL” por DM y revisamos tu próxima inversión.

10/28/2026

A good construction project doesn’t always mean it’s ready for financing.

Sometimes the issue isn’t the property, the budget, or the potential profit. It’s how the deal is structured.

For example, a builder may have a great project but lack the experience required by the lender.

The solution? Bringing in a qualified general contractor with the necessary experience could make the project eligible for financing.

With over 20 years of construction experience and a background in architecture, I understand both sides of the equation: construction and financing.

The key isn’t just finding a lender. It’s knowing how to structure the deal.

At Hera Lending, we help investors and builders explore financing solutions that make sense for their projects.

Have a construction project you’re trying to finance? Let’s talk.

10/24/2026

Pinecrest, FL | $4,100,000 Bridge Loan

Construction financing can start before the plans and permits are ready.

For this project, the financing strategy has two stages:

An 18 month bridge loan provides time to prepare the plans and obtain permits.

Once those are ready, the next step is to refinance into a 24 month Ground Up Construction loan to fund the build.

Understanding how to finance each stage helps you plan your project from the beginning.

Have a project in mind? DM me “BUILD” and let’s review your scenario.

HERA Lending | The New HERA of Lending

10/13/2026

A luxury home starts with a vision. Building it takes a plan.

$3.2MM in ground-up construction financing for a luxury spec home in Pinecrest, Florida.

Before breaking ground, ask yourself:
▪️ How much cash will I need at closing, and during construction?
▪️ How will draws align with my contractor’s payment schedule?
▪️ Does my timeline leave room for delays and the eventual sale?

Understanding these details is just as important as knowing your interest rate.

Have a project in mind? DM me the word “Deal” and let’s review your scenario.

10/12/2026

ÂżCĂłmo empiezas tu primer proyecto de construcciĂłn si te piden experiencia para financiarlo?

La experiencia del General Contractor (GC) puede ser parte de la respuesta. Bajo ciertas condiciones, su trayectoria puede respaldar la evaluaciĂłn de tu proyecto.

Pero no basta con contratar a alguien que diga “yo he construido”. Esa experiencia debe poder documentarse: proyectos terminados, permisos y certificados de ocupación.

Antes de elegir a tu GC, pregĂşntale:
¿Qué proyectos similares has completado?
ÂżPuedes documentar tu participaciĂłn?
ÂżTienes disponibles los soportes de esas obras?

Elegir bien a tu constructor es uno de los primeros pasos para comenzar con bases sĂłlidas.

Guarda este reel si estás pensando en construir tu primera propiedad de inversión.

ÂżComprarĂ­as una casa vieja por $3 MILLONES?Un inversionista comĂşn ve una propiedad antigua. Un desarrollador con visiĂłn ...
10/09/2026

ÂżComprarĂ­as una casa vieja por $3 MILLONES?

Un inversionista comĂşn ve una propiedad antigua. Un desarrollador con visiĂłn ve una oportunidad de construir una residencia de $13 MILLONES.

La clave está en saber cómo financiar cada etapa del proyecto.

PASO 1 | ASEGURA LA OPORTUNIDAD

Compras una propiedad por $3,000,000 utilizando un Bridge Loan con un financiamiento ilustrativo del 80%.

Préstamo: $2,400,000
Capital inicial: $600,000 + gastos de cierre

PASO 2 | PREPARA EL PROYECTO

Mientras tienes la propiedad asegurada, dispones de tiempo para desarrollar los planos, obtener los permisos y preparar la construcciĂłn.

PASO 3 | TRANSICIÓN A CONSTRUCCIÓN

Con los permisos listos, refinancias el Bridge Loan mediante un Ground-Up Construction Loan (GUC).

Costo total del proyecto: $8,000,000
Financiamiento potencial al 85% LTC: $6,800,000
Valor proyectado de venta: $13,000,000

MARGEN BRUTO POTENCIAL: $5,000,000, antes de intereses, comisiones y demás costos.

La verdadera ventaja no es simplemente conseguir financiamiento. Es estructurarlo estratégicamente para aprovechar oportunidades que otros dejan pasar.

Primero aseguras la propiedad. Después desarrollas. Finalmente, construyes y vendes.

ÂżTienes una propiedad con potencial de desarrollo?

Comenta BRIDGE y conversemos sobre cĂłmo estructurar tu prĂłximo proyecto.

Ejemplo ilustrativo. Financiamiento sujeto a aprobaciĂłn, tasaciĂłn y requisitos del programa. Rentabilidad no garantizada.

10/07/2026
A great opportunity doesn’t always wait for plans and permits.That’s where a Bridge Loan can become a strategic tool for...
10/07/2026

A great opportunity doesn’t always wait for plans and permits.

That’s where a Bridge Loan can become a strategic tool for real estate investors and developers.

It can give you the speed to secure the property first, then use the bridge period to work with your architect, complete the plans, obtain permits, and prepare the project for construction.

Once the plans and permits are ready, the financing can transition into a Ground-Up Construction loan to begin the build.

The strategy is simple:

Secure the opportunity → Plan the project → Obtain permits → Transition to GUC → Build.

Sometimes the value of financing isn’t just the rate. It’s having the right structure for the timeline of the project.

10/06/2026

Your next construction loan deserves more than a rate comparison. 🏗️

Before you commit, ask:
• Is interest charged on the full loan or only funds drawn?
• How quickly are construction draws funded?
• How much cash will you need at closing, and throughout the build?
• Does the loan term give you enough time to finish and exit?

Understanding the structure helps you plan your cash flow and avoid expensive surprises.

Save this checklist for your next project. Comment BUILD to connect.

Address

220 NE 59th Street
Miami, FL
33137

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