10/21/2026
Which would YOU choose? 🏡👇
Option 1: Buy when interest rates are higher, but you may have more negotiating power—a better purchase price and seller-paid closing costs and/or a rate buydown to help make your payment more affordable.
Option 2: Buy when rates are lower, but you may face more competition—potentially paying full price or above asking, with fewer seller concessions and more cash needed out of pocket.
What if either scenario resulted in a similar payment? Purchase price, monthly payment, and cash needed to close all matter—not just the interest rate.
Would you choose option 1 or option 2? Tell me why in the comments! 👇