Mortgage Loans Co

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Mortgage Loans Co Licensed mortgage broker specializing in first-time buyers, refinancing, VA loans, and luxury properties. NMLS #2044646. Serving Texas.

Get pre-approved in 24 hours! Your trusted partner for home financing solutions. We make homeownership accessible with competitive rates and expert guidance.

10/27/2026

Median 3-bedroom rent: San Marcos about $1,800, Kyle about $1,850, Buda $1,995, 78748 $2,350 and 78745 $2,400. Wherever you rent, I'll put that number next to a real ownership estimate. If renting wins, I'll tell you. Call or text 512-820-5714 and I'll run your side by side.

Source: ACTRIS/Unlock MLS, median 3-bedroom lease, 7/17-10/15/2026. Deemed reliable, not guaranteed. No rates quoted. Not all borrowers will qualify. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.

Town photos: Larry D. Moore, CC BY 4.0, via Wikimedia Commons.

10/27/2026

Need to sell to buy? There's an order that works: price and prep the current home, get pre-approved, negotiate the timing, then line up both closings so you move once. Comment MOVE for our sell-and-buy roadmap.

Options depend on qualification and market conditions. You are always free to choose any lender or agent. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity. Real estate: Dustin Allan & Kristin Allan, REALTORS, The Allan Home Group at Compass.

10/26/2026

There are 163 active down payment assistance programs in Texas right now, from places like TSAHC, TDHCA, SETH and Chenoa Fund. Each has its own rules for income, credit and where you can buy. Most buyers never ask which ones they qualify for. Call or text 512-820-5714 and I'll check which ones fit you.

Source: Down Payment Resource, October 2026. DPA eligibility requirements apply (income limits, credit, program rules and availability/funding). Not all borrowers will qualify. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.

10/26/2026

Buying with a dog? Check the fence, the HOA fence rules and the drainage. And don't put a fence on a new card before closing. Comment YARD for my backyard checklist.

New debt before closing can affect loan approval. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.

10/23/2026

Homes under $300K typically sold for about 93% of their original asking price, and many had price cuts along the way. In San Marcos it was about 91%, after 64 days on the market. That's room on price, closing costs or both, and sellers take you seriously when you're fully pre-approved. Call or text 512-820-5714 and let's get you ready.

Source: ACTRIS/Unlock MLS, single-family, 78640, 78610, 78666, 78745 and 78748, 7/17-10/15/2026. Deemed reliable, not guaranteed. Sale price compared with original list price. Not all borrowers will qualify. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.

Town photos: Larry D. Moore, CC BY 4.0, via Wikimedia Commons.

10/23/2026

Your down payment isn't the only check. There's earnest money and the option fee, the down payment, closing costs and prepaids. Assistance and seller credits can shrink some of them. Comment CASH for my cash-to-close worksheet.

DPA eligibility requirements apply (income limits, credit, program availability). Not all borrowers will qualify. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.

10/22/2026

1 in 3 Kyle home sales in the last 90 days closed with an FHA loan. Across Kyle, Buda, San Marcos and South Austin, 78% of FHA, VA and USDA buyers got seller help with closing costs. Your loan type isn't the problem. How the offer is built is. Call or text 512-820-5714 and I'll help you build a strong offer.

Source: ACTRIS/Unlock MLS, single-family, 78640, 78610, 78666, 78745 and 78748, 7/17-10/15/2026. Deemed reliable, not guaranteed. Loan type as reported in MLS. Not all borrowers will qualify. Not affiliated with or endorsed by any government agency. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.

Town photos: Larry D. Moore, CC BY 4.0, via Wikimedia Commons.

10/22/2026

Same budget, three towns. The loan programs are the same in all three. Taxes and HOA are what change the payment. Comment TOWN and tell me your pick.

Total payment varies by property taxes, HOA dues and insurance. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.



Town photos: Larry D. Moore, CC BY 4.0, via Wikimedia Commons.

10/21/2026

Kyle's median sale price fell from about $317K a year ago to about $306K. Homes are taking about 55 days to sell, and 63% of sales had the seller paying part of the buyer's closing costs. More room for buyers, if your financing is ready. Call or text 512-820-5714 and let's get you ready.

Source: ACTRIS/Unlock MLS, single-family, 78640, 78610, 78666, 78745 and 78748, 7/17-10/15/2026. Deemed reliable, not guaranteed. Compared with the same period in 2025. Not all borrowers will qualify. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.

Town photos: Larry D. Moore, CC BY 4.0, via Wikimedia Commons.

10/21/2026

A temporary buydown, a permanent buydown and a price cut all help in different ways. Which one wins depends on how long you'll keep the loan. Comment MATH for a side by side.

No rates quoted. Rates subject to change, OAC (on approved credit). APR may differ from the interest rate. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.

Address

Kyle, TX
78640

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 4pm

Telephone

+15128205714

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