Charles McShan Realtor

11/08/2026

From Charles McShan Century 21 Universal

Home insurance has gotten pricier, and that can be frustrating when you’re budgeting for a move. Here’s what you can do about it.

Data shows homeowners who switched insurance companies saved about $440 a year compared to those who stayed with the same insurance provider. And they didn’t have to give up coverage to do it.

So, before you move, compare quotes from a few companies. You may find a better deal than you’d expect.

Not sure when to start gathering insurance quotes? Send a message to see where they fit in your homebuying timeline.

11/08/2026

Heated flooring sounds like a dream come true, but are they realistic for your home?

While you might be considering adding heated flooring to your new home, there are a lot of questions...

11/08/2026

Planning to move by the end of the year? Whether driven by career shifts or lifestyle changes, this Fall 2026 Home Buyer's Guide will help you prepare your move today.

11/08/2026

Need to move ASAP this autumn? This Fall 2026 Home Seller's Guide delivers the latest and most effective strategies to get your home sold fast.

11/07/2026

From Charles McShan Century 21 Universal

Toward the end of the year, the number of homes for sale usually starts to level off or dip as we enter the slower season in the market. But so far this year, it’s still going up.

And that break in the usual seasonal trend could be good for some buyers.

Part of the reason is that fewer people are shopping right now with mortgage rates where they are. But that gives anyone who can make the numbers work an opportunity.

If you’re able to buy at today’s rates, you have more options than you’d normally have. And that means more chances to find a home in budget – and less competition from other buyers.

You’ll likely even see sellers more willing to strike a deal.

What you’ll find depends on where you’re looking. Send a DM to see what’s on the market near you.

11/07/2026

VIDEO: Here's how to 'rough it' within walking distance from your house.

Here are a few ideas for a memorable camping trip seconds from home… Cozy Accommodations ...

11/06/2026

From Charles McShan Century 21 Universal

Selling Your Home? What You Should Know About Price Cuts vs. Rate Buydowns.

What if you could make your house more attractive to buyers without lowering your asking price?

With 43% of sellers cutting prices right now, according to HousingWire, it's a question worth asking – especially because there's another way to give buyers what they really want: a lower monthly payment.

It's called a mortgage rate buydown. And the difference can be pretty remarkable.
Here's an example.

Let's say you're willing to offer a buyer $10,000 to help get your house sold.

A $10,000 price reduction could save that buyer about $70 a month.

But putting that same $10,000 toward a temporary mortgage rate buydown could save them roughly $500 a month in the first year.

Same amount from you. A much bigger impact on their immediate budget.

Now, those savings won't last forever with a temporary buydown. But for the right buyer, that upfront relief could be exactly what makes your house stand out.

Thinking about selling? Send me a message. Let's explore which incentives could attract buyers while protecting your bottom line.

11/06/2026

Are you a new parent? It's an adjustment, so here's what you'll need to think about.

Having a child can require many adjustments. Losing sleep and changing dirty diapers are just some o...

11/05/2026

From Charles McShan Century 21 Universal

If you’re seeing headlines about the “silver tsunami” in housing, you should know it’ll be more of a slow tide than a sudden flood.

About 13.9 million homes owned by older Americans are expected to change hands by 2036 – that’s true. But that works out to roughly 1.3 to 1.5 million a year, spread over the next decade.

And since the country hasn’t built enough homes to keep up with demand in the years following the housing crash, those sales will help close a gap that’s already there. Not overwhelm the market.

So don't let a dramatic national headline scare you - especially if you’re thinking of selling.

What matters far more is what's happening in your local market. How many houses are for sale nearby? What are buyers looking for? And what are similar houses actually selling for?

Those are the numbers that should shape your selling strategy.

Curious what the market looks like in your neighborhood? Let's take a look.

11/05/2026

If a full home bar is not in order, these are a great way to add design appeal that can be enjoyed during dinner parties or quiet evenings alike.

The bar cart is a fashionable, functional, and efficient use of space. If a full home bar is not in ...