Debbie Staggs, Realtor

Debbie Staggs, Realtor This is the official page for Debbie Staggs - Realtor at Stovall, Realtors.
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I was raised in small-town Stamford, Texas, making Abilene much like home for me. I’ve spent the last several years raising a family and managing our home alongside my loving husband of over 25 years. I am a parent of two, and proud grandparent of four beautiful grandsons. I enjoy working in the yard, snow-skiing, reading, biking, and even find home-staging relaxing. I speak, read, and write Spanish fluently. I am honored to join Stovall Realtors and be part of a family built on honesty and integrity by putting God at the forefront. I love serving the Abilene community and surrounding areas in all it's residential needs. It is my goal to pair you up with just the right place you and your family can call home.

It is up to each homeowner to keep track of their acquisition debt and only deduct the qualified mortgage interest.
12/04/2019
Understanding the Mortgage Interest Deduction

It is up to each homeowner to keep track of their acquisition debt and only deduct the qualified mortgage interest.

Mortgage interest paid on your principal residence is deductible on up to $750,000 of acquisition debt used to buy, build or improve a principal residence.

You need everyone working together as a team to get you to the goal.
12/02/2019
home buying team

You need everyone working together as a team to get you to the goal.

The center of your home buying team is your real estate professional who is familiar with the entire process and can coordinate the different professionals.

‘‘Tis The Season!”
11/30/2019

‘‘Tis The Season!”

🎅🎁🎄CHRISTMAS IS HERE!🎄🎁🎅

Bring on the eggnog and Christmas music! We are ready for Holiday Cheer over here!

11/29/2019
betterhomeowners.com

The lower activity in the housing market could easily result in better purchase prices and less likelihood that you could be competing with other offers.

Unlike most insurance that has a specific term and periodic premiums, title insurance covers the insured for a single pr...
11/27/2019
Title Insurance

Unlike most insurance that has a specific term and periodic premiums, title insurance covers the insured for a single premium and lasts for as long as they or their heirs have an interest in the property.

Most people who have car, home and health insurance have probably made claims but it might be difficult to find a homeowner who has made a claim on their title insurance.

Superstitions are often over the top. There\'s probably nothing magical about a rabbit\'s foot, and walking under a ladd...
11/27/2019
Very Superstitious: Home Traditions That Are Still Alive Today

Superstitions are often over the top. There\'s probably nothing magical about a rabbit\'s foot, and walking under a ladder or breaking a mirror won\'t lead to doom. But then again, trying to bring a l

Superstitions are often over the top. There’s probably nothing magical about a rabbit’s ...

Finding the right home is important but having good advice for the negotiation process is just as important.
11/25/2019
Common Homebuyer Mistakes

Finding the right home is important but having good advice for the negotiation process is just as important.

A few suggestions to help homebuyers avoid mistakes that would keep them from getting the home they want.

Before engaging in an approach, question the the outcomes both favorable and unfavorable.
11/22/2019
Reconsider this advice for home buyers

Before engaging in an approach, question the the outcomes both favorable and unfavorable.

There is a common body of advice offered by well-intentioned individuals that may be contrary to the best interests of buyers.

11/20/2019
betterhomeowners.com

A bonus reason to buy a home now are the low mortgage rates available. Today's rates are 3.75% on a 30-year fixed rate mortgage and 3.21% on a 15-year fixed rate mortgage.

Some homebuyers might balk at the added expense, but an inspection is well worth the investment.
11/20/2019
Household Cleaning Tips to Save Time and Money

Some homebuyers might balk at the added expense, but an inspection is well worth the investment.

Why Home Inspections Are Important Buying a home is a major part of the American Dream. It’s also likely one of the biggest purchases of your life. That’s why you’ll want to ensure you don’t buy a money pit and find yourself living in a nightmare. A professional home inspection checks for is...

You certainly don't want surprises at the last minute that detract from the excitement of your new home.
11/18/2019
Additional Expenses When Buying

You certainly don't want surprises at the last minute that detract from the excitement of your new home.

In addition to the down payment and closing costs to buy a home, there will be additional expenses.

FHA buyers can get help with their down payment but need to document it in a letter.#dstaggsrealtor4life  #bhhsstovallre...
11/15/2019
FHA Gift Letter

FHA buyers can get help with their down payment but need to document it in a letter.

#dstaggsrealtor4life #bhhsstovallrealtors

The purpose of the letter is to assure FHA that the gift doesn't have to be repaid and that the donor is not a principal in the transaction.

Securing a pre-approval prior to beginning the home buying process will give you confidence and can help your negotiatio...
11/13/2019
What's the Difference in Pre-Qualification and Pre-Approval?

Securing a pre-approval prior to beginning the home buying process will give you confidence and can help your negotiations with the seller.

#dstaggsrealtor4life #bhhsstovallrealtors

In simple terms, a pre-qualification is an estimate of what you can afford. A pre-approval is a conditional approval based on the proof you provide.

Plant life indoors is more than just pretty. Iit can improve your quality of air!#dstaggsrealtor4life #bhhsstovallrealto...
11/13/2019
Keep Indoor Air Cleaner With Plants

Plant life indoors is more than just pretty. Iit can improve your quality of air!

#dstaggsrealtor4life #bhhsstovallrealtors

Keep Indoor Air Cleaner With Plants Relaxing at home has many benefits, however, breathing healthful air may not be one of them. Common indoor air pollutants such as formaldehyde and benzene, which are commonplace in many of the pesticides, personal care products and household cleansers we use, can....

If your home has these items, make sure your insurance agents knows it.
11/11/2019
Lower your insurance costs

If your home has these items, make sure your insurance agents knows it.

Technology and special features can lower your property insurance premiums.

Y'all come see me today and tour this lovely and very affordable home in Heritage Parks. Great curb appeal, second livin...
11/10/2019
Berkshire Hathaway HomeServices Stovall Realtors

Y'all come see me today and tour this lovely and very affordable home in Heritage Parks. Great curb appeal, second living, spacious and large yards...all that's missing is your family and your decorating ideas!!

#dstaggsrealtor4life #bhhsstovallrealtors

😎🤩OPEN HOUSE TODAY!🤩😎

Debbie Staggs, Realtor is ready for you to come see 2402 Township today from 1-3pm! DON'T MISS the $25 gift card drawing as well as the 🎂CAKE POPS🎂 at this open house! This maintained home is minutes away from dining and shopping, close to great schools, and ready for the taking! Call Debbie with any questions @ 325-518-6612 - we can't wait to see you there!

Start reducing your energy use today and enjoy the benefits for years to come.
11/08/2019
Save Enegy in your Home

Start reducing your energy use today and enjoy the benefits for years to come.

Finding ways to conserve energy in your home will save you money and help reduce the nation's demand for the resources needed to make that energy, like fossil fuels.

Your tenant could literally buy your retirement home for you.
11/06/2019
Buy Your Retirement Home Now

Your tenant could literally buy your retirement home for you.

Maybe you're not ready to move into it but that doesn't mean that you shouldn't take advantage of the present opportunities to acquire the home you want to live in during retirement.

Is your drinking water safe?
11/06/2019
How to Protect and Preserve Your Home's Drinking Water

Is your drinking water safe?

How to Protect and Preserve Your Home's Drinking Water After global attention was focused on the fresh water supply crisis in Flint, Mich., consumers across the country started paying more attention to water quality.   According to Tommy Webber, owner of T. Webber Plumbing, Heating & Air Conditioni...

We can recommend service providers to help you with the 3Ms of homeownership.#dsraggsrealtor4life #bhhsstovallrealtors
11/04/2019
Maintain, Minimize, Manage

We can recommend service providers to help you with the 3Ms of homeownership.

#dsraggsrealtor4life #bhhsstovallrealtors

Homeownership is a privilege and a responsibility falling into one of three categories: maintenance, minimizing expenses and managing debt and risk.

Good read before doing your first flip!#dstaggsrealtor4life  #bhhsstovallrealtors
11/03/2019
5 Crucial Questions to Ask Before You Flip Your First House

Good read before doing your first flip!
#dstaggsrealtor4life #bhhsstovallrealtors

House flipping can be a great investment—or a costly gamble. Here are some questions to ask yourself to assess if you're ready to flip a house.

A home can be a great investment that can make a big difference for people.#dstaggsrealtor4life#bhhsstovallrealtors
11/01/2019
Homeowners Net Worth

A home can be a great investment that can make a big difference for people.

#dstaggsrealtor4life
#bhhsstovallrealtors

In a report released in August 2019, the U.S. Census Bureau stated the 2015 median net worth of homeowners was $221,100 compared to $2,759 for renters.

Debbie Staggs, Realtor
10/30/2019

Debbie Staggs, Realtor

After you determine it is a good time to buy a home, it is time to meet with your real estate professional.#bhhsstovallr...
10/30/2019
A Good Time to Buy a Home

After you determine it is a good time to buy a home, it is time to meet with your real estate professional.

#bhhsstovallrealtors
#dstaggsrealtor4life

The answer to the question "is it a good time to buy a home" depends on several things that are relative to the buyer.

Installing a home surveillance system on your own? Placement is key.#dstaggsrealtor4life#bhhsstovallrealtors
10/30/2019
Best Places to Put Home Security Cameras

Installing a home surveillance system on your own? Placement is key.

#dstaggsrealtor4life
#bhhsstovallrealtors

Best Places to Put Home Security Cameras With a variety of home surveillance kits available, many handy homeowners have chosen to install security cameras themselves. The installation process can be easy, but knowing the proper way to place and angle the cameras is vital to keeping your home as safe...

When it is time to replace your current water heater, it is worth investigating this alternative.
10/28/2019
No More Cold Showers

When it is time to replace your current water heater, it is worth investigating this alternative.

A tankless water heater eliminates the need and cost of keeping gallons upon gallons of water heated in a storage tank on standby.

Set an automatic bill payment with your online banking to keep you committed to this idea.#dstaggsrealtor4life#bhhsstova...
10/25/2019
Regular Principal Contributions

Set an automatic bill payment with your online banking to keep you committed to this idea.

#dstaggsrealtor4life
#bhhsstovallrealtors

Making regular, additional principal contributions with each mortgage payment will save interest, build equity and shorten the term of fixed-rate mortgages.

If frequent repairs have you on a first name basis with the plumber, it may be time to consider replacing the toilet.#ds...
10/23/2019
Time for a Toilet Upgrade

If frequent repairs have you on a first name basis with the plumber, it may be time to consider replacing the toilet.

#dstaggsrealtor4life
#bhhsstovallrealtors

There are a lot of things to consider when upgrading a toilet and the following list may help you sort through the choices.

At twice the amount, these rates would be considered a bargain compared to what homeowners paid in 1981.#dstaggsrealtor4...
10/21/2019
Mortgage Rates

At twice the amount, these rates would be considered a bargain compared to what homeowners paid in 1981.

#dstaggsrealtor4life
#bhhsstovallrealtors

Mortgage rates are still near the historic low from 2012.

A huge shout out and THANK YOU to my great friends at La Voz 93.3 FM for these amazing cake balls!! Thank you Pete and t...
10/18/2019

A huge shout out and THANK YOU to my great friends at La Voz 93.3 FM for these amazing cake balls!! Thank you Pete and the gang, they are delish!!!

#dstaggsrealtor4life #bhhsstovallrealtors

Buyers armed with good information will have more options and are more likely to get what they want.#dstaggsrealtor4life...
10/18/2019
Don't Believe It

Buyers armed with good information will have more options and are more likely to get what they want.

#dstaggsrealtor4life
#bhhsstovallrealtors

Don't believe some of the common myths you may have heard about buying a home.

Move over, docs and lawyers...#dstaggsrealtor4life#bhhsstovallrealtors
10/17/2019
Lesser-Known Jobs That Pay $100,000 or More

Move over, docs and lawyers...

#dstaggsrealtor4life
#bhhsstovallrealtors

Lesser-Known Jobs That Pay $100,000 or More You don’t need to work on Wall Street, or be a doctor or lawyer, to earn a hundred grand a year or more, says the research team at Glassdoor.com, a site focused on careers. Lesser-known jobs that pay over $100,000 annually include: Special agent – Whet...

10/16/2019
betterhomeowners.com

Regulating humidity can make breathing easier and the air feel more pleasant.

#dstaggsrealtor4life
#bhhsstovallrealtors

We want to be your "Go to" person in real estate.  Give me a call if I can help.#dstaggsrealtor4life#bhhsstovallrealtors
10/14/2019
Help or Do No Harm

We want to be your "Go to" person in real estate. Give me a call if I can help.

#dstaggsrealtor4life
#bhhsstovallrealtors

While REALTORS® do not protect their customers' lives directly, homeownership affects their lives in financial, social and emotional ways.

We had a great time at Business Mercado Fiesta Loteria 2019 yesterday! Gave away lots of lottery scratch off tickets, en...
10/13/2019

We had a great time at Business Mercado Fiesta Loteria 2019 yesterday! Gave away lots of lottery scratch off tickets, enjoyed meeting new people, and had lots of laughs together and with good friends!
IN THE BOOKS...drop the mic 🎤

#dstaggsrealtor4life #bhhsstovallrealtors

Booth #5...come see me tomorrow at Business Mercado - say, “Hello” and enter for a chance to win one of our prizes!!...
10/12/2019

Booth #5...come see me tomorrow at Business Mercado - say, “Hello” and enter for a chance to win one of our prizes!!

#dstaggsrealtor4life #bhhsstovallrealtors

La Voz 93.3 FM
10/12/2019

La Voz 93.3 FM

***Abilene,TX/Business Mercado***
Get ready Abilene and surrounding areas for Busines Mercado 2019, here are some businesses that are ready for a fun day tomorrow! Stop by their booths and say hello be sure to tell them La Voz 93.3FM sent you! Little Joe Movers and Storage, LLC Communities of Abilene Federal Credit Union MMG Law Firm SERVPRO of Abilene Blue Cross and Blue Shield of Texas Debbie Staggs, Realtor Oceans Behavioral Hospital Abilene Abilene Regional Medical Center Abilene Physicians Group AISD Office Telemundo Abilene TSTC in West Texas Ballet Folklorico del Big Country: Alma de Nuestras Raices #LAVOZ933 #MORECOMMUNITYINVOLVED

Dental hygiene and good health are good reasons to change toothbrushes regularly.#dstaggsrealtor4life  #bhhsstovallrealt...
10/11/2019
toothbrush replacement

Dental hygiene and good health are good reasons to change toothbrushes regularly.

#dstaggsrealtor4life #bhhsstovallrealtors

The American Dental Association recommends you replace your toothbrush approximately every three to four months, or sooner if the bristles are splayed or after having a cold.

Budgeting is especially important if you have a limited income or you're trying to achieve a long-term goal.
10/10/2019
Why You Should Have a Monthly Budget

Budgeting is especially important if you have a limited income or you're trying to achieve a long-term goal.

Why You Should Have a Monthly Budget Many people reach the end of the month and wonder where their money went. Unplanned and unnecessary purchases can make it difficult to finance long-term goals and may even cause you to struggle to cover necessary expenses today. Creating and sticking to a budget....

From Peace Lily to English Ivy, some houseplants may improve your health in ways you never realized.#dstaggsrealtor4life...
10/10/2019
10 Houseplants That Can Actually Improve Your Health

From Peace Lily to English Ivy, some houseplants may improve your health in ways you never realized.

#dstaggsrealtor4life #bhhsstovallrealtors

10 Houseplants That Can Actually Improve Your Health Adding a houseplant or two always seems to improve the look of a room. But as it turns out, certain houseplants can also improve your health. According to recent studies by NASA, some houseplants filter out dangerous compounds that are commonly fo...

The question you should ask yourself is who do you want representing you in the purchase or sale of the largest asset th...
10/09/2019
Selecting an agent

The question you should ask yourself is who do you want representing you in the purchase or sale of the largest asset that most people make?

#dstaggsrealtor4life #bhhsstovallrealtors

An agent provides valuable services for buyers and sellers during the transaction that can make a difference in finding the "right" home or buyer, negotiating the best terms, and closing on time.

Mortgages are like tools and you select the one that is best for the job at hand.
10/07/2019
Little known facts about FHA mortgages

Mortgages are like tools and you select the one that is best for the job at hand.

These facts about FHA mortgages may help you to decide for or against using this type of loan.

A little prevention can help you from becoming a victim.
10/04/2019
Lock Take Hide

A little prevention can help you from becoming a victim.

Do not leave any property visible in your car. Never leave anything of value in your car.

10/04/2019
Berkshire Hathaway HomeServices Stovall Realtors

Berkshire Hathaway HomeServices Stovall Realtors

LOUD AND PROUD!📣❤️
We are BLESSED to have the love and support we receive from our clients, and are equally proud to have such hardworking agents to achieve the number #1 spot in 4 local real estate success categories! Take a look!👀

Reviews: our lovely clients via FB, Google, and Yelp
Music: https://www.bensound.com

Address

3382 S 27th St
Abilene, TX
79605

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