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Safety Bay Settlements

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Safety Bay Settlements

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At Safety Bay Settlements, we're a family owned & down-to-earth team of conveyancers, settling property anywhere in WA. Contact us today on (08) 9527 2233

With 49 years of experience, our team of industry leaders offer award winning services. At Safety Bay Settlements, we’re a proud father–daughter duo Kim McDonald and Sarah Mahony, supported by our friendly, experienced staff. Family-owned and based in Rockingham since 1977, we’ve helped thousands of West Australians buy, sell, and invest in property. From residential and commercial settlements to family transfers, deceased estates, subdivisions, and strata applications, we make the process clear, simple, and stress-free. Our promise is in our values: Independent. Experienced. Personable. With decades of expertise, modern tools like our Pathway to Settlement app, and a down-to-earth approach, we keep you informed every step of the way. Safety Bay Settlements, Driving Property Solutions since 1977.

03/11/2026

At settlement, you may notice a section of your settlement statement showing adjustments for rates and outgoings.

This is a standard part of every property settlement in WA - and understanding what it means can help you plan your finances more accurately.

💡 What are settlement adjustments?

Settlement adjustments ensure that the costs associated with owning a property - such as council rates and water rates - are shared fairly between the buyer and the seller based on the settlement date.

The party who owns the property on a given day is responsible for the costs of that day.

📋 What is typically adjusted at settlement?

✔️ Council rates - levied annually by the local council. If the seller has already paid rates for a period that extends beyond settlement, the buyer reimburses the seller for their share.
✔️ Water rates and service charges - levied by the Water Corporation. These are adjusted in the same way as council rates.
✔️ Land tax - if the property is subject to land tax, an adjustment may also be required.
✔️ Strata levies - if the property is part of a strata scheme, outstanding or prepaid strata levies may also be adjusted.

🏠 What does this mean for buyers?

As a buyer, you may be required to reimburse the seller for a portion of rates already paid, or you may receive a credit if rates are in arrears.

Your settlement agent calculates these adjustments accurately and includes them in your settlement statement before settlement day.

We always encourage clients to review their settlement statement carefully and contact us if anything is unclear.

With 48 years of WA settlement experience and more than 20,000 settlements completed, our team prepares settlement statements with precision and transparency.

Whether you are buying your first home, upgrading, or building an investment portfolio, if you have an upcoming purchase or settlement, we are here to help.

Get in touch via the link in our bio or give us a call.

30/10/2026

💛 💛
Our team has recently received a number of incredible reviews from our wonderful clients, including this Certificate of Appreciation from Rockingham Senior High School, Education Support Centre.

We applaud you all for your incredible dedication to raising an impressive amount for Telethon7 Perth!

29/10/2026

🎃TREEBY TRUNK OR TREAT IS BACK! 🎃

Get ready for a spooktacular afternoon of Halloween fun at Treeby Community Oval!
Bring the whole family along for an afternoon filled with treats, entertainment, games and plenty of Halloween magic!

🗓️ Saturday, 31 October 2026
⏰ 4:00 PM – 7:00 PM
📍 Treeby Community Oval

What’s in store?
🎃 Fancy dress competition for kids, pets and adults
🎃Food trucks on site
🎃Giant games and Dino Bones
🎃Redz Zoo
🎃Face painting
🎃Fun with Jazzie Shazzie
🎃Craft activities
🎃Casper movie in the function room

👻 Dress up in your spookiest, funniest or most creative costume and join the Halloween fun! Bring your family, invite your friends and enjoy a frightfully good time with our wonderful Treeby community!

👻A BIG THANK YOU TO OUR SPONSORS! 👻

We are incredibly grateful to our sponsors for their generous support in helping the Treeby Community Association bring this fantastic community event to life.

🌟 Major Sponsor: City of Cockburn
Thank you to the City of Cockburn for your valued support and commitment to creating a vibrant, connected and family-friendly community.

Our heartfelt thanks also go to:
🎃Mr Deery Plumbing & Gas
🎃Safety Bay Settlements
🎃Stephen Pratt – Your Local Member of Parliament
🎃Ascent Property Co.
🎃Tucker Fresh Treeby

Thank you for supporting our community and helping us create memorable experiences for families across Treeby. Your generosity makes a real difference!

We look forward to seeing you all there for a spooktacular afternoon! 🎃🧡👻

29/10/2026

Subdivisions are one of the more involved property transactions our team manages - and understanding the process from the start helps landowners plan with confidence.

Here is a plain-English overview of how a subdivision settlement works in WA.

💡 What is a subdivision?

A subdivision is the process of separating an existing title into smaller or new titles. A landowner might want to divide their block into two or three separate lots - each of which receives its own Certificate of Title.

Subdivisions can involve land, built properties, strata titles, freehold titles and more.

📋 What is involved in the process?

✔️ Approval from the WA Planning Commission and the relevant local authority
✔️ A licensed surveyor to prepare and lodge the plan of subdivision
✔️ Your settlement agent to apply for the new titles once all approvals and conditions are in place
✔️ Coordination with other government bodies depending on the nature of the subdivision

There are a number of parties involved - and the key to a smooth process is making sure they are all working together clearly and efficiently.

⏳ How long does it take?

Subdivisions involve multiple approval processes and government departments, so timelines can vary. Having a clear picture of the steps involved from the beginning helps everyone plan accordingly.

The most important thing is having the right team around you - your surveyor and your settlement agent working together from the start to keep the project coordinated and moving forward.

With 48 years of WA settlement experience and more than 20,000 settlements completed, our team manages subdivision settlements regularly and knows how to coordinate every moving part.

Whether you are buying, selling or transferring property, if you have an upcoming settlement, we are here to help.

Get in touch via the link in our bio or give us a call.

29/10/2026

✨ ✨
We really are blessed with the most beautiful clients!

27/10/2026

Land tax is a topic that affects many WA property owners (particularly investors) yet it is often misunderstood or overlooked until it appears in a settlement statement.

Here is a plain-English explanation of what land tax is and how it may affect your property transaction.

💡 What is land tax?

Land tax is an annual state government tax levied on the unimproved value of land owned in Western Australia.

It is assessed each year by the WA Office of State Revenue based on the value of your land as at 1 July.

🏠 Who pays land tax?

Not everyone who owns property in WA is subject to land tax. Key exemptions include:

✔️ Your principal place of residence - the property you live in as your primary home is generally exempt
✔️ Primary production land - certain rural and farming land may also be exempt

📋 Who is typically liable?

Land tax is most commonly payable by:

➡️ Investors who own residential investment properties
➡️ Owners of commercial or industrial property
➡️ Owners of vacant land
➡️ Individuals with multiple properties where the total unimproved land value exceeds the threshold

📊 How does land tax affect settlement?

If a property being sold is subject to land tax, an adjustment is typically made at settlement between the buyer and seller to ensure each party pays only for the period during which they held the property.

Buyers should also be aware that if they are purchasing an investment property, they may become liable for land tax from the date of settlement.

We strongly recommend speaking with a qualified accountant or financial adviser to understand your land tax obligations.

Whether you are buying your first home, upgrading, or building an investment portfolio, if you have an upcoming purchase or settlement, we are here to help.

Get in touch via the link in our bio or give us a call.

22/10/2026

With 49 years of experience and more than 20,000 settlements behind us, making sure nothing gets missed is something we have built our entire process around.

Here is how it works.

⚙️ Systems and processes designed for accuracy

From the moment a client nominates us, our onboarding platform Conveyancing Concierge captures all the right information upfront in a clear and organised way. This sets the foundation for everything that follows.

Our settlement software Real Time Conveyancer then manages the workflow through every stage of the transaction - keeping the whole team across every detail, every deadline and every document.

✔️ A whole team on every matter

At Safety Bay Settlements, every file is worked on by the team - not just one person. Before any settlement is signed off, everything has been reviewed multiple times.

The result is a process where details do not slip through, deadlines are always met, and our clients can proceed to settlement day with complete confidence.

📋 Checklists at every stage

Every stage of our process has checklists built in. Every condition, document and key date is tracked and followed up proactively - so nothing is left to chance or memory.

🤝 What this means for you

When you nominate Safety Bay Settlements to handle your settlement, you are working with a team whose systems and culture are built entirely around thoroughness and accuracy - from the first document to the final settlement.

Whether you are buying, selling or transferring property, if you have an upcoming settlement, we are here to help.

Get in touch via the link in our bio or give us a call.

20/10/2026

Shortly before your settlement date, your settlement agent will provide you with a settlement statement. It is one of the most important documents in the process - and one that every buyer and seller should take the time to understand.

💡 What is a settlement statement?

A settlement statement is a detailed financial summary prepared by your settlement agent that shows exactly how the money will flow on settlement day.

🏠 What does a buyer's settlement statement typically show?

✔️ The purchase price of the property
✔️ The deposit already paid and how it is applied
✔️ The loan amount being drawn from your lender
✔️ Transfer duty payable
✔️ Settlement agent fees and disbursements
✔️ Adjustments for council rates, water rates and land tax
✔️ The final balance required from you to complete settlement

🏡 What does a seller's settlement statement typically show?

✔️ The sale price of the property
✔️ The discharge of any outstanding mortgage
✔️ Real estate agent commission
✔️ Settlement agent fees
✔️ Any rate adjustments payable to the buyer
✔️ The net proceeds you will receive after all deductions

📋 What should you do when you receive it?

Review it carefully. If any figure appears incorrect or you have a question about a line item, contact your settlement agent before settlement day. It is far easier to resolve an issue in advance than on the day itself.

With 48 years of WA settlement experience and more than 20,000 settlements completed, our team prepares settlement statements with complete accuracy and transparency.

Whether you are buying your first home, upgrading, or building an investment portfolio, if you have an upcoming purchase or settlement, we are here to help.

Get in touch via the link in our bio or give us a call.

19/10/2026

2026 MACA Cancer 200 Ride! 🚴‍♀️🧡

A huge congratulations to our very own Director, Sarah Mahony, who has just completed her 15th year riding in the MACA Cancer 200 Ride!

Sarah personally raised an incredible $15,049 this year, with her Coogee Cycling Crew team raising $36,404, bringing their total fundraising efforts to a whopping $395,000 over the past 15 years! 👏

This year's event saw 1,700 riders raise over $9 MILLION for cancer research at the Harry Perkins Institute of Medical Research. What an incredible effort!

Here at Safety Bay Settlements, we're proud to continue donating and sponsoring this fantastic cause, and it's very much a family affair, with our very own Kim McDonald (aka Papa!) once again taking on his trusty role as support bus driver and chief cheerleader for the crew! 🚌

A massive thank you to everyone who donated, sponsored, volunteered, cheered on the riders and supported the team along the way. It all makes such a difference!

We're incredibly proud of Sarah, Kim and the entire Coogee Cycling Crew for another amazing year.

Another 200km done and dusted! Bring on 2027! 🚴‍♀️🧡

MACA Cancer 200
Coogee Cycling Crew - MACA Cancer 200 Ride

15/10/2026

When property is involved in a deceased estate, there are specific steps that need to be followed - and having a team who can guide you through them clearly makes a real difference during what is often a difficult time.

💡 What is a deceased estate settlement?

When an owner of a property passes away, what happens next depends on how the property was owned and what documents are in place. Our team will guide you through all of this from the very beginning.

📋 The two most common scenarios:

👥 Joint ownership - survivorship application When two people own a property together and one passes away, a survivorship application is lodged with Landgate to transfer the deceased person's share to the surviving owner. We manage this process and guide the client through each step.

📄 Sole ownership - probate and transmission application When the deceased owned the property solely, their executor applies for probate through the Supreme Court of WA. Probate confirms the executor's authority to deal with the estate - including the property.

Once probate is granted, a transmission application is lodged with Landgate to transfer the property into the executor's name so it can be transacted on.

🏠 Can a deceased estate settlement happen alongside a sale?

Yes - the estate transfer process can happen either as a standalone matter or at the same time as the sale of the property. We manage both and will always explain clearly what is required and when.

We will prompt when we need to sight original documents such as a death certificate or probate grant - and we handle the lodgement process on your behalf throughout.

With 48 years of WA settlement experience and more than 20,000 settlements completed, we handle deceased estate matters regularly and with the care they deserve.

Whether you are buying, selling or transferring property, if you have an upcoming settlement, we are here to help.

Get in touch via the link in our bio or give us a call.

Address

173 Parkin Street
Rockingham, WA
6168

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.safetybaysetts.com.au/

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