10/07/2026
π‘ Buyers have leverage again!π
More homes for sale β
More time to decide β³
And more sellers willing to negotiate π€
ππ»3 ways buyers are beating higher rates right now:
1οΈβ£ Seller-paid rate buydowns
2οΈβ£ Builder rate incentives
3οΈβ£ Working with the right mortgage broker
And Iβm seeing some real opportunities right now π
β¨ Lender specials with reduced pricing for October closings
β¨ Builders offering incentives like 4.99% FHA financing, special pricing, and up to $10,000 in Flex Cash on select homes
β¨ Cleveland County buyers may qualify for a 3.5% down-payment assistance grant that never has to be repaid, paired with a 6.06% first mortgage. Available to qualifying first-time buyers, veterans, or buyers in targeted areas.
π¨The rate you see online may not be the rate you actually have to settle for.
Everyone enjoys a little good news & extra money in their pocket! βΊοΈπ°
π² Message me and letβs see what options may work for you β no obligation and no pressure!