H Hormozian

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H Hormozian Realty & Funding | Strategic Advisor | Real Estate FinTech | Building & Development

CaDRE 01861921 | NMLSR 222440

I’m Houtan Hormozian, a seasoned entrepreneur with nearly 20 years of experience in driving success within the real estate and mortgage industry. My entrepreneurial journey began with a small cellphone store, which I grew into a thriving multi-store business across Los Angeles. This experience laid the foundation for my expertise in strategic growth, customer service, and business operations. My career further evolved with the co-founding of CRESTICO, a boutique real estate and mortgage brokerage based in Los Angeles. Our firm is recognized for its client-focused approach and dedication to regulatory compliance, helping countless clients achieve their real estate aspirations. I am committed to guiding the personal and professional growth of our real estate and mortgage professionals, providing strategic direction that aligns with their development. Leadership and Community Involvement
My leadership experience extends beyond the business realm. I served as the President of the California Association of Mortgage Professionals in 2022-23, contributing to the industry's growth and advocacy efforts. Additionally, I have served on the board of directors for several national non-profit associations and held a position as a board member and public elected official for the Los Angeles Neighborhood Council, where I worked on community development initiatives. I also advise startup businesses in the real estate and mortgage sectors, helping them navigate the complexities of the industry. Empowering Your Success
My passion is empowering others to reach their fullest potential. Whether you're an executive aiming to scale your business, a real estate professional seeking to elevate your practice, or an entrepreneur in another industry, I bring the expertise and skills to help you succeed. Currently, I work with executives in Automotive Sales and am actively involved in real estate development, including new build construction and fix-and-flip property investments, applying my expertise to maximize project value and deliver quality results. Coaching and Consulting Services

- Executive Coaching: Tailored programs for developing leadership skills, strategic planning, and business growth strategies.

- Business Consulting: Customized consulting for companies in real estate, mortgage, and other sectors, focusing on operational efficiency and strategic expansion.

- Industry Expertise: Offering valuable insights to navigate complex market conditions and make informed business decisions. Thought Leadership and Industry Impact
Beyond consulting, I am an active thought leader who shares insights in major industry publications and serves as a Freddie Mac SmartCredit coach. My work not only influences the financial services industry but also supports positive community initiatives. Are you ready to take your business journey to the next level? Let’s connect and explore how I can help you achieve your goals.

10/17/2026

Different paycheck every month? You may still qualify for a mortgage.

Overtime, bonuses, and commissions can make your income vary. What matters is having income records that can be documented and reviewed for mortgage qualification.

Buying in Pasadena, Burbank, or Glendale? Let’s look at how your income may count toward your home loan.

📞 (818) 784-2929
🌐 www.crestico.com

Stop house hunting before understanding your financing.Many buyers and investors choose a property first, then find out ...
10/16/2026

Stop house hunting before understanding your financing.

Many buyers and investors choose a property first, then find out the loan structure does not fit the income, reserves, credit profile, or property type. That default can eliminate opportunities before you know what a lender may support. Starting with the financing strategy, such as a bank-statement, DSCR, portfolio, or interest-only loan, can help shape a search around realistic requirements and stronger options. The right structure may change which properties you can pursue.

Schedule a call or meeting now to match your financing strategy to the right opportunity.



Demand dipped, and now you’re weighing cuts? Pause before a budget decision shrinks the capacity your operation may need...
10/15/2026

Demand dipped, and now you’re weighing cuts? Pause before a budget decision shrinks the capacity your operation may need next.

A slowdown isn’t a diagnosis. We help clients check workflow bottlenecks, idle capacity, and changing client needs before choosing a response tailored to their operation. Contact us via our website form.

10/15/2026

Got pre-approved? Don’t assume the numbers are final.

Changes in your income, debts, credit, interest rates, taxes, or insurance can affect your mortgage numbers. Before making an offer, have your mortgage team review everything again.

Make sure the home you want still fits your budget.

📞 (818) 784-2929
🌐 www.crestico.com

If you're a first-time buyer with commission-based income, one strong month may not tell your full income story.Before y...
10/14/2026

If you're a first-time buyer with commission-based income, one strong month may not tell your full income story.

Before you start house hunting, ask your lender:

• How will you average my qualifying income?
• Which documents will you need?
• Could income gaps or fluctuations affect my approval?

Your latest paystub is only one part of the review. Planning ahead can help you understand your financing options before you fall in love with a home that may not fit your approval range.

Get Personalized Advice – Contact Us Today!



Growth doesn’t prove your operation is ready for more. It may prove the opposite.More clients can expose bottlenecks you...
10/14/2026

Growth doesn’t prove your operation is ready for more. It may prove the opposite.

More clients can expose bottlenecks you missed. With a consulting partner, day-to-day friction becomes clearer decisions and repeatable ex*****on, so your next stage has a stronger operating plan. Ask us how a customized operational partnership can help your business grow with intention.

Visit our website to get started.

Are you waiting to save 20% before asking about a mortgage?That target is not a universal requirement. Some conventional...
10/12/2026

Are you waiting to save 20% before asking about a mortgage?

That target is not a universal requirement. Some conventional loan options may allow down payments around 3%, while FHA, VA, and USDA programs have different guidelines. Eligible VA and rural buyers may also have no-down-payment options. The better question is: Which loan program fits your finances and goals?

Get Personalized Advice – Contact Us Today!



10/12/2026

Your down payment isn’t the full amount you need to close.

Cash to close can include your down payment, closing costs, prepaid items, and other expenses. Your deposit and eligible credits may reduce what you actually need to bring.

Planning to buy? Let’s help you understand the numbers before closing.

📞 (818) 784-2929
🌐 www.crestico.com

10/11/2026

Adding people to fix a workflow that keeps breaking? That can make the bottleneck harder to see.

At HORMOZIAN, we partner with clients to examine how work gets done, identify operational friction, and shape practical next steps around their needs. Growth can start with clearer processes, not simply a larger team.

Contact us via our website form.

Faster approval won’t fix an unexplained mortgage decision.Here’s what nobody tells you: if an automated system flags yo...
10/09/2026

Faster approval won’t fix an unexplained mortgage decision.

Here’s what nobody tells you: if an automated system flags your income, assets, or debt, speed won’t help you challenge an error or prepare for a condition. Ask your lender whether a human can explain the key factors behind the decision in a way you can review and act on. Clear answers matter when you’re preparing to write an offer.

Get Personalized Advice – Contact Us Today!



Address

22935 Ventura Boulevard Suite 201
Woodland Hills, CA
91364

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