Kathy Herman - Realtor

10/29/2026

🎃🏡 **No Tricks… Just a BEAUTIFUL Treat of a Home for Sale in Timnath, (just 5 minutes from Ft. Collins)!** 🍂👻

This gorgeous home has gotten into the Halloween spirit, and it's looking absolutely BOO-tiful! 🧡 From the festive front entrance to the beautifully decorated interior, imagine celebrating the holidays and creating special memories in a home like this!

✨ **The real magic?** This dream home could be YOURS!

🍁 Fall in love now, move in, and be settled just in time to celebrate the holidays in your beautiful new home!

🏡 **Don't just admire the decorations… come see the home behind them!**

📲 Contact me for your private showing!

**Kathy Herman | REALTOR®**
Sellstate ACE Realty
📞 720-255-4609

*Live where you love, Live in Colorado.* ❤️

10/29/2026

The Fed just met and they decided on no rate hike and no rate cut. So, what does that mean if you're watching and hoping for lower mortgage rates?

The short answer: don't expect this to dramatically change things.

For now, they’re holding steady. But a recent survey from Reuters asked 100 economists what to expect from here – and all 100 said the Fed will do a hike in December.

Now, the Fed doesn't directly set mortgage rates, but their actions do have an impact. Rates will also move based on inflation, economic data, and how financial markets react.

The takeaway? There’s a lot at play here – and we’ll probably see a hike the next time they meet.

Follow me for straightforward updates on what’s actually happening and why it matters for the housing market.

10/27/2026

Why Builders May Be More Motivated To Sell Than Homeowners

Pending home sales just dropped 11.3% compared to last year. But what if that slowdown could actually help you get a better deal on a brand-new home?
Here's why that matters.

When the market slows, homeowners and builders don't always react the same way.

A homeowner who isn't getting the offers they want can decide to stay put and wait. But builders? They've already invested in houses they need to sell. And every completed home that sits unsold costs them money.

That can make builders more motivated to negotiate. And the numbers prove they're already making moves.

According to the National Association of Home Builders, 65% of builders are offering incentives, and 43% are cutting prices. The typical reduction? 6%.
For buyers, that could mean serious savings. Think lower prices, help with closing costs, or even a better mortgage rate.

And the biggest opportunities may be hiding in brand-new homes that are already built and waiting for buyers.

So, before you rule out new construction, let’s see which builders in our area may be ready to negotiate.

10/27/2026

✂️🏡 Just because you CAN… doesn't mean you SHOULD! 😂

You can cut your own hair. You can buy or sell your own house.

But sometimes DIY comes with a few surprises you weren't expecting! 🤣

When it comes to one of your biggest investments, leave the cutting to the hairstylists and the contracts to the professionals!

Kathy Herman | Realtor
Sellstate ACE Realty
📞 720-255-4609

Live where you love; Live in Colorado

10/25/2026

🏡✨ Your next chapter could start RIGHT HERE!**

What if the perfect place to celebrate the holidays is waiting for you in Timnath, Colorado? 🎄❤️

Contact me at [email protected] to see more info on this home.

10/25/2026

Today, a growing number of homeowners who set out to sell end up as landlords instead. About 9% of homes for rent were up for sale first. In the industry, we call it “accidental landlords.”

And if you’re watching the market and trying to decide between selling or renting, here’s what you need to know…

While renting out your house can be a great fit for some people, being a landlord is a job of its own. Suddenly, you’re fielding weekend calls about a leaky dishwasher and you’ve got a plumber on speed dial. And you’re still on the hook for the mortgage any month the house sits empty.

That doesn’t mean renting is a bad option, it just means you have to know what you’re getting into. And if you’d rather sell, let’s talk. Because with the right price and a strong marketing plan it is still doable today.

10/23/2026

10/23/2026

What if one day, one idea, or one small shift could change the momentum of your business?

Was excited to attend The Momentum Effect, a dynamic day created for real estate professionals who wanted to learn, grow, connect, and walk away with ideas they could actually put into action for our clients.

On Wednesday, October 21st, we came together with three incredible speakers covering:

How greater focus, intentional planning, and consistent ex*****on can create bigger results in our business.

Tech Momentum: Breaking the Myths of AI Technology.

Foreclosure Basics:
A better understanding of the foreclosure process.

10/22/2026

Buyers, this is big.

The housing market is giving you a level of negotiating power we haven't seen since the years following the housing crash.

According to Redfin, there are now 63% more sellers than buyers nationwide, and 41 of the 50 largest metros favor buyers. That means, in most places, you have more say in what you're willing to pay, what you're willing to accept, and what you want to negotiate.

And sellers have more reason to listen.

Of course this varies market to market, but this shift is creating opportunities for buyers who are ready to jump in – even with today’s higher rates.

DM me, and let's make sure you know how to take advantage of it.

10/20/2026

Why There are More Homes for Sale Right Now (and What It Means for You)

In many places right now, inventory is growing and homes are taking a bit longer to sell. And that’s information that should shape the strategy you use going in.

Whether you're buying or selling, let's look at how long homes are taking to sell in your neighborhood, so your offer, or your price, fits today's market.

Mortgage rates being back above 7% isn't exactly the news most people wanted. But it’s changing the market in ways that matter whether you’re buying or selling.