10/19/2026
🏡 Thinking About Adding an ADU to Your Property?
A little extra space could open up some big possibilities!
Massachusetts homeowners may be able to take advantage of MassHousing’s Accessory Dwelling Unit Loan Program (ADULP) to help finance the construction of an accessory dwelling unit (ADU).
An ADU could be a basement apartment, an addition to your existing home, or a detached cottage or converted garage. It may offer opportunities for multigenerational living, additional housing options, or greater flexibility for your property.
💰 Financing may be available for eligible homeowners:
🔹 Up to $150,000 for attached ADUs
🔹 Up to $250,000 for detached ADUs
🔹 Financing includes an interest-bearing loan and additional zero-interest, deferred-repayment financing.
Eligibility and income limits apply. Homeowners must have the necessary plans, permits, and pre-development materials ready before applying, and projects already underway before loan closing are not eligible.
📲 Curious whether an ADU could work for your property? Explore the program details directly through MassHousing:
🔗 https://www.masshousing.com/maintain-your-home/homeowner-programs/adu/
At CMD Realty Group, LLC, we believe understanding your property’s potential is an important part of making informed real estate decisions.
CMD Realty Group, LLC — Connecting you to your community.