Jarene Mathias Realtor

18/09/2026

🏡 SOLD in the Country Club of Mount Dora! 🎉

Congratulations to my buyer, Betsy, on the purchase of this beautiful 2-bedroom, 2-bath home with a 2-car garage!

Thank you, Betsy, for trusting me to help you through the process. It was such a pleasure working with you again, and I’m so excited for you as you start this next chapter! ❤️🔑

Thinking about buying or selling in Mount Dora or the surrounding area? I’d love to help you make your next move.

📲 Jarene Mathias, Realtor®

18/09/2026

🏡 JUST LISTED | $450,000 | Eustis, FL

Space, privacy, a pool AND a gated community! ☀️🌴

This beautifully maintained home in Spring Ridge Estates sits on an oversized corner lot and offers:

✨ 4 bedrooms | 3 bathrooms
✨ 2,548 sq. ft. of living space
✨ TWO primary suites — one upstairs & one downstairs
✨ Heated saltwater pool & spa
✨ Covered lanai for year-round outdoor living
✨ Spacious, fully fenced backyard
✨ Updated laminate wood flooring (2024)
✨ Granite kitchen with bar seating & new smart refrigerator
✨ Upstairs flex room perfect for an office, gym or sitting area
✨ Paver driveway
✨ Google Nest & Ring camera system

The flexible floor plan makes this home perfect for multi-generational living, guests, working from home, or simply having extra space to spread out.

📍 Gated Spring Ridge Estates in Eustis, convenient to Mount Dora, Tavares, shopping, dining and everything Lake County has to offer.

💰 Offered at $450,000

Want to see it in person? Message me to schedule your private showing! 🔑

Jarene Mathias, Realtor®
📲 352-978-5820

Listed for sale at $450000. Situated on an oversized corner lot in the gated community of Spring Ridge Estates, this beautifully maintained 4-bedroo...

29/08/2026

Your Own Gated Florida Oasis 2.31 Acres, Pool & Guest House

Acreage, privacy, a pool AND a guest house this one has it all! Situated on 2.31 fully fenced & gated acres with NO HOA, this unique property features a spacious 3BR/2BA main home, screened pool, detached 2BR/1.5BA guest house with potential rental/Airbnb income, RV hookup, additional garage, koi pond & fruit trees.

✨ Roof 2023 | Main HVAC 2021 | Guest House HVAC 2025
✨ Renovated kitchen
✨ Beautiful sunset views
✨ Plenty of parking
✨ NO HOA

Enjoy peaceful country living while staying convenient to Mount Dora, Eustis & Tavares, Orlando theme parks, Sanford, Daytona, area springs and both Florida coasts.

📍 Offered at $800,000

Message me for more information or to schedule a private showing! 🔑

29/08/2026

🏡 JUST LISTED | Your Own Gated Florida Oasis - 2.31 Acres, Pool & Guest House

Acreage, privacy, a pool and a guest house this one has it all! Situated on 2.31 fully fenced & gated acres with NO HOA, this unique property features a spacious 3BR/2BA main home, screened pool, detached 2BR/1.5BA guest house with potential rental/Airbnb income, RV hookup, additional garage, koi pond & fruit trees.

✨ Roof 2023 | Main HVAC 2021 | Guest House HVAC 2025
✨ Renovated kitchen
✨ Beautiful sunset views
✨ Plenty of parking
✨ NO HOA

Enjoy peaceful country living while staying convenient to Mount Dora, Eustis & Tavares, Orlando theme parks, Sanford, Daytona, area springs and both Florida coasts.

📍 Offered at $800,000

Message me for more information or to schedule a private showing! 🔑

https://wise-real-estate-photography.aryeo.com/sites/35350-county-rd-439-eustis-fl-32736-28065982/branded

28/08/2026

These checks do not replace a licensed home inspection. They help you identify questions to bring to your agent and inspector before making a decision.

CEILINGS Look for stains, bubbling paint, or fresh patches. Ask what caused them and whether the source was repaired.
WINDOWS AND DOORS Open several. Sticking can have simple causes, but repeated trouble deserves a closer look.
TILE AND GROUT Notice cracks, loose tile, soft areas, or staining near water. Ask about past leaks and repairs.
ELECTRICAL PANEL Photograph the label for the inspector. Do not open or touch anything inside the panel.
WATER FLOW Run faucets and flush toilets when permitted. Note weak pressure, slow drains, or active leaks.
DRAINAGE Look at the direction the yard slopes and check for standing water, erosion, or staining near the foundation.
ATTIC CLUES If the attic is safely accessible during the showing, look from the opening for staining, damp insulation, or visible daylight. Do not climb into unsafe areas.
MAJOR EQUIPMENT Record visible ages and model information for the water heater and other systems. Age alone does not tell you condition.
FLOORS Notice significant slope, bounce, or repeated cracks. Leave the diagnosis to the appropriate professional.

– If we haven’t met yet, I’m Jarene, your local real estate agent in Mt Dora, Eustis, Tavares, and surrounding areas.

16/08/2026

Here is the fuller illustration:
30-year interest rate: 6.11%
Down payment: 3.5%
Annual FHA mortgage insurance: 0.55%
Closing costs and prepaids: estimated at 2%–5%

-> $350K HOME
Down payment: $12,250
Estimated cash to close: $19,250–$29,750
Monthly payment: about $2,080/month
(Includes principal, interest, and mortgage insurance)

-> $500K HOME
Down payment: $17,500
Estimated cash to close: $27,500–$42,500
Monthly payment: about $2,972/month
(Includes principal, interest, and mortgage insurance)

-> $700K HOME
Down payment: $24,500
Estimated cash to close: $38,500–$59,500
Monthly payment: about $4,161/month
(Includes principal, interest, and mortgage insurance)

Taxes, homeowners insurance, HOA, flood insurance, lender fees, points, and credits are not included in those monthly figures.
Rates and fees change daily. Get a local written Loan Estimate before using these numbers to choose a budget.

If we haven’t met yet, I’m Jarene, your local real estate agent in Eustis, Mt Dora, Tavares and surrounding areas.

12/08/2026

Here is what I would compare before choosing:
1. Lender credit
This may reduce eligible upfront costs, often in exchange for a different rate or loan pricing. Compare the long-term cost, not only the credit.
2. Seller credit
This can cover eligible closing costs, prepaid items, or an approved rate buydown, subject to the contract, loan program, appraisal, and concession limits.
3. Price reduction
It lowers the loan amount, but a $10,000 reduction may create a modest monthly change compared with using the same amount for upfront costs or rate strategy.
4. Cash after closing
Do not assume this is available. Any payment or credit must be disclosed and approved by the lender and closing professionals.
Which one are you choosing?

12/08/2026

You found a house you want to see…
Then your agent sends you an agreement to sign first. Wait, what? 😅
It can feel like a lot of commitment for someone who just wants to walk through a kitchen and judge the closet space.
Here is what is happening:
Before a buyer’s agent personally takes you to tour a home, you will typically be asked to sign a written buyer agreement.
The agreement should explain:
What your agent will do for you
How long you will work together
How your agent may be compensated
What happens if you decide to part ways
It does not mean you should sign something you do not understand. The terms can be discussed, and you should feel comfortable asking questions before agreeing to anything.
And yes, you can still attend an open house on your own without signing a buyer agreement first. Walk in, tour the home, inspect the pantry, grab the cookie. No paperwork required.
The paperwork comes into play when an agent is working with you and arranging a private tour.
Do not let the form intimidate you, but do not blindly sign it either.
A good agent should be able to explain every section in plain English, including how compensation works, before asking for your signature.
Questions? My DMs are always open. Unlike some of these listings. 😉

📍 Buying in Mt Dora, Eustis, Tavares and surrounding areas? Let’s make it make sense.

07/08/2026

Before touring homes during or after a divorce, clarify these five decisions:

1. Immediate housing timeline
Do you need a temporary plan, or can you wait until the current home and legal process are clearer?
2. Ownership and authority
Confirm who is on the deed and loan, what the agreement permits, and who can authorize a sale, refinance, repair, or credit. Use your attorney for legal guidance.
3. One-household budget
Build the payment from verified income, debts, support obligations, insurance, taxes, maintenance, and the cash you can use after the settlement not from the old household budget.
4. Location priorities
Map work, school or parenting schedules, transportation, family support, and the routine you need now.
5. Documentation and lending timing
Ask a lender what income, court orders, support history, asset statements, and sale proceeds can be counted, and when.

Save this for when you need a calmer place to begin.
Send this to someone who needs to see this.
If we haven’t met yet, I’m Jarene, your local real estate agent in Eustis Fl

• divorce real estate planning • buying a home after divorce

06/08/2026

The highest number gets your attention. The strongest offer earns a closer look.
In this example, offer A was $10,000 higher but requested an $8,000 credit, had a longer inspection window, and depended on the home appraising at the full price.
Offer B was lower on paper, but had a cleaner estimated net, stronger financing documentation, a timeline that fit the seller’s move, and fewer places for the deal to unravel.
The seller did not choose “less money.” They chose the offer that made the most sense after price, risk, timing, and net proceeds were viewed together.
Save this for offer day and ask your agent for a side-by-side comparison..


• comparing home offers • how to compare home offers


Dora realtor