04/05/2026
“Not all home loans are created equal… and choosing the wrong one could cost you THOUSANDS.”
Here are the most common mortgage types every homebuyer should understand 👇
🏡 FHA – Low credit & low down payment
🇺🇸 VA – No down payment (for veterans)
🌾 USDA – Zero down for rural areas
📊 Conventional – Best for strong credit
💎 Jumbo – High-value homes
📉 ARM – Lower rates (but can change)
🔒 Fixed Rate – Stable monthly payments
🎯 First-Time Buyer Programs – Easier entry
💰 Down Payment Assistance – Grants available
Follow this page — I’m breaking down EACH of these daily so you know exactly which one fits you.