Tabitha Huber Realtor at Exp Realty Mobile (2026)

27/10/2026

🏡 **Did you know you actually have some say in your mortgage interest rate?**

I think sometimes we hear so much about interest rates going up or down that we forget to talk about what they actually mean!

Simply put, interest is what a lender charges you to borrow money.

And while you can't control the market, there are a few things you CAN do that might help you get a better rate.

☕ **Give your credit some attention.** Your credit history and score can make a difference in the rate you're offered.

☕ **Don't be afraid to shop around!** Different lenders can offer different rates and fees, even to the same buyer.

☕ **Ask about discount points.** Sometimes paying a little more upfront can lower your interest rate. It's not always the best option, but it's worth understanding.

You don't have to be a mortgage expert to buy a house. You just need to know what questions to ask and have people willing to explain the answers!

And please, ask questions! There's no such thing as a silly question when you're making one of the biggest purchases of your life. ❤️

**Tabitha Huber | Real Estate Professional | REALTOR®**
eXp Realty | Licensed in Alabama & Virginia

📱 251-303-0119
✉️ [email protected]
🌐 tabithahuber.exprealty.com

AL Broker: [email protected]
VA Broker: [email protected]

23/10/2026

🏡 **SELLERS: Mortgage rates affect YOU, too!** 👀

We hear a LOT about how mortgage rates affect buyers. But have you thought about what those rates mean when you're trying to SELL your home?

Here's the thing…

When buyers face higher monthly payments, their purchasing power can shrink. That means some buyers may not qualify for as much home as they could at a lower rate.

And that can affect your pool of potential buyers.

But here's where things get interesting! 👇

**You may have more options than simply lowering your asking price.**

💰 **Seller-paid closing costs:** Helping with eligible closing expenses may allow a buyer to keep more cash in their pocket.

📉 **Mortgage rate buydowns:** In some situations, a seller contribution can help a buyer obtain a lower interest rate or temporarily reduce their payment.

🔑 **Assumable mortgages:** Have an existing FHA, VA, or USDA loan? Depending on your loan and the buyer's qualifications, a buyer may be able to assume your existing mortgage, potentially including its interest rate!

🏠 **Strategic pricing:** Sometimes adjusting the price really IS the best move. The key is knowing when and why.

And here's something important: **The best offer isn't always the one with the highest price tag.**

It's the one that makes sense for your circumstances, your timeline, and your bottom line.

Not every option works for every property or buyer, and financing rules matter. But understanding what's possible BEFORE making a decision can make a real difference.

❤️ My advice? Don't guess. Let's look at the numbers and explore your options.

**SELLERS, I have two questions for you!** 👇

🏡 Did you know these options were available?

💰 **Would you consider offering one of these incentives to help a buyer purchase your home, or would you rather reduce your asking price?**

Tell me in the comments!

*These are general real estate financing ideas shared for informational purposes only. Availability and eligibility depend on the loan program, lender or loan servicer requirements, and individual circumstances.*

—

Tabitha Huber | Real Estate Professional | REALTOR®
eXp Realty | Licensed in AL & VA
📱 251-303-0119
✉️ [email protected]
🌐
AL Broker: [email protected]
VA Broker: [email protected]

22/10/2026

🏡 **Want to buy a house, but interest rates are holding you back?**

I completely understand! Rates are important, but they're not the only thing that determines whether buying a home makes sense for you.

Did you know there may be options like mortgage rate buydowns or adjustable-rate mortgages that could help manage your payment?

Your down payment, location, homeowners insurance, and other expenses all play a part, too.

My advice? **Start the conversation.** Find out what your options look like before assuming homeownership is out of reach.

You might be closer than you think! ❤️

So tell me… **what's REALLY stopping you from buying a home?**

*Financing options depend on individual qualifications and loan terms.*

—

Tabitha Huber | Real Estate Professional | REALTOR®
eXp Realty | Licensed in AL & VA
📱 251-303-0119
✉️ [email protected]
🌐 tabithahuber.exprealty.com
AL Broker: [email protected]
VA Broker: [email protected]

21/10/2026

If you’ve been waiting for mortgage rates to drop before buying, you’re definitely not alone.

A lower rate can improve your buying power—but the interest rate isn’t the only thing that may change while you wait. Home prices, available inventory, competition from other buyers, and your own financial situation all matter too.

There isn’t one perfect answer for every buyer. The goal is to understand your options and make a decision based on **your numbers and your situation**—not predictions or pressure.

I broke down some of the things worth considering before deciding whether to buy now or keep waiting in my latest Tea with Tabitha article. 🏡

Want to read it? Comment **RATES** or send me a message, and I’ll send it to you. ❤️

20/10/2026

🏡 **Would you buy a home right now if it cost less than you think?**

I wonder how many people have put their homeownership plans on hold because they assume buying just isn't realistic right now.

Maybe it's mortgage rates. Maybe it's the down payment. Maybe it's something else entirely.

But here's the thing: sometimes what we *think* something will cost and what the actual numbers look like are two different things.

So I want to know…

**What's the biggest thing keeping you from buying a home right now?**

Is it the rates? The upfront costs? The monthly payment? Or something else?

Let's talk about it! ❤️

—

Tabitha Huber | Real Estate Professional | REALTOR®
eXp Realty | Licensed in AL & VA
📱 251-303-0119
✉️ [email protected]
🌐 tabithahuber.exprealty.com
AL Broker: [email protected]
VA Broker: [email protected]

19/10/2026

🏡 **3 Things to Think About at an Open House That Have Nothing to Do With How Pretty It Is!**

I was watching a house-hunting show the other night, and this woman absolutely loved a house she was touring. Beautiful home! But all I could focus on was the narrow walkway and all those steps between the parking area and the front door.

All I could think was, "Can you imagine hauling groceries up that every week?!" 😂

When you're touring a home, it's easy to focus on the beautiful kitchen, the big bedrooms, or the updated finishes. But what about actually LIVING there?

Here are three things I'd encourage buyers to think about:

🛒 **1. Picture your everyday routines.**
Where are you parking? How far are you carrying groceries? Are there stairs between the car and the kitchen? What about taking out the trash, bringing in packages, or getting everyone out the door in the morning?

🚿 **2. Think about how you'll actually use the space.**
Is the bathroom layout practical for your household? Is there enough room for everyone to get ready? Is the laundry room somewhere convenient, or will you be hauling baskets up and down stairs? Does the layout work for the way YOU live?

🏡 **3. Think beyond the first impression.**
Imagine a rainy Monday morning, not a sunny Sunday afternoon. Where do the muddy shoes go? Is there room for backpacks, coats, and all the everyday clutter? Will the things that seem like little inconveniences during a 20-minute showing become big frustrations after six months?

There's no such thing as a perfect house, and something that would drive one person crazy might not bother someone else at all.

But that's exactly the point. **You're not just buying a house. You're choosing how you're going to live in it.**

You don't know what you don't know, and sometimes the best questions aren't about the house itself. They're about your life in it.

**What's one thing about your home you never thought about until you moved in?**

I'll go first! Our first house had a VERY sloped backyard. I thought it wouldn't be a big deal, but mowing was miserable, and the kids were so little they couldn't even play out there safely. We ended up moving pretty quickly!

Your turn! 😂

—
**Tabitha Huber | Real Estate Professional | REALTOR®**
eXp Realty | Licensed in AL & VA
📱 251-303-0119
✉️ [email protected]
🌐 tabithahuber.exprealty.com
AL Broker: [email protected]
VA Broker: [email protected]

19/10/2026

Okay, but can we talk about what's OUT BACK at this house? 👀

Because I'm pretty sure somebody is going to be more excited about the garage and workshop than the actual house. 😂

112 Joan Circle in Staunton has 3 bedrooms, 2 bathrooms, and a detached garage/workshop that might just steal the show.

Now, I'm not going to pretend this house is move-in ready. There are projects to tackle. But for somebody who spends their weekends tinkering, building, fixing things, or just wishing they had somewhere to put all their tools… we need to talk.

And yes, you get a whole house with it. 😉

📍 112 Joan Circle | Staunton, VA
💰 $269,000

So tell me, are you looking at the house first or heading straight for the workshop? 😂

Tabitha Huber | REALTOR®
eXp Realty

17/10/2026

🏡 **OPEN HOUSE THIS SUNDAY!**

Come tour **103 Birch Court in Locust Grove** on **Sunday, October 18, from 1–4 PM**.

This 3-bedroom, 2-bath home offers 2,126 square feet in the gated Lake of the Woods community—and that established garden may be worth the visit all by itself. 🌿

📍 **Important access information:**
Please begin at the **Lake of the Woods Clubhouse, 102 Lakeview Parkway, Locust Grove, VA 22508**, for community access, property information and a map.

Then come see me at:

**103 Birch Court**
**Locust Grove, VA 22508**
Offered at **$450,000**

Comment **BIRCH** if you have questions or want more information before the open house!

Hosted by Tabitha Huber
Listing courtesy of Kathleen Annette Ayers, Licata Group Real Estate at eXp Realty

Tabitha Huber | REALTOR®
eXp Realty
Licensed in Virginia & Alabama
📱 251-303-0119
📧 [email protected]
🌐 tabithahuber.exprealty.com
[email protected]
[email protected]
Equal Housing Opportunity

16/10/2026

🌳 What would you do with approximately 10 acres in Culpeper?

Animals? A garden? Trails through the woods? A workshop? Or just enough room that your neighbors aren’t watching you bring in the groceries? 😂

15385 Turkey Trak offers 3 bedrooms, 2 bathrooms, more than 2,100 square feet—and plenty of room to dream a little bigger.

Want to see the actual property photos and full details?

Comment **TURKEY 🦃** below, and I’ll send everything directly to you!

Tabitha Huber | REALTOR®
eXp Realty
Licensed in Virginia & Alabama
Co-listed with Glen Cornwell
📱 251-303-0119
📧 [email protected]
[email protected]
[email protected]

16/10/2026

🏡 **The seller wants an offer. Swipe through and see why this one deserves a look.**

At **$124,900**, 15161 Moffett Rd in Wilmer offers:

✨ Open living and dining space
✨ Stainless-steel kitchen appliances that stay
✨ 3 bedrooms and 2 full bathrooms
✨ A back deck ready for morning coffee or evening cookouts
✨ A full acre
✨ New HVAC, septic system, driveway, front steps and deck

Could this home work for you? **Tell us what it would take to put a deal together.**

Comment **MOFFETT** for the property details—or send this post to someone who should take a look.

Tabitha Huber | REALTOR®
eXp Realty
Licensed in Alabama & Virginia
📱 251-303-0119
📧 [email protected]
🌐 tabithahuber.exprealty.com
[email protected]
[email protected]

Tabitha Huber Realtor at Exp Realty Mobile

27/10/2026

23/10/2026

22/10/2026

21/10/2026

20/10/2026

19/10/2026

19/10/2026

17/10/2026

16/10/2026

16/10/2026

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