Kevin Dick - Coldwell Banker Select

10/29/2026

Think You Can't Afford to Buy a Home? You Might Be Surprised. 🏡

Let's be realistic. Buying a home today isn't as affordable as it used to be. Higher prices, mortgage rates, and upfront costs have made it tougher, especially for first-time buyers.

But tougher doesn't mean impossible.

I see so many people assuming they can't buy because of what they're reading online or hearing in the news. The problem is, they're making that decision without ever finding out what's actually possible.

There are options out there that many buyers don't even know about.

🏡 Down payment assistance - Programs that help with upfront costs. Some even offer assistance that can be forgiven if you meet certain requirements.

💰 Closing cost assistance - Programs that can reduce the cash you need at closing.

📉 Seller concessions - Sometimes sellers can help pay closing costs or buy down your interest rate to lower your monthly payment.

🔑 Low down payment loans - You may need far less money down than you think.

Not everyone qualifies for every program, and buying isn't right for everybody. But wouldn't you rather know your options than assume you can't do it?

Here's my advice.

Sit down with a good LOCAL lender. I work with several excellent ones who can review your situation, explain your options, and help you make a realistic plan.

Maybe you're ready now. Maybe you're six months or a year away. Either way, you'll know what it takes to get there.

Don't let the headlines decide whether you can become a homeowner. Find out what's possible for YOU.

Reach out anytime. I'll gladly connect you with someone who can help!

Kevin Dick
Coldwell Banker Select
📞 918-998-HOME

10/29/2026

When “pattern matching” wasn’t included in the installation price.

10/28/2026

YOUR FIRST HOME DOESN’T HAVE TO BE YOUR DREAM HOME. 🏡

A lot of first-time buyers are waiting because they think they need a huge down payment or need to afford the house they’ll live in forever.

You don’t.

Starting with a smaller or more affordable home - and realizing you may not need 20% down - could get you into homeownership years sooner.

Sometimes the best first step is simply getting your foot in the door and building from there.

Wondering what you could actually afford? Let’s run the numbers and see what’s possible.

Kevin Dick
918-998-HOME

10/28/2026

✨ This home proves that some places are just made for autumn. Imagine enjoying the crisp air and colorful leaves right here!🍂🌿

10/28/2026

🏡 UNDER CONTRACT! 🎉

This one is extra special!

It's always fun helping someone find a home, but when that someone happens to be a relative, it's even better!

I'm excited to help a family member with this next chapter, and we found a great home! Now to get through inspections, appraisal, and all the fun stuff between here and closing day! 😂

There's just something special about getting to do what I love for the people I love. ❤️

Kevin Dick
📱 918-998-HOME

10/28/2026

I also know what you did last summer. Comment “WHAT” and I’ll send you a free home valuation.

10/27/2026

Don’t be like this guy…

10/27/2026

🏡🔪 1 IN 5 HOME SELLERS ARE SLASHING THEIR PRICES!

And that's a pretty scary statistic if you're thinking about selling your home!

According to a recent report from The MortgagePoint, roughly 20% of home sellers have had to reduce their asking price as buyers gain more negotiating power.

We're seeing some of that right here in the Tulsa market.

Homes are taking longer to sell, buyers have more choices, and they're being a lot pickier about what they're willing to pay. The days of throwing a sign in the yard, picking a price, and expecting multiple offers are largely behind us.

So how do you avoid having to slash your price?

🔪 Price it right from the beginning. This is the big one. Overpricing to "see what happens" can cost you valuable time and momentum. The longer a home sits, the more buyers start wondering what's wrong with it.

🏡 Make your home stand out. Clean, declutter, take care of those little repairs, and make sure your home shows its best. Buyers are comparing your home to everything else on the market.

📸 Don't cut corners on marketing. Professional photography, video, social media, agent outreach, and a solid marketing plan matter. You need more than an MLS listing and a yard sign.

💰 Be prepared to negotiate. Buyers are asking for closing costs, repairs, and other concessions. That doesn't mean you have to give away the farm, but flexibility can make the difference between selling and sitting.

Here's the encouraging part...

HOMES ARE STILL SELLING!

But today's market rewards sellers who are realistic, prepared, and have a good strategy from day one.

And sometimes, even when you do everything right, a price adjustment may still be necessary. The goal isn't to promise you'll never reduce your price. It's to give your home the best possible chance of selling without having to chase the market down.

If you're thinking about selling, let's talk about what your home could realistically bring in today's Tulsa market and put together a plan BEFORE we put that sign in the yard.

Because the only thing we want to slash is the time your home spends on the market! 🎃

Kevin Dick
Coldwell Banker Select
918-998-HOME

10/26/2026

Running out of quick, easy lunch recipes for the kids? Here are a few that shouldn't take more than about five minutes!

Multitasking at home right now is... intense. Your boss is on the phone, your grandmother's trying to FaceTime you, the mountain of laundry is growing and your kids are always, always asking for snacks and lunches. Here are some fun and easy lunch ideas for keeping those tummies full through it...

10/26/2026

I get this question all the time from sellers.

My answer is always to decorate for fall, not a haunted house.

Buyers should remember your home and not some cackling witch in your doorway.