Melissa Butcher - Century 21 First Choice Realty

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Melissa Butcher - Century 21 First Choice Realty

Now affiliated with Century 21 First Choice Realty! New brokerage, same knowledgeable agent.

New brokerage, same Cushing local, experienced, and knowledgeable agent.
*** "Century 21" will be added in 60 days when Facebook allows me a business page name change. Lets chat today about your real estate needs!

*** "Century 21" will be added in 60 days when Facebook allows me a business page name change.

10/11/2026

💡 WHAT IF YOUR BUSINESS STARTED HERE?

It used to be a chiropractor’s office… but who says that’s all it could ever be? 👀

💇‍♀️ Hair salon or tanning studio
🖋️ Tattoo shop
🏡 Real estate office
☕️ Boutique coffee shop
🛍️ Retail storefront
💼 Professional office space

Or maybe you have an idea I haven’t even thought of yet! 🤔

Sometimes the perfect place for your next big thing isn’t a brand-new building. It’s a space with potential, waiting for someone with a vision.

Same building. New possibilities. YOUR business. 🔑

So tell me… WHAT WOULD YOU TURN IT INTO? 👇

📲 Interested in exploring the possibilities? Let’s talk!

Melissa Butcher | REALTOR®
Century 21 First Choice Realty
📞 918-399-9047

All proposed uses are subject to applicable zoning, permits, and approvals. These are AI generated ideas.

09/20/2026

Right now, you’re probably seeing a lot of headlines about rates, including Freddie Mac’s latest 30 year average of 6.95%.

But here’s the part I think gets lost:

The rate is only one piece of the loan.

Points, lender credits, closing costs, loan type, how long you plan to keep the loan, and how much cash you want to bring to closing can all change what the deal actually costs you.

So instead of asking a lender only:

“What’s your interest rate?”

Try asking:

“Can you show me what my options look like side by side?”

Because sometimes the question isn’t “Can I get a lower rate?”

It’s “What combination of rate and upfront cost makes the most sense for me?”

And THAT is a much more useful conversation.

If you’re thinking about buying in Oklahoma, you don’t have to know all the mortgage terminology before you start looking. That’s what the people around you are for. 😉

Century 21 First Choice Realty
918-399-9047

General educational information only. Freddie Mac’s rate is a national benchmark, not a personalized mortgage quote. Actual rates, costs, points and credits vary by borrower, lender and loan program.

09/11/2026

🏢 What if your next business didn’t need to start from scratch?

This little building in Drumright has already been a place where a business happened.

Now it’s ready for its next chapter.

Currently set up as a chiropractic office, the property offers multiple treatment spaces, a welcoming reception and waiting area, office space and an existing professional layout that could give the next owner a head start.

But here’s what I really like about this property…

You don’t necessarily have to be a chiropractor to see the potential.

Depending on your plans and applicable zoning and use requirements, I could see possibilities for another healthcare or wellness practice, professional office, or someone with a completely different vision for the space.

Sometimes the best commercial opportunities aren’t the ones that scream for attention.

Sometimes they’re the ones where you walk in and think…

“I could actually make this work.”

And I think this one deserves a look.

📍 Drumright, Oklahoma

If you’re looking for a small commercial property with an existing professional setup and room to make it your own, let’s talk.

Same building.
New possibilities.

Century 21 First Choice Realty
📞 918-399-9047

Message me for the full property details or to schedule a private showing.

Information regarding potential uses is for general marketing purposes only. Buyers should independently verify zoning, permitted uses, licensing requirements and other property-specific requirements with the appropriate authorities and professionals.

09/05/2026

🌊 Okay, lake house shoppers… this is one I really want you to know BEFORE you buy.

You see a beautiful property with a great dock and naturally your brain goes:

“OMG. I LOVE IT. And someday we could make the dock even better.” 🫶

Maybe you can.

But don’t assume you can automatically change an existing dock just because it’s already there.

GRDA requires permission before modifying, changing, adding to or improving an existing private or commercial dock. Their current residential dock application also specifically includes things like modifications, additions, relocation and transfer of ownership.

And depending on what you want to do, measurements, surveys, property lines and other requirements can come into play.

So if your lake-house dream includes:

🚤 More boat slips
☀️ A bigger sitting area
🏗️ Changing the configuration
🛠️ Adding onto the existing dock

Let’s ask the questions BEFORE you buy.

Because I would much rather say:

“Let’s check with GRDA.”

than:

“Well… we already bought it.”

Lake property is SO much fun, but it can come with details that aren’t obvious if you haven’t dealt with them before.

That’s why I’m a big believer in knowing what you’re buying, not just falling in love with the view.

And yes… we can absolutely still fall in love with the view. 😉🌊

Century 21 First Choice Realty
📞 918-399-9047

General educational information only. GRDA requirements depend on the specific property, existing dock, proposed work and applicable rules. This is not legal or regulatory advice. Always verify current requirements directly with GRDA before making plans for a dock or other lake improvements.

09/04/2026

🇺🇸 Happy Labor Day Weekend! 🇺🇸

Here’s to the long weekend, a little extra time with the people we love, and hopefully a chance to slow down and enjoy the places that feel like home. ❤️

Whether your weekend looks like time at the lake, a backyard BBQ, cheering from the sidelines, traveling somewhere new, or simply enjoying a little well-earned downtime, I hope you make the most of it!

And if your Labor Day weekend has you dreaming about a new home, a little more land, a place at the lake, or your next Oklahoma adventure… you know where to find me.

Wishing you and your family a safe, happy, and relaxing Labor Day Weekend! 🇺🇸

09/03/2026

🏡 Oklahoma homeowners, here’s your little reminder to check one thing that is VERY easy to forget after buying a house…

Your homestead exemption. 👀

If you bought a home recently, don’t assume it automatically transferred to you. Oklahoma requires a new owner to file an application with the county assessor to receive the homestead exemption.

The normal deadline is March 15 of the tax year. If you file after March 15, the exemption generally begins with the following tax year, assuming you otherwise qualify.

And once you’ve been granted the exemption, you generally don’t have to reapply every year as long as you continue to qualify and occupy the property as your homestead.

So if you’re a homeowner, especially if you bought recently, I’d put this on your “adulting” checklist right along with:

☐ Change the locks
☐ Find the water shutoff
☐ Locate the breaker box
☐ Figure out why the garage door does THAT thing 😂
☐ Make sure your homestead exemption is handled

Because there are already enough ways for owning a house to cost you money.

Let’s not accidentally leave one sitting on the table because nobody told us to check a box. 😆

Save this one and send it to somebody who bought a house this year!

Century 21 First Choice Realty
📞 918-399-9047

General educational information only. Homestead eligibility and property tax treatment depend on the property, ownership and residency circumstances. This is not tax or legal advice. Contact your county assessor or a qualified tax professional for advice about your specific situation.

08/30/2026

🚨 BUYERS, PLEASE DON’T BUY THE COUCH YET. 😂

I know you found the house.

You’ve already pictured the sectional in the living room. You know exactly where the TV is going. You may or may not have already started a Pinterest board. 👀

But if you’re in the middle of getting a mortgage, this is one of those times when I want you to pause the shopping spree.

Opening new credit, taking out a loan, or making a large purchase before closing can affect your debt and credit profile, and lenders may check your credit again during the mortgage process.

Fannie Mae specifically recommends avoiding new credit cards, loans and large purchases before closing.

So my unofficial rule is:

Fall in love with the house.
Buy the house.
THEN buy the couch. 😂

And if you’re under contract and suddenly decide you absolutely NEED a new vehicle, furniture, appliances, or anything else that involves new debt…

Call your lender first.

I would much rather have you sitting on a folding chair in your beautiful new living room than sitting on a gorgeous sectional wondering why your closing suddenly got complicated. 😆

Save this one for your next home purchase and tag the friend who is already shopping for furniture for a house they haven’t closed on yet. 👀

Century 21 First Choice Realty
📞 918-399-9047

General educational information only. Mortgage underwriting requirements vary by lender, loan program and borrower. This is not lending, financial, legal or tax advice. If you are in the mortgage process, discuss significant purchases or new credit with your lender before moving forward.

08/27/2026

🏡 Selling your house? Before we put that pretty little “For Sale” sign in the yard, I want to know what we know about the house. 😂

Not because I’m trying to find problems.

Because I’d much rather know about them BEFORE we’re under contract.

Old roof?
Recent plumbing repair?
HVAC replaced?
Water leak five years ago?
Warranty paperwork hiding in a drawer somewhere? 👀

Dig it all out.

Oklahoma has specific residential property disclosure requirements, and sellers may have to disclose known defects depending on the property and circumstances. If a seller becomes aware of a defect before accepting an offer, the disclosure may need to be updated.

So my advice?

Before we list it, let’s remember it.

Find the receipts.
Find the warranties.
Make a list of improvements.
Think through anything you know about the property.

Then we can talk about what actually needs to be disclosed and get everything organized before we’re ready for photos and listing.

Let’s get the surprises out of the way before the buyers do.

Century 21 First Choice Realty
📞 918-399-9047

General educational information only. Oklahoma disclosure requirements depend on the property and circumstances, and exemptions may apply. This is not legal advice. Sellers should review applicable requirements and seek legal advice when appropriate.

08/23/2026

🌳 Okay, lake people… before you start clearing trees to get that PERFECT view, let’s talk about something that can sneak up on you.

If you’re buying property around Grand Lake and thinking, “We’ll just take out a few of these trees so we can see the water better…”

Maybe. Maybe not. 👀

GRDA and federal regulations can apply to cutting trees, digging, building and other activities around the lake. GRDA specifically says to check with its permitting office before you cut or dig.

And vegetation management on GRDA Project Land generally requires a permit. There are also seasonal restrictions on vegetation management, with GRDA currently allowing permitted work from August 1 through March 31 and restricting it from April 1 through July 31, with provisions for certain hazardous trees.

So if your lake house plans include:

🌊 Opening up the water view
🌳 Clearing trees
🏡 Changing the shoreline
🛠️ Building something near the water

…I’d rather figure out what’s allowed before you buy the property or fire up the chainsaw. 😂

Because I LOVE a good lake view.

I just don’t want your first weekend as a homeowner to be a conversation with somebody asking why there’s a chainsaw in your hand. 😆

Lake property can come with a few extra questions. That’s okay. Knowing what to ask is half the battle.

Pretty view first. Questions second.

Actually… let’s do the questions first. 😉

Century 21 First Choice Realty
📞 918-399-9047

General educational information only. Vegetation management and construction requirements are property specific and may involve GRDA and/or federal requirements. This is not legal or regulatory advice. Confirm current requirements directly with GRDA before removing vegetation or beginning work near Grand Lake.

08/21/2026

The latest Freddie Mac average for a 30 year fixed mortgage is 6.65%, down slightly from 6.67% last week.

But here’s the thing…

6.65% does NOT mean you’re getting 6.65%.

That number is a national average based on a specific type of conventional purchase loan. Your actual rate can be different depending on your credit, down payment, loan type, property and lender.

So when you’re shopping lenders, don’t just ask:

“Who has the lowest rate?”

Ask them to show you the whole picture.

What are the upfront costs?

Are you paying points?

Are there lender credits?

How much cash will you need at closing?

And what does this loan actually cost you over the time you expect to have it?

The CFPB recommends comparing Loan Estimates from multiple lenders and looking at all of those things, not just the interest rate.

Because sometimes the lowest rate isn’t the cheapest loan.

And sometimes paying a little more upfront makes sense.

Sometimes it doesn’t.

Run the numbers. Then make the decision.

That’s the part I care about. Helping you make a smart decision instead of just chasing the shiniest number. 😉

Century 21 First Choice Realty
📞 918-399-9047

General educational information only. Mortgage rates, points, lender credits, loan costs and qualification requirements vary by borrower, lender, loan program and property. Talk with a licensed lender about your specific situation.

Address

4004 E. 51st Street
Tulsa, OK
74135

Website

http://www.melissabutcher.c21.com/

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