Gayle McCarthy and Team

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Gayle McCarthy and Team We are here to help you navigate home loans with clarity and confidence. Focused on real solutions, not just approvals. Let’s find the right loan for YOU!

Whether you’re buying, refinancing, or exploring options—We make the process simple and stress-free. Meet the mother and daughter team at American Pacific Mortgage. Branch Manager Gayle McCarthy NMLS 225960 and Office Manager Jenna Iverson, NMLS 1469659. The McCarthy Team is family – and we help families obtain the American dream of home-ownership. Gayle started in the mortgage industry in 1983 while working for Sierra National Bank. From there, she went to work for Central Pacific Mortgage as a loan processor, then manager for a total of 21 years. She is branch manager of American Pacific Mortgage for the last 16 years. She operates a second branch in Arizona, and has expanded licensing to include Texas to further serve customer needs. Her level of experience in the industry is hard to match. After graduating, Jenna worked as a Realtor in Tehachapi for four years before coming to work at American Pacific Mortgage eight years ago. That experience in Real Estate sales has given her a valuable perspective. She has complete understanding of a transaction from start to finish. She has worked in every aspect of lending from processing, to assisting loan officers, to origination of loan files. Service, service, service! Excellent customer service is the goal behind each and every transaction American Pacific Mortgage does. Obtaining a mortgage can be a daunting experience. A consumer’s mortgage is usually the largest financial decision a client will have to make. With a multitude of loan products available, it is of utmost importance to have professional guidance throughout the process. With the current challenges in the Real Estate markets today, it is more important than ever. The combined experience and strengths of The McCarthy Team insures that their clients are well taken care of. The mortgage industry is ever changing. American Pacific Mortgage is dedicated to staying on top of the latest products and technology. Technology is a great asset and convenience to our customers, but never a replacement for the “human touch” - “One loan does not fit all”. Our top priorities include making sure that our customers receive the best loan options for their individual needs, and that the loan process is as convenient as possible. It is just as important that our clients are fully educated and understand the loan they receive. Our success is measured by each satisfied customer, and the referrals that we receive from them. When outside of the office, both are involved in horses, team roping, and ranching. Jenna resides on her family ranch in Caliente that was established in 1868. Gayle splits her time between the Tehachapi office and the Arizona office. BRE 01063368 / 012159943 | NMLS 301003
Licensed by the Dept of Financial Protection and Innovation under the CRMLA

11/03/2026

It’s hard to take your time house hunting when you’re worried about what rates will do next. Let’s see if SecureLock could help you lock in a rate before you’ve found the house.
https://myoc.io/



NMLS # 225960

"Always easy to do business with." says Cowboys on Google
11/03/2026

"Always easy to do business with." says Cowboys on Google

★★★★★ Always easy to do business with.

10/30/2026
We are ready for Halloween and Trick or Treaters on Saturday here! Bring your kids downtown and Trick or Treat the Treat...
10/29/2026

We are ready for Halloween and Trick or Treaters on Saturday here! Bring your kids downtown and Trick or Treat the Treat Trail on Halloween! Cant wait to see everyone and their costumes!

We can help you with all your lending needs!  Purchase, refinance, equity loans, reverse lending, construction. Multi st...
10/17/2026

We can help you with all your lending needs! Purchase, refinance, equity loans, reverse lending, construction.

Multi state licensed! Over 40 years of providing trusted solutions to our neighbors. How can we help you?

Be sure to get your pre-approval done before house hunting this weekend!Home for the holidays!  We can make it happen fo...
10/16/2026

Be sure to get your pre-approval done before house hunting this weekend!

Home for the holidays! We can make it happen for you!

10/15/2026

Costs are up everywhere right now. If you own a home, you may already have some relief built in, whether that’s paying down high-interest debt or covering a surprise expense. Want to see what yours could look like? Send me a message.
https://myoc.io/



NMLS # 225960

Buying a home next year?Your mortgage strategy starts before the Zillow notifications do. 👀🏡A little planning now can sa...
10/13/2026

Buying a home next year?
Your mortgage strategy starts before the Zillow notifications do. 👀🏡
A little planning now can save you from some very awkward “Wait…that matters?” conversations later.
And, no, you don’t need to have everything perfectly figured out before talking to a Loan Advisor. That’s kind of the point.
Start with the conversation. Link in bio.
https://myoc.io/



NMLS # 225960

Have a blessed Sunday!
10/11/2026

Have a blessed Sunday!

We are here to help you achieve your dreams of home ownership!  Reach out today!
10/10/2026

We are here to help you achieve your dreams of home ownership!

Reach out today!

Address

Tehachapi, CA

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+16618225523

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