TMWRK

Name: TMWRK
Address: 8401 N 40th Street, Tampa, FL, 33604, US
Telephone: +18449386975

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Discover how we can empower your success to sell, manage, or construct a brighter real estate future.

11/09/2026

Home prices rose nationally this year. Tampa went the other way. 📉

The latest S&P Cotality home price index (August data) shows:

🇺🇸 U.S. national: up 2.1% from a year ago 🏙️ 20 city composite: up 2.7% 🌴 Tampa: down 0.39%, ranking 15th of 19 metros

What does that mean for you? Buyers: Tampa prices have cooled while much of the country kept climbing. Sellers: pricing right from day one matters more than ever.

Curious where your home or your target neighborhood lands? Message us for a free, no pressure local price check.

11/08/2026

Our idea of a perfect Saturday? A slow one in Safety Harbor. ☀️🌳

📸 Coffee and a stroll down Main Street
📸 Shade, water views, and history at Philippe Park
📸 Sunset from the Waterfront Park pier on Old Tampa Bay
📸 Shopping small at the local boutiques
📸 That small town feeling, just a short drive from Tampa and Clearwater

Safety Harbor has the walkable, front porch charm that so many buyers tell us they're looking for, and the community loves to gather (keep an eye out for the Third Friday street celebrations).

Have a favorite Safety Harbor spot we missed? Drop it below. And if you've been dreaming about living here, let's talk about what's available. 🏡

11/07/2026

Fill in the blank: "I'd sell my house tomorrow if I didn't have to fix ______." 🛠️

The roof? The 1990s kitchen? That bathroom you keep the door closed on? 😅

We hear it all the time. And here's the thing a lot of homeowners don't realize: not every sale requires a full list of repairs first. Some buyers, including the cash buyers and investors we work with, purchase homes as is.

Selling as is isn't right for everyone. Sometimes a few fixes can bring a higher price on the open market. The best move depends on your home, your timeline, and your goals, and we're happy to lay out both paths side by side so you can decide.

Tell us your answer in the comments 👇 or send us a message if you'd like to talk through your options.

11/06/2026

Tampa just crossed a big housing milestone, and some of it is closer to you than you think. 📍

The City of Tampa announced this week that it has passed its goal of 10,000 affordable housing units, with 10,770 now planned, underway, or complete. Nearly half are already under construction or finished.

A few spots to watch: 📍 Rome Yards 📍 West River 📍 Marquee Square 📍 The Army/Navy site in North Downtown, with more than 1,100 units planned

More homes at more price points means more options for first time buyers, growing families, and longtime neighbors who want to stay close.

Which of these is in your part of town? Tell us in the comments. And if you're wondering what the Tampa market looks like at your budget, we'd love to help you explore.

11/06/2026

🏡 Open House | Renovated Corner Lot Home in Pine Lakes

📅 Sunday, November 8, 2026
⏰ 11 AM to 1 PM
👩💼 Hosted by Carolyn Ruby, TMWRK Brokerage

📍 1902 42nd St W, Bradenton, FL 34205
🛏️ 3 Bed | 🛁 2 Bath | 📐 2,033 Sq Ft
💰 $499,900

The big projects are already done. A new roof, new HVAC and a top to bottom renovation make this concrete block home ready to enjoy from day one.

✨ Kitchen with quartz countertops, subway tile backsplash, stainless appliances and breakfast bar seating
✨ Bright great room with a fireplace and windows all around
✨ Separate family room, front living room and dining area, so there’s plenty of room to spread out
✨ Private primary suite with double vanities and a dramatic floor to ceiling tiled shower
✨ Oversized two car garage with epoxy floors, laundry and extra storage
✨ Newly vinyl fenced 10,542 sq ft corner lot with a storage shed and room for a future pool
✨ Flood Zone X and no HOA fees

🌴 Come by on Sunday to see the space, the updates and that big backyard in person. See you there!

👤Carolyn Ruby
📌Lic. Real Estate Broker, MBA
🏡TMWRK Brokerage LLC
📱 Mobile: (727) 277-9032
🌐 Website: https://tmwrkbrokerage.com/carolyn-ruby
📧 Email: [email protected]

11/05/2026

Pop quiz: When investors bought homes in the first half of 2026, what share came from SMALL investors, the folks who own 10 or fewer properties? 🤔

A) 25% B) 45% C) 66%

Drop your guess in the comments, then swipe for the answer. 👉
. .

The answer is C. Small investors made up 66.2% of investor purchases nationally, a record in Realtor.com's data. Meanwhile, the biggest Wall Street style buyers pulled back and actually sold more homes than they bought.

What that means here in Tampa Bay: the investor across the table is more likely to be a local neighbor building a small portfolio than a giant fund. If you're thinking about selling a property as is or quietly off market, that's a buyer pool worth knowing.

Curious what an investor or cash buyer might offer for your property? Message TMWRK for a no pressure conversation.

11/04/2026

Amendment 3 passed. Here's what it means for you, depending on which homeowner you are. 🏡

👉 You already own and homestead your home
Your exemption on taxes other than school taxes is set to grow to up to $150,000 in 2027 and up to $250,000 in 2028.

👉 You're moving to Florida on or after January 1, 2027
New Florida residents start at $50,000 and become eligible for the larger exemption after four years of homestead. Already a Florida resident and buying your next home? You're generally eligible for the larger amount.

👉 You own a rental or second home
The yearly cap on assessed value increases drops from 10% to 5% (school taxes not included).

When will you see it? The changes start January 1, 2027, so look for them on your August 2027 TRIM notice and your November 2027 tax bill. School taxes, Save Our Homes, and portability stay the same.

Thinking about how this fits into buying, selling, or holding a property? Send us a message and we'll talk it through.

11/03/2026

🏡 JUST SOLD
📍 16316 Little Garden Dr, Wimauma, FL 33598
💰 Sold for $310,000
🛏️ 3 Bedrooms | 🛁 2 Bathrooms | 📐 1,676 SqFt

Waterfront living in the gated Sereno community! Congratulations to our seller on a successful Wimauma closing. 🎉

🔑 Here's how we made it happen:

⭐ Why It Stood Out
✅ Move In Ready Aria Floorplan, Meticulously Maintained
✅ Waterfront Lot with Pond & Preserve Views
✅ Granite Kitchen & Automated Smart Home Package
✅ Gated Community, Golf Cart Friendly
✅ Resort Style Pool, Clubhouse, Pickleball, Tennis & Dog Park
✅ Ultra Speed WiFi Included in the Community
✅ Up to $30K Down Payment Assistance for Eligible Buyers

📣 Superior Marketing
📸 Professional Photography
🎥 3D Virtual Tour
🌐 Marketed on 100+ sites incl. Realtor.com, Zillow & Redfin

🔑 Maximized Accessibility
🚪 On Demand Private Showings
📱 Social Media Amplification
🏡 Open Houses

A huge thank you to everyone who helped bring this one home!

Thinking of selling? Let's talk! DM us for a free home valuation. 🏡

--
👤 Gene Morales
📌 Realtor®
🏡 TMWRK Brokerage LLC
📱 Mobile: 813-817-4363
📧 Email: [email protected]
--

11/02/2026

Here is a number that surprises a lot of people outside the industry. More than 4 in 10 home purchases in the Tampa Bay area are made in cash, among the highest shares anywhere in the country.

Who is buying in cash? Mostly investors, who collectively own tens of thousands of homes across the Tampa Bay area, along with buyers who are financially well positioned enough to treat a home purchase like a savings move rather than financing it.

What does this mean if you are selling? A cash offer usually means a faster close and fewer financing contingencies to worry about, which can be worth accepting a slightly lower price for the certainty.

What does it mean if you are buying with a mortgage? You are sometimes competing directly against cash offers, so a strong preapproval letter, a flexible closing timeline, and a clean offer with minimal contingencies matter even more than the price you put on paper.

Either way, knowing who else is at the table changes how you negotiate.

11/01/2026

Sunday spot to check out, Sparkman Wharf in Tampa's Channel District.

It is an open air food and drink spot right on the water, part of the larger Water Street Tampa development, with games, string lights, and usually a relaxed crowd on weekend afternoons.

The neighborhood around it is worth watching if you are curious about where Tampa Bay growth is heading next. Water Street has added hotels, office space, and new residential buildings over the last few years, and recent reporting put the area's office tower at 95 percent occupancy this year, a strong signal that the surrounding neighborhood is filling in fast.

For buyers and investors, growth corridors like this one are worth tracking even if you are not buying there directly. New hotels, offices, and residents nearby tend to support demand in the neighborhoods around them too, not just inside the development itself.

Have you spent a weekend afternoon at Sparkman Wharf yet? Tell us what you ordered.

Address

8401 N 40th Street
Tampa, FL
33604

Telephone

+18449386975

Website

http://tmwrk.io/

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