11/05/2026
𝗧𝗵𝗲 𝗙𝗲𝗱 𝗺𝗮𝗸𝗲𝘀 𝗮 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻. 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗮𝘁𝗲𝘀 𝗺𝗮𝗸𝗲 𝗵𝗲𝗮𝗱𝗹𝗶𝗻𝗲𝘀. 𝗕𝘂𝘁 𝗮𝗿𝗲 𝘁𝗵𝗲𝘆 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗰𝗼𝗻𝗻𝗲𝗰𝘁𝗲𝗱 𝘁𝗵𝗲 𝘄𝗮𝘆 𝘆𝗼𝘂 𝘁𝗵𝗶𝗻𝗸? 👀
Not exactly.
One of the biggest misconceptions I hear is that when the Federal Reserve holds, raises, or cuts its benchmark rate, mortgage rates automatically follow.
They don't.
Mortgage rates are influenced by inflation, Treasury yields, economic expectations, and investor activity.
And that matters if you're planning to buy or sell in Centre County.
A Fed announcement doesn't automatically change what you can afford, what your home is worth, or whether moving makes sense.
**The numbers that matter are the ones affecting YOUR transaction.**
If you're buying, let's look at your purchasing power.
If you're selling, let's look at how current financing costs affect buyers in your price range.
I'd rather help you make an informed decision than have you chasing headlines.
📞 Jared Ernico | eXp Realty
📍 State College & Centre County, PA
717-448-2332
🌐 www.JaredErnico.com
Realty. Relationships. Reassurance.