Kay M. Davis

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Kay M. Davis NMLS 436627
Branch Manager/Mortgage Specialist
I absolutely love helping clients achieve their goals of homeownership! is an Equal Housing Lender.

Union Home Mortgage Corp. | NMLS #2229 | nmlsconsumeraccess.org | 8241 Dow Circle, Strongsville, OH 44136 | 800-767-4684 | Union Home Mortgage Corp. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

Happy clients are the best part of what we do! So thankful for this wonderful review and the opportunity to be part of a...
10/09/2026

Happy clients are the best part of what we do! So thankful for this wonderful review and the opportunity to be part of another homeownership journey. 🏡

10/07/2026

A little bit at a time can add up to more than you think. 💰🏡

If homeownership is one of your goals, try setting aside a manageable amount each month specifically for your future home fund. You may be surprised by how quickly consistent saving starts to add up.

You don’t have to do everything at once — sometimes you just have to start.

Happy World Teachers’ Day! 🍎📚Today we celebrate the teachers who encourage curiosity, build confidence, and make a diffe...
10/05/2026

Happy World Teachers’ Day! 🍎📚

Today we celebrate the teachers who encourage curiosity, build confidence, and make a difference that lasts far beyond the classroom.

Thank you for the patience, dedication, and heart you bring to your students every single day. ❤️

Friday Finance Tip 💰Don’t let the down payment be the only number you focus on.When planning for a home purchase, rememb...
10/03/2026

Friday Finance Tip đź’°

Don’t let the down payment be the only number you focus on.

When planning for a home purchase, remember to consider the full picture — your estimated monthly payment, closing costs, cash reserves, and other financial goals.

A little planning upfront can help you feel much more prepared when the right home comes along.

Have questions about where to start? Let’s talk!

Your path to homeownership may require less upfront than you think. 🏡Depending on the loan program and your individual q...
10/02/2026

Your path to homeownership may require less upfront than you think. 🏡

Depending on the loan program and your individual qualifications, down payment options as low as 3% may be available to eligible borrowers.

Every buyer’s financial picture is different, which is why the first step is understanding the options you may qualify for and how they fit into your overall financial goals.

Have questions about where to start? Let’s have a conversation and explore your options.

Appraisals can be one of the most confusing parts of the homebuying process. 🏡One common misconception? Appraised value ...
09/24/2026

Appraisals can be one of the most confusing parts of the homebuying process. 🏡

One common misconception? Appraised value and market value are always the same.

They can be different — and understanding the role an appraisal plays can make the mortgage process a lot less intimidating.

Have questions about appraisals or what happens after you’re under contract? I’m always happy to help break it down.

More opportunities, more financing solutions. Higher loan limits in 2027 could help make homeownership possible for even...
09/24/2026

More opportunities, more financing solutions. Higher loan limits in 2027 could help make homeownership possible for even more buyers! Contact me to learn more. 🗝️

So thankful for clients like this! đź’ś
09/18/2026

So thankful for clients like this! đź’ś

09/12/2026

Today, we remember the lives lost on September 11, 2001, honor the heroes who answered the call, and hold close the families forever changed by that day.

May we never forget.

Address

300 South Riverside Avenue Suite 105
St. Clair, MI
48079

Telephone

+18106502685

Website

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