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MattC Group Specializing in Real Estate in South West Ohio for both residential & business. Follow us on the socials!! Helping clients find their dream home

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One more home is moving toward its next chapter! ๐Ÿกโœจ๐Ÿ“ 2365 Old Camden Pike, Eaton, OH 45320UNDER CONTRACT! ๐ŸŽ‰Another excit...
10/26/2026

One more home is moving toward its next chapter! ๐Ÿกโœจ

๐Ÿ“ 2365 Old Camden Pike, Eaton, OH 45320

UNDER CONTRACT! ๐ŸŽ‰

Another exciting step toward homeownership!

Whether you're looking to buy your next home or preparing to sell, the MattC Team is here to help you make your next move with confidence.

๐Ÿ“ฒ Call/text Matt: (937) 210-9053
๐ŸŒ www.mattcteam.com

From listed to one step closer to the closing table โœจ2401 Flemming Rd, Middletown, OH 45042 is officially UNDER CONTRACT...
10/25/2026

From listed to one step closer to the closing table โœจ

2401 Flemming Rd, Middletown, OH 45042 is officially UNDER CONTRACT.

Thinking about selling? Letโ€™s talk about your next move.

Call/text Matt: (937) 210-9053
๐ŸŒ www.mattcteam.com

Got a VA loan offer on your home? Hereโ€™s what it means:โœ… The buyer is approved by a lenderโœ… The VA appraisal checks valu...
10/25/2026

Got a VA loan offer on your home? Hereโ€™s what it means:

โœ… The buyer is approved by a lender
โœ… The VA appraisal checks value and basic condition, but it isnโ€™t a full home inspection
โœ… Sellers can pay the buyerโ€™s normal closing costs, though separate concession limits may apply
When comparing offers, look at the full picture: price, terms, timeline, and approval strength.

General information from VA.gov, not legal or lending advice. Not affiliated with or endorsed by the VA, DoD, or U.S. Air Force.

To Sell or Rent? How To Choose the Best Path for Your House.Your house isn't selling as quickly as you hoped. So, should...
10/25/2026

To Sell or Rent? How To Choose the Best Path for Your House.

Your house isn't selling as quickly as you hoped. So, should you just rent it out instead? It's a question more homeowners are asking. And the numbers show just how common this backup plan is becoming.

According to Parcl, about 9% of homes currently listed for rent were originally listed for sale.

That's a lot of homeowners becoming landlords when selling didn't go according to plan.

But before you trade your "For Sale" sign for a "For Rent" sign, there's something worth considering.

Being a landlord isn't always the easy passive income opportunity it sounds like.
Landlord insurance typically costs about 25% more than regular homeowners insurance. Property management can eat up around 10% of your rental income.

And that's before unexpected repairs, vacancies, or late-night maintenance calls.
Suddenly, renting might not look quite as simple.

Now, that doesn't mean renting is a bad idea. For some homeowners, it's absolutely the right move.

But if selling is what you really want, don't give up on that plan just yet.
Sometimes, the difference between a house that sits and one that sells comes down to the changing the strategy.

Thinking about renting your house because selling feels harder than expected? Send a message. Let's compare the numbers and figure out which option actually makes the most sense for you.

Three numbers shaping the fall market: 7.32% mortgage rates, just over 2 months of Dayton inventory, and 2.6 months in C...
10/25/2026

Three numbers shaping the fall market: 7.32% mortgage rates, just over 2 months of Dayton inventory, and 2.6 months in Columbus.

Buyers have more options, but well-priced homes are still moving.

Which number surprised you?

Call or text Matt :
๐Ÿ“ฒ (937) 858-5895
๐Ÿ“ž (937) 210-9053
๐Ÿ“ง [email protected]
๐ŸŒ www.mattcteam.com

Source: Freddie Mac PMMS and local market data.

10/24/2026

Sunday check-in ๐Ÿก How much do you love your current house?

Drop your answer below: obsessed, itโ€™s fine, or ready for your next one? ๐Ÿ‘€

Thinking about making a move? Call or text Matt at (937) 210-9053.

Sunday Reset โ˜‘๏ธ One 10-minute task for this week: check your credit reports.All three nationwide credit bureaus let you ...
10/24/2026

Sunday Reset โ˜‘๏ธ One 10-minute task for this week: check your credit reports.

All three nationwide credit bureaus let you check yours once a week for free at AnnualCreditReport.com, the only authorized site for your free reports. Spot something wrong? You can dispute it with the credit bureau and the business that supplied the information.

Planning a purchase? Call/Text Matt at (937) 858-5895 for a no-pressure first chat.

Matt Collins | MattC Team | eXp Realty

Why More Buyers Are Turning To Adjustable-Rate Mortgages TodayWhat if you could save $150โ€“$300 a month on your mortgage ...
10/24/2026

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today

What if you could save $150โ€“$300 a month on your mortgage payment just by choosing a different type of loan?

For some homebuyers, that could be a game changer. And it's one reason adjustable-rate mortgages (ARMs) are getting more attention.

According to Bankrate, ARM rates recently came in more than a full percentage point lower than traditional fixed-rate mortgages. That's potentially hundreds of dollars in monthly savings on a median-priced home.

And buyers are taking notice. About 1 in 10 mortgage applicants are now choosing an ARM, according to the Mortgage Bankers Association.

So, what's the catch?

Unlike a fixed-rate mortgage, an ARM gives you a lower introductory rate for a set number of years. After that, your rate can adjust up or down based on market conditions.

That means you could save money upfront, but you'd also need to be comfortable with the possibility of higher payments later.

And here's something worth knowing: Today's ARMs have more borrower protections than the risky loans that made headlines during the 2008 housing crisis.

The bigger takeaway? A traditional 30-year fixed mortgage isn't your only option.
If today's rates are making your homebuying budget feel tight, there may be financing options you haven't explored yet.

Curious whether an ARM could help make your next home more affordable? Connect with a trusted lender who can run the numbers.

Ohio Did-You-Know ๐ŸŒ‰Germantown's covered bridge was built in 1870, and a 1911 ordinance moved it to Center Street. Today ...
10/24/2026

Ohio Did-You-Know ๐ŸŒ‰

Germantown's covered bridge was built in 1870, and a 1911 ordinance moved it to Center Street. Today it's open to walkers and bikes only, and the Southern Ohio Covered Bridge Association believes it's the only bridge of its kind in the U.S. (City of Germantown)

Have you walked it? Tell us your favorite Germantown stop ๐Ÿ‘‡

Address

35 E Market Street
Springboro, OH
45066

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