Sandy Erickson Real Estate Team

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Sandy Erickson Real Estate Team Experience You Trust. Results You Deserve! We have countless reviews from satisfied past clients who state the Sandy Erickson Team exceeded their expectations.

Our Business Philosophy: From the beginning of Sandy's real estate career in 2002, it has been her passion to be one of the few teams that continually exceed client’s expectations. Our standards for professionalism and productivity are unmatched in the marketplace. Using detailed, top-notch systems, we ensure our clients receive the education they require to make informed decisions they feel good about. Our focus on thorough communication, attention to detail, and forming a partnership with our clients provides quality service that home buyers and sellers expect and deserve. In addition, our team members, title closers, mortgage officers, and home inspectors provide the full service support our clients need for a value added experience. In the end, we strive to not only be a professional real estate team to facilitate the buying or selling of a home, but also a friend our clients can count on!

Pop quiz. What credit score do you need to buy a home? If your answer was B) 660 or C) 700 … you’re not alone. A lot of ...
10/30/2026

Pop quiz. What credit score do you need to buy a home?

If your answer was B) 660 or C) 700 … you’re not alone. A lot of people believe you need "perfect" or “near perfect” credit.

But you probably don’t need as high a credit score as you think.

Even though a Veterans United survey shows 57% of would-be buyers think you need at least a 660, the long-standing benchmark for Fannie Mae and Freddie Mac loans is 620, and even that isn’t a hard rule for every loan.

So the real answer? Both A) 620 and D) “it depends” are right.

And with all the changes to credit models lately, even more people will be able to buy than before.

Don’t let myths keep you locked into a lease. Let’s find out where you actually stand.



Contact us today for more info at 651-998-2098!

*SOLD in Saint Paul*Congrats to our first-time home buyer, Matt! We are so thrilled for you to begin your homeownership ...
10/29/2026

*SOLD in Saint Paul*

Congrats to our first-time home buyer, Matt! We are so thrilled for you to begin your homeownership journey. Thank you (and your parents) for your trust in Gary and our team. We truly appreciate you, and the lovely review! 🤩 (swipe to read!)

The Fed just met and they decided on no rate hike and no rate cut. So, what does that mean if you're watching and hoping...
10/29/2026

The Fed just met and they decided on no rate hike and no rate cut. So, what does that mean if you're watching and hoping for lower mortgage rates?

The short answer: don't expect this to dramatically change things.

For now, they’re holding steady. But a recent survey from Reuters asked 100 economists what to expect from here – and all 100 said the Fed will do a hike in December.

Now, the Fed doesn't directly set mortgage rates, but their actions do have an impact. Rates will also move based on inflation, economic data, and how financial markets react.

The takeaway? There’s a lot at play here – and we’ll probably see a hike the next time they meet.

Follow me for straightforward updates on what’s actually happening and why it matters for the housing market.



Contact us today for more info at 651-998-2098!

In case you haven’t heard, 27% of homes sold in September were bought with cash, according to NAR. That’s more than 1 in...
10/28/2026

In case you haven’t heard, 27% of homes sold in September were bought with cash, according to NAR. That’s more than 1 in 4.

When you hear a number like that, it’s easy to wonder how that’s even possible nowadays – especially with so many people struggling with affordability.

You might picture wealthy investors with deep pockets…but not all cash buyers are who you'd think.

Some are just regular homeowners who’ve built up enough equity over the years to sell their house and buy their next one in cash.

So sure, affordability is tight. But that doesn't mean buying a home today is only possible for the wealthy or big investors.

If you own a home and you’ve lived there for a while, you may be in a better position to move than you think.

Want to know how much equity you have? Let’s find out what it could do for your next move.



Contact us today for more info at 651-998-2098!

10/28/2026

Staging Could Put More Money in Your Pocket

If you’re selling soon, staging can help you draw in buyers and get the most for your house. Mid-level staging can bring a 350% return on what you spend. On a $400k house, the typical $4k cost can add about $18k in value. That could mean about $14k more in your pocket at closing. Working with a smaller budget? Even just decluttering and rearranging furniture can make a big difference. Let’s walk through your house together and pinpoint the updates that’ll help it sell sooner – and for more.



Contact us today for more info at 651-998-2098!

Halloween lands on a Saturday this year—so the Twin Cities is ready with plenty to do. 🎃Our roundup features 10 events f...
10/27/2026

Halloween lands on a Saturday this year—so the Twin Cities is ready with plenty to do. 🎃

Our roundup features 10 events for every kind of celebration: family-friendly pumpkin displays, outdoor performances, haunted attractions, trick-or-treating, thrills, live entertainment, and more.

Find an outing for your crew and check event details before you go:
https://mnpropertiesforsale.com/d8r6198w

Is staging worth it? It may be if you want to get the most for your house.Data shows every $1 you spend on mid-level sta...
10/27/2026

Is staging worth it? It may be if you want to get the most for your house.

Data shows every $1 you spend on mid-level staging could add about $3.50 to your profit when you sell.

It can save you time, too. Staged houses can also sell up to 73% faster, which means fewer weeks of keeping everything spotless for showings.

And working with a smaller budget is totally doable. Clearing off counters and arranging furniture so rooms feel open are inexpensive options that can still make a big difference on how well your house shows when it hits the market.

Not every house needs the same level of staging. Want to know which updates would help yours sell sooner – and for more? Send a message, and we’ll walk through it together.



Contact us today for more info at 651-998-2098!

Here's something most buyers overlook…When the housing market slows down, homeowners and builders don't always have the ...
10/26/2026

Here's something most buyers overlook…

When the housing market slows down, homeowners and builders don't always have the same priorities.

A homeowner may be willing to wait for a better offer. But builders with completed homes sitting unsold often have more reason to keep sales moving.

In October, over 60% of builders offered some type of incentive. And almost half (43%) cut prices.

That could mean more negotiating opportunities for you.

The trick is knowing where to look. Let's find the builders with more move-in-ready homes available right now and see what they're willing to offer to get their inventory sold.



Contact us today for more info at 651-998-2098!

Buyers, this is big.The housing market is giving you a level of negotiating power we haven't seen since the years follow...
10/24/2026

Buyers, this is big.

The housing market is giving you a level of negotiating power we haven't seen since the years following the housing crash.

According to Redfin, there are now 63% more sellers than buyers nationwide, and 41 of the 50 largest metros favor buyers. That means, in most places, you have more say in what you're willing to pay, what you're willing to accept, and what you want to negotiate.

And sellers have more reason to listen.

Of course this varies market to market, but this shift is creating opportunities for buyers who are ready to jump in – even with today’s higher rates.

DM me, and let's make sure you know how to take advantage of it.



Contact us today for more info at 651-998-2098!

PRICE DROP ALERT! Exposed brick, wood beams, and original hardwood floors set the scene at 801 Washington Lofts in North...
10/23/2026

PRICE DROP ALERT!

Exposed brick, wood beams, and original hardwood floors set the scene at 801 Washington Lofts in North Loop. ✨

This bright third-floor condo offers 1 bedroom, 2 bathrooms, and 1,232 sq ft, plus a private balcony, sunroom/den, loft bedroom with a walk-in closet, and a corner fireplace. Plus two deeded covered parking spaces, in-unit laundry, and paid-off special assessments add real value.

Ready to see it in person? Contact us today!

Details:
https://mnpropertiesforsale.com/d8r60396

Address

480 Highway 96 West
Shoreview, MN
55126

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