Ray Byzewski Real Estate Agent

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Scottsdale, AZ
Ray Byzewski Real Estate Agent

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Ray is a dedicated REALTOR® based in Arizona, with a focus on helping families relocate from the Pacific Northwest. I bought my first home at the age of 22.

He emphasizes professionalism, trust, integrity, and building lifelong relationships with his clients. Buying or selling real estate can be a stressful journey. With the opportunity and my guidance, I will make the transaction a positive and enjoyable experience. I appreciate you visiting my website and I hope that you will allow me the opportunity to earn your trust, loyalty and time to create a life-long friendship. I am patient, professional, transparent, compassionate, loyal, approachable, and a skilled Fiduciary, who has crafted the art of negotiation. That purchase fueled my passion for buying, remodeling and selling numerous others. As your REALTOR®, you can rest-assure that you are in good hands throughout the entire process and beyond. I have experience supporting first time home buyers, relocation, secondary or vacation home buyers, as well as investors. I chose to become a REALTOR®, because as a servant REALTOR®, I am committed
to supporting every step of my clients journey to fulfill their dreams of buying
or selling, and I am able to continue building life-long relationships. I enjoyed a 32 year career in education and coaching. I relocated from Oregon to beautiful Arizona, in June of 2020. My new full time career has helped me continue to assist many of my friends and families in relocating to Arizona. On a personal note, I enjoy golfing, hiking, biking, travel, and water sports. I am fortunate and thankful to be living and working in Arizona and look
forward to serving and supporting others. Respectfully,

Ray

11/04/2026

Two incomes and one shared down payment can get you into a home years sooner, as long as you’ve agreed on what happens when one of you wants out.
More people are buying with a friend, a sibling, or a cousin, and it makes sense. Two incomes qualify for more than one, and splitting a down payment beats saving alone.
The purchase itself is usually the easy part. Where co-buying gets hard is three or five years later, when one person gets a job in another city, meets someone, or simply wants out. If nobody wrote down what happens then, you’re negotiating the most important part of the deal at the worst possible time.
Every hard question has a straightforward answer if you decide it now, while everybody still likes each other. Swipe through for what to settle before you make an offer together.
Send this to the friend you keep joking about buying with. Maybe it’s time to stop joking.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

11/01/2026

Happy November! My new issue of At Home is now available.
Download a copy at RayBsellsAZ.com/newsletter

Reach out if you have any questions or need assistance with making a move!

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

10/31/2026

You learn more about a neighborhood on Halloween night than on any Tuesday tour. I am only half joking.
Think about what you can actually see tonight that no listing photo will ever show you. Whether people open their doors. Whether the street is walkable after dark and whether it is lit. How many kids are on it, and how many are teenagers, which tells you where that street is in its own cycle. Whether the neighbors are out on the porch talking to each other or the lights are off by seven.
That last one is not a judgment. Some streets are quiet on purpose and that is exactly what some people want. But it is real information, and it is the kind you normally only get after you have already moved in.
If you are house hunting and there is a neighborhood you are serious about, go walk it tonight. Bring a kid if you have access to one. It is the most honest open house of the year.
Happy Halloween.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

10/30/2026

Price is only one way to make your offer stronger.
A seller is not choosing a number. They are choosing an outcome, and the number is only part of it. What they actually want is for this to be over, on a date that works, without it falling apart in three weeks. An offer that gives them certainty can beat an offer that gives them a few thousand dollars more.
So the question to ask before you write is not “how high can I go?” It is “what does this specific seller need?” Sometimes it is a closing date that lets them get into their next place. Sometimes it is a shorter condition period. Sometimes it is being allowed to leave the stuff in the basement. That last one has won a house.
You will not know unless someone asks, which is the part of this that is actually the agent’s job.
Swipe through for the six terms that carry real weight, and which ones cost you nothing to offer.
DM me the word TERMS and we will build an offer around what the seller actually needs.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

10/29/2026

The problem hiding on title usually appears when the clock is already running.
Most of the time it is invisible. Somebody checks, everything is clean, you never hear about it again. But the surprises it turns up are real, and every one of them takes time to clear. Time is the problem, not usually the item itself.
What it is actually doing is confirming that the person selling has the right to sell, and that nothing attached to the property follows it to you.
The four that come up most: a lien from unpaid work, unpaid taxes, or a judgment, which clears from the sale proceeds but takes coordination. An old mortgage that was paid off years ago and never formally discharged, which is extremely common and reliably slower than anyone expects. An easement or right of way, a utility corridor, a shared driveway, a neighbor’s long-standing access, which you usually live with but should know about before you own it. And a survey or boundary issue, a fence that is not on the line or a structure crossing it, which is the one that can genuinely change what you are buying.
Almost all of it is fixable. Almost none of it is fixable quickly.
Which is the actual argument for building a realistic closing date instead of an aggressive one. Nobody clears a title issue in forty-eight hours because you would like them to.
If you are buying in Scottsdale this fall, leave room in the calendar.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

10/27/2026

Almost every seller has a version of the same question, usually phrased as “should we do the kitchen before we list?” The honest answer is almost always no, and it surprises people, so let me explain what is actually going on.
Buyers do not pay you back for taste. They pay you back for removed friction. A renovation that eliminates a reason to say no returns well. A renovation that expresses your preferences competes with theirs, and you rarely win that one. That single distinction explains almost every item on this list.
Ranked by what actually returns in Scottsdale, with rough cost ranges so you can decide before you spend.
Save this before you call a contractor.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

10/25/2026

If you want to buy in the Scottsdale area in the new year, the work starts about ninety days before you think it does, and almost none of it involves looking at houses.
Most people start in January by browsing. Then they find something, then they scramble for financing, and then they discover that the thing holding them up is a document they could have collected in October while nothing was happening.
Three things are worth handling now. Your last two years of income documentation, gathered in one place rather than assembled in a panic. A real conversation with a lender, which is free and tells you the actual number instead of the one you assumed. And a look at your credit report, early enough that if something on it is wrong you have time to have it corrected, because corrections take weeks and not days.
None of this commits you to anything. It just means that when the right place comes up in February, you are in a position to act rather than a position to explain.
Send this to whoever keeps saying they will buy next year.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

10/25/2026

By the time a neighborhood makes a list of best places to buy, the price already reflects it.
The earlier signals are all things you can see from the sidewalk. A landlord finally replacing the windows. A bakery taking a storefront that sat empty all year. Permit signs on houses that sold last spring. One street going pending faster than the street behind it.
None of it makes the news. All of it shows up in prices eventually.
If you’re trying to decide where in Scottsdale to buy next, ask me which streets are showing these right now. I watch this for a living and I’m glad to tell you what I’m seeing.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

Homes

10/22/2026

An appraiser is not deciding what your home is worth. They are answering a much narrower question, and understanding which question changes how you read the number.
The question is not “what could this sell for?” It is “does this specific property support this specific loan amount, based on what comparable homes have already sold for?” Already sold. Past tense. In a market that has moved, an appraisal is looking backward by design.
That matters more in a slower market than a fast one. When prices were climbing, appraisals chased and mostly caught up. When the market flattens, the gap between an accepted offer and an appraised value opens up, and somebody has to cover it.
The useful move, if you are selling in Scottsdale this fall, is to make the appraiser’s job easy. They are working with far less information about your home than you have. A new roof looks like a roof. A rebuilt drainage system looks like a yard. If you do not hand them the list of what you have done, with years and rough costs attached, none of it counts.
And if it comes in low, that is not a verdict. It is one opinion built on old data. You can cover the gap, renegotiate, or order a second opinion where the comparables were genuinely wrong.
DM me the word APPRAISAL if you want the prep list before yours is scheduled.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

10/21/2026

You do not have to sell your current home to buy the next one, and a lot of people never run the numbers on keeping it because they assume the answer is no.
Sometimes the answer is no. A property that does not cover its costs while tying up your equity and your borrowing capacity is not an investment, it is a second job with a mortgage attached. But the reflex to sell automatically costs some people a property they could not buy again today at any price.
This is a math question with about six inputs, and most people run two of them and stop. What the rent actually is, not what you hope it is. What it costs to hold, including the months it sits empty and the furnace that will fail eventually. What keeping it does to your ability to qualify for the next place, which is the input people forget entirely.
Swipe through for the full calculation, in the order that matters.
Save this before you list the house you are leaving.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

Address

14350 N. 87th Street , STE 170
Scottsdale, AZ
85260

Telephone

+16024356777

Website

http://raybsellsaz.com/

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