Monica Rojas, Broker-1st Choice Realty Group

11/09/2026

More sellers are offering concessions to get homes sold, and that can create meaningful opportunities for buyers. Nationally, 44.7% of home sales included a seller concession in August, up from a year earlier.Concessions can take many forms, including help with closing costs, repair credits, or money toward a mortgage-rate buydown. In some cases, buyers are even getting both a price reduction and a concession.The opportunity varies by market and property, so the key is knowing what to ask for and how to structure the offer without weakening your position.If you're thinking about buying, let's talk about where sellers may be more negotiable and how concessions could improve the numbers for you.

Learn more at https://BetterHomeowners.com/MonicaRojas/2026/11/09/Concessions

Helping Homeowners and Tenants when they buy, sell or rent and all the years in between...
(409) 739-3455 [email protected]

11/06/2026

🤫🎄 We've been keeping a little secret... and it's time to spill the Christmas beans! 🎅❤️

1st Choice Realty Group is hosting our KEYS TO CHRISTMAS MARKET! 🔑🎁
Join us on December 19th, 2026, for a fun-filled day of local shopping, Christmas cheer, and some amazing vendors!

✨ FREE vendor spaces!
🎄 11 AM – 4 PM
📍 13109 Hwy 6, Santa Fe, TX

Know someone with a small business or handmade goodies? Tag them below! Let's make this a Christmas shopping day to remember! ❤️

Santa's not the only one making a list... we're making a vendor list! 😉🎁

11/06/2026

Parents can often help adult children buy a home through gift funds, co-signing, shared ownership, or other options. The key is understanding what works financially and what everyone expects before moving forward.Gift money may help with a down payment or closing costs. In other cases, parents may co-sign, co-borrow, lend money, or purchase the home jointly. Each approach can affect financing, taxes, credit, ownership, and future responsibilities.Before looking at homes, talk through how much help is realistic, whether the money is a gift or loan, whose names will be on the mortgage and title, and what happens if circumstances change.Let's get together to review the options, discuss the market, and connect you with a trusted mortgage professional. You can make a better decision when you're fully informed.

Learn more at https://BetterHomeowners.com/MonicaRojas/2026/11/06/Can-Parents-Help-You-Buy-a-Home

Helping Homeowners and Tenants when they buy, sell or rent and all the years in between...
(409) 739-3455 [email protected]

11/06/2026

Realtors---Do you need some CE Credit Hours Or just looking to brush up on Water Rights? Jackie Mibeck-Talbert is hosting a class on 11/11/2026 at our office in Santa Fe.

11/05/2026

🌮🍂 November is looking DELICIOUS at 1st Choice Realty Group! 📸
Who needs a house when you can have tamales and cute fall pictures? 😂
🌮 Don't forget our 11th Annual Tamale Fundraiser! Get your orders in by November 20th. Proceeds benefit CASA of Galveston County!
📸 Stop by our office for a FREE Fall Photo Op! Bring the kids, the family, or even the dog! Everyone's welcome!

📍 13109 Highway 6, Santa Fe, TX

Come see us! We promise not to make you sign a contract just to take a picture! 😉🏡
1st Choice Realty Group
409-927-2000

11/05/2026

What if you could buy the home you want today and save hundreds of dollars on your monthly mortgage payment during the first two years? A 2/1 buydown could make that possible.Here's how it works:Year 1: Your interest rate is reduced by 2 percentage points.Year 2: Your rate is reduced by 1 percentage point.Year 3 onward: You pay the original note rate.For example, with a 6.5% mortgage rate, your payments would initially be calculated at 4.5%, then 5.5%, before returning to 6.5%.The temporary savings are funded upfront, sometimes through a seller or builder concession. You must still qualify at the full note rate.Contact me and I'll give you the details for the price of the home you want, including estimated monthly savings and how a 2/1 buydown might work for you.

Learn more at https://BetterHomeowners.com/MonicaRojas/2026/11/05/Save-Hundreds-on-Your-Payment

Helping Homeowners and Tenants when they buy, sell or rent and all the years in between...
(409) 739-3455 [email protected]

11/05/2026

Thank you Stewart Title Santa Fe for the sweet treats! 💖💖

11/04/2026

🌸 If you’re in the office this week and spot these beautiful flowers, they were hand-picked from Froberg’s Farm by our very own mini-Agent in Training ADALYNN during her field trip yesterday! ❤️ She surprised us with them, and we just adore her sweet, thoughtful self! 🥰
It’s the little things in life that bring the biggest smiles and remind us how lucky we are to be here. We sure love her and the joy she brings to our office! 🌷❤️

11/04/2026

Buyers may have more negotiating power today than they realize. The opportunity isn't limited to offering less than the asking price; closing cost assistance, rate buydowns, repairs, credits, and favorable terms can sometimes be worth even more. The key is knowing the seller's motivation and deciding what matters most to you before making an offer. If you're thinking about buying, contact me and let's develop a negotiating strategy before you find the home you want.

Helping Homeowners and Tenants when they buy, sell or rent and all the years in between...
(409) 739-3455 [email protected]

Today's changing market is giving many buyers more negotiating power, but getting the best deal requires knowing what to ask for and which terms may provide the greatest benefit.

11/04/2026

🍁📸 FALL PHOTO FUN! 📸🍁
Grab the kids, bring the family (and even your four-legged friends), and come strike a pose at our FREE Fall Photo Op! ❤️
Snap it, share it, and TAG US! We love seeing your pictures!
📘 Facebook: Monica Rojas, Broker – 1st Choice Realty Group
🎵 TikTok:
📍 1st Choice Realty Group
13109 Highway 6, Santa Fe, TX 77510
No appointment needed! Just bring your smiles! 🍂