Real Estate in Santa Cruz County

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Real Estate in Santa Cruz County

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Santa Cruz, CA Real Estate Broker
http://www.CoastalDreamRealty.com Helping buyers & sellers with honest advice and personal attention for over 25 years.

Full-time Realtor specializing in single-family homes, condos, beach property, second homes, land, and multi-residential. I understand the importance of guiding you to success in your home ownership goals. Real estate made manageable. CA Broker #01299747.

02/11/2026

Data from the Federal Housing Finance Agency's National Mortgage Database analyzed by the Realtor.com® economic research team shows that millions of homeowners are locked in to lower rates, with almost half (49%) holding a fixed rate below 4%.

For many U.S. homeowners, selling their house would mean losing a low mortgage rate that they may never be able to get again.

27/10/2026

Homeownership not only strengthens individual households, but it also fosters neighborhood stability, drives long-term economic growth, and ensures Californians from all walks of life can stay and prosper right here, in California.

California has the power to open doors to opportunity. We can help more families put down roots, build equity, and create lasting security.

24/10/2026

One is a no-brainer “yes.” It would help middle-class Californians buy a new home by allowing them to borrow most of the down payment. And it wouldn’t cost taxpayers a dime. That’s Proposition 37.

C.A.R. data show statewide transactions below 300,000 units for 48 straight months as borrowing costs surge

18/10/2026

Rather than wait for rare congressional consensus, MBA highlighted rules that don't require new laws. For instance, replacing Fannie Mae and Freddie Mac's current tri-merge credit reporting mandate to help lower-risk borrowers. Or the Federal Housing Administration could take action to reduce mortgage insurance premiums.

During the MBA's annual convention in Chicago, the trade group released a wide-ranging road map to improving housing affordability.

12/10/2026

Recently, bad actors have focused on real estate agents and brokers as targets of impersonation scams. By the very nature of the industry, an agent’s identifying information is highly visible to the public. This means that someone who wants to impersonate an agent for nefarious purposes can obtain the agent’s name, image, license number, and other relevant information and then use it to create a fake website or social media account.

The scammers then solicit money (via fake lease listings or other means) from unsuspecting consumers. On top of stealing money from innocent members of the public, this can do serious harm to an agent’s reputation. To put a stop to this kind of impersonation, periodically search for information online to make sure nothing pops up that should not be there. If fraudulent content is found, notify the Department of Real Estate and law enforcement agencies.

03/10/2026

The benchmark 30-year fixed-rate mortgage rose to 7.28% from 7.03% last week, mortgage buyer Freddie Mac said Thursday, the biggest leap in four years. A year ago, the average rate was 6.34%.bIt is the sixth consecutive week that mortgage rates have increased.

The average long-term U.S. mortgage rate remained above 7% this week, reaching its highest level in nearly three years.

30/09/2026

Finding the right place to live tiny is one of the bigger issues for people deciding to downsize their lives, and the search is often complicated by local ordinances and municipal requirements for tiny homes.

Finding land on which to put a tiny home can be a challenge, so new services are helping connect landowners and buyers.

26/09/2026

The new three-year authorization allows HUD to establish standing program rules, creating a more predictable framework for disaster recovery assistance. For homeowners and communities, that could mean faster access to recovery funds, more consistent program requirements, and a quicker path to rebuilding housing after hurricanes, floods, wildfires, and other disasters.

A little-noticed section in the new 21st Century ROAD to Housing Law provides a three-year authorization for the Community Development Block Grant Disaster Recovery (CDBG-DR) program, a long-standing National Association of REALTORS®' priority.

14/09/2026

"Home sellers have largely sidestepped disappointment this summer and are sticking with the market rather than delisting, a marked contrast to 2025, but relatively flat new listings signal caution among potential sellers," notes Hale. "This caution will likely keep slowing home sales from tipping the market abruptly in favor of buyers."

Existing-home sales fell 2% month over month and 1.2% to a seasonally adjusted annual rate of 3.98 million, the lowest since June 2025.

07/09/2026

Pending sales have been losing steam since May, when the growth rate reached a selling-season peak of 4.8%. That coincided with a steady climb in mortgage rates driven by the ongoing conflict in the Middle East, which put upward pressure on oil prices and fueled inflation fears.

Pending home sales in August dropped for the first time in eight months against a backdrop of surging mortgage rates.

Address

101 Cooper Street
CA
95060

Opening Hours

Monday	09:00 - 17:00
Tuesday	09:00 - 17:00
Wednesday	09:00 - 17:00
Thursday	09:00 - 17:00
Friday	09:00 - 16:00
Saturday	12:00 - 16:00

Telephone

+18312616750

Website

https://coastaldreamrealty.com/

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