Wheeler Team, San Jose, CA (2026)

10/19/2026

THE WHEELER REVIEW October 2026

FRONTLINE REAL ESTATE REPORT AFFECTING SILICON VALLEY
Published & Written By the Wheeler Team © Kay Wheeler, Editor
Award Winning Producers ~30 Year Track Record of Accountability
and Trust in Silicon Valley! Rick & Kay Wheeler, Mother/Son Family Team

“Mercy triumphs over judgment.”

PERMITS—TO GET OR NOT TO GET THEM--THAT IS THE QUESTION?
When embarking on home improvement projects, it is crucial to assess whether they constitute minor adjustments or major renovations. Major remodels can involve, among other things, structural alterations like modifying or relocating walls, windows, or ceilings, as well as relocating or adding fixtures and appliances. To ensure compliance and safety—in addition to ensuring any possible resale in the future—it is smart and prudent to be especially diligent to obtain expert guidance for building permits. Cutting costs in regard to obtaining permits may seem tempting, but do not go there; and beware of any contractor who encourages this action. Dangerous health and safety issues can result, and resale values could drastically be affected. After any disaster like the 1989 earthquake event— the lack of permits can become an even bigger deal killer that concerned buyers will not overlook. For detailed guidance on obtaining permits, contact your city or county permit services and licensed contractors.

AS EQUITIES INCREASE—ANALYZE YOUR ROI FACTOR-IT MAY DECREASE
Check Your Numbers: Is Your Real Estate Equity Decreasing in Potential Value? Owning valuable real estate is one thing; making sure the equity invested in it is working as hard as possible is another. Residential and commercial property owners may be sitting on substantial accumulated equity without fully assessing its actual active financial performance. As Silicon Valley property values continue to evolve, it is essential to look beyond appreciation and evaluate the actual return your equity is generating today—and what it could potentially earn elsewhere. The critical question is not simply how much your property is worth, but how effectively your equity is working for you. Could that equity generate a stronger return if reinvested in another property, diversified across multiple investments, or repositioned through a refinance, sale, or 1031 Exchange? Every strategy carries different costs, risks, tax implications, and potential returns, making thorough analytics essential.

PROPERTY INSURANCE CRISIS IN CA—WATCH OUT FOR PROBLEMS
California property owners face often severe challenges in securing comprehensive insurance as major insurers, including State Farm, Allstate, and Farmers, have reduced or restricted certain coverage offerings in the state. Rising wildfire risks, extreme weather events, escalating construction costs, and other environmental exposures have contributed to a tightening insurance market. As traditional coverage becomes more difficult to obtain, some homeowners and businesses are turning to the California FAIR Plan, which generally provides more limited coverage and may require additional policies to address coverage gaps. Insurance is no longer just a routine expense—it is a critical component of protecting your property, preserving its value, and planning for the future. Property owners, as well as those who are considering making a purchase, should thoroughly review their coverage, understand exclusions and limitations, and explore available alternatives with a licensed insurance professional.

“WORK HORSE” AWARD WINNING WHEELER TEAM IS READY WHEN YOU ARE READY!
In real estate, trust is everything! Your property is one of your biggest investments, and you deserve experienced, full-service representation without compromise. Meet The Wheeler Team—Rick and Kay Wheeler, a mother-and-son family team offering full-service listing representation for just a 2.5% listing commission. From start to finish we handle the details, anticipate challenges, and work diligently to make your transaction as smooth and trouble-free as possible. Our three decades of experience in Silicon Valley and impeccable track record without any arbitration or litigation reflect our high level of professionalism and total commitment to you. Our expertise spans residential homes, commercial office buildings, multifamily properties, hotels, farms and ranches, churches and nonprofits, commercial and residential developments, and business sales. We bring proven experience, practical knowledge, and personalized service to even the most complex transactions. Whatever your real estate goals, your seamless, smooth transition is our number one priority. With The Wheeler Team, you gain trusted guidance, comprehensive service, and a dedicated team focused on turning your plans into reality. We’ve been there, done that—and we are ready to put our experience to work for you in every area of selling or buying..

CENTURY 21 MASTERS FINE HOMES & ESTATES

Century 21 Masters~ Residential/Commercial : 1096 Blossom Hill Rd/Almaden Expressway/ 217 Offices in California – World-wide, International Web Site

CONTACT US AT: [email protected]

05/16/2026

THE WHEELER REVIEW May, 2026
FRONTLINE REAL ESTATE REPORT AFFECTING SILICON VALLEY

Published & Written By the Wheeler Team © Kay Wheeler, Editor
Award Winning Producers ~30 Year Track Record of Accountability
and Trust in Silicon Valley! Rick & Kay Wheeler, Mother/Son Family Team

"Instruct a wise man, and he will be wiser still!"

THE UPS & DOWNS OF THE “ALL CASH” HOME PURCHASE:

With an all cash purchase, a lot of money eggs are dropped into one basket that could prove risky. Cash is king—giving the buyer mega bargaining power. Cash removes the seller’s toothache of the financing contingency and generally results in a faster close of escrow. With high interest rates, it is tempting to roll the roulette wheel, and put a big nickel on one spot! But if the basket breaks, and the equity goes south—the investment is jeopardized—and possibly restricted liquidity of the buyer. Being “house poor” is not a good feeling. Alternatives include a hybrid compromise of putting a down payment of 40-70% on the purchase, obtaining a lower interest rate on a smaller mortgage, and retaining a sturdy cash “emergency” buffer. In either a cash or low mortgage purchase—also open a Home Equity Line of Credit (HELOC). Inflation can actually favor mortgage holders over time as future dollars become cheaper.

HIGHEST RISE IN GAS IN 30 YEARS JUST 1st TIER OF TOXIC FALL OUT FROM CURRENT GEOPOLITICAL CRISIS:
The pain at the gas tank in only the initial evidence of the Iran War fall out—the worst may be yet to come. A prolonged middle east conflict could result in inflation staying higher; shipping becoming more expensive; supply chains slowing down; imported goods costing more; consumers paying more for everyday items; businesses facing higher operating costs; higher interest rates reducing mortgage affordability; investors moving into “safe haven” assets; economic growth slowing while living costs remain high; critical, major industries facing increasing costs of operations. Current expert assessments generally describe the present situation as a “fragile stalemate” rather than a path toward comprehensive peace.

——————————————————
IN REAL ESTATE, TRUST IS EVERYTHING --2% LISTING COMMISSION – FULL SERVICE!

Trust is everything! Don't settle for anything less than the best when it comes to your big investment in your real estate property.. Consult with “The Wheeler Team”--Rick and Kay Wheeler (Mother & Son Family Team) - for a smooth and successful transaction. We handle everything—from start to finish. Truthfully, we are legendary about our trouble free closings and tedious attention to every detail—resulting in a perfect 30 track record on no arbitration or litigation Your success is our number one goal and focus-- we are here to make your best plans become a successful reality. . With our successful real estate portfolio spanning three decades, you can trust our sterling knowledge and experience to navigate even the most complex transactions--specializing in a wide range of real estate services, including residential home properties, commercial office buildings, multi-units, hotels, rural farms and ranches, churches and nonprofits, commercial/residential developments, and sales of businesses. Guess what – we have been there and done that!
contact:
[email protected]

04/10/2026

THE WHEELER REVIEW April, 2026

FRONTLINE REAL ESTATE REPORT AFFECTING SILICON VALLEY

Published & Written By the Wheeler Team © Kay Wheeler, Editor

Award Winning Producers ~30 Year Track Record of Accountability

and Trust in Silicon Valley! Rick & Kay Wheeler, Mother/Son Family Team

“Instruct a wise man, and he will be wiser still!”

HUGE MISTAKE OF SLACKING ON THE YARD—EVEN THE BARE BASICS BRING A SHOCKING 217% ROI

According to the National Association of Realtor’s “Remodeling Impact Report”, even the basic upkeep of standard lawn care delivers an impressive 217% ROI at the home sale-- the highest return of any outdoor home improvement project. The “curb appeal” factor also enters the conversation. Just the basics of keeping the lawn healthy and green year round is a huge plus and well worth the comparatively economical, low end investment, Further, the addition of an outdoor patio, kitchen, walkway–and other landscaping improvements such as ,stone planters, flagstone steps, flowering shrubs and trees are solid investments.

MAYBE “NOW” COULD BE BETTER THAN LATER?

Considering oil prices have surged due to the war in Iran, and recent inflation data has also run hot, investors have grown increasingly concerned about the trajectory of the Federal Reserve's interest rate policy. So much so that instead of forecasting interest rate cuts this year, the market shifted its stance to predict no interest rate changes for the foreseeable future, with a rate hike projected sometime in late 2027

THE “PRICE IS RIGHT” MAKES THE TOUCHDOWN!

Every property owner wants to obtain the highest price possible; however, placing an above the market price on a property listing can be a guaranteed deal killer which pushes away eager buyers and possibly results in your property being stigmatized as a “stale listing”. Getting the price right and maybe even an edge below market is irresistible bait to entice multiple buyers, which could create a bidding war that can drive the price of your property upward—perhaps even greater than your best expectations. Stay with the “tried and true” strategy of keeping tightly competitive with the market.

IN REAL ESTATE, TRUST IS EVERYTHING --2% LISTING COMMISSION – FULL SERVICE!

Trust is everything! Don't settle for anything less than the best when it comes to your big investment in your real estate property.. Consult with “The Wheeler Team”--Rick and Kay Wheeler (Mother & Son Family Team) - for a smooth and successful transaction. We handle everything—from start to finish. Truthfully, we are legendary about our trouble free closings and tedious attention to every detail—resulting in a perfect 30 track record on no arbitration or litigation Your success is our number one goal and focus-- we are here to make your best plans become a successful reality. . With our successful real estate portfolio spanning three decades, you can trust our sterling knowledge and experience to navigate even the most complex transactions--specializing in a wide range of real estate services, including residential home properties, commercial office buildings, multi-units, hotels, rural farms and ranches, churches and nonprofits, commercial/residential developments, and sales of businesses. Guess what – we have been there and done that!

Required Contracts & Disclosures Top Worldwide Marketing --Complete Property Preparations ~Designer Staging~ Consultation ~Renovations ~ Repairs~Moving~Packing

SAN JOSE LOCATION: ALMADEN EXPRESSWAY/1096 Blossom Hill Rd. 95123

213 OFFICES IN CALIFORNIA – COMMUNICATING IN 17 LANGUAGES

INTERNATIONAL WEB SITE AND OFFICES THROUGHOUT THE WORLD.

RICK & KAY WHEELER~THE WHEELER TEAM

Century21 Real Estate Masters Fine Homes & Estates

30 YEAR DISTINGUISHED TRACK RECORD IN SILICON VALLEY

OVER $300,000,000 IN REAL ESTATE SALES AND LISTING

Transactions Without Any Litigation or Arbitration

Awarded By the California Association of Realtors

“Distinguished Service Honor Lifetime Award”

rs: National Board of Realtors/California Association of Realtors/Santa Clara Association of Realtors

Centurion Award /Emerald Award/Ruby Award/Million Dollar Club Master’s Club/ Pacesetter Platinum Award

VISIT US ON FACEBOOK ~ WHEELER TEAM

Kay Email: [email protected]/Rick Email: [email protected]

CENTURY 21 MASTERS FINE HOMES & ESTATES

DRE 01112076

~THANK YOU FOR REVIEWING THIS REPORT~

03/11/2026

MARCH, 2026 WHEELER REVIEW OF SILICON VALLEY REAL ESTATE

THE WHEELER REVIEW March, 2026
NEWS UPDATES OF DEVELOPMENTS AFFECTING SILICON VALLEY REAL ESTATE—Prepared By the Wheeler Team ©--Kay Wheeler, Editor

OIL PRICE UP! UNEMPLOYMENT UP! WAR THREAT UP!

Oil price shot up to its highest prices since 2023—climbing steeply as the Iran war fuels fears of supply disruptions; and the impact has quickly shown up at the pump. The national average for regular gas surged 34 cents a gallon in five days. The key Employment report revealed that the economy shockingly lost 92,000 jobs in February—when the expectation was for a gain of 50,000. Some of the best performing stocks in 2026 took dives that were triggered by concerns of a long and drawn out war in the Middle East..

“FLIPPED HOUSES” ARE MEANT TO DAZZLE BUYERS

Flipped houses" are designed to captivate potential buyers with their transformative allure. Interestingly, opting for a flipped home can often prove more cost-effective and time saving than undertaking the arduous task of renovation independently. However, exercising due diligence becomes crucial for buyers of flipped homes, mandating a comprehensive review of any and all renovations, including obtaining lists of completed work, copies of permits, building codes, contractors' invoices and any pertinent
documents or information.

“STAGFLATION” –SOMETHING THE FED CAN’T "FIX"!

Stagflation is what economists call the miserable mix of a stagnating economy with high inflation, and a recent report added to the concern after showing that U.S. retailers made less money in January than economists expected. It raised the disconcerting possibility that spending by U.S. households, the main engine of the economy, may be stretched near its maximum. Negative employment figures and skyrocketing oil prices bring on the worry about stagflation risks.

AS GOOD AS IT GETS-- 2% LISTING COMMISSION – FULL SERVICE!
Trust is everything! Don't settle for anything less than the best when it comes to your big investment in your real estate property.. Consult with “The Wheeler Team”--Rick and Kay Wheeler (Mother & Son Family Team) - for a smooth and successful transaction. We handle everything—from start to finish. Truthfully, we are legendary about our trouble free closings and tedious attention to every detail—resulting in a perfect 30 track record on no arbitration or litigation Your success is our number one goal and focus-- we are here to make your best plans become a successful reality. . With our successful real estate portfolio spanning three decades, you can trust our sterling knowledge and experience to navigate even the most complex transactions--specializing in a wide range of real estate services, including residential home properties, commercial office buildings, multi-units, hotels, rural farms and ranches, churches and nonprofits, commercial/residential developments, and sales of businesses. Guess what – we have been there and done that!

CONTACT US AT: [email protected]
P.O. Box 53042, San Jose, CA 95153

02/10/2026

THE WHEELER REVIEW February, 2026
NEWS UPDATES OF DEVELOPMENTS AFFECTING SILICON VALLEY REAL ESTATE—Prepared By the Wheeler Team ©

WHAT CITY HAS THE LEAST AFFORDABLE HOUSING MARKET ON THE PLANET?
A new analysis of home price affordably found that the city with the least affordable housing market in the world is San Jose, California. (Reported by Fox News) . With sky high prices, even for modest sized properties, many buyers struggle to afford a home of their own-- despite strong local incomes. Property owners in San Jose, can count themselves fortunate to have a foothold in this very desirable city. San Jose, affectionately known as the Capital of Silicon Valley, transcends the ordinary; it stands as an economic powerhouse with a reputation that sparkles on the global stage. The city's prosperity is a result of visionary companies sowing seeds in the fertile economic soil, intertwining cutting-edge technology into the very fabric of their operations.

IT IS A VERY “NON-TAXING” SITUATION FOR THESE FOUR CORPORATE GIANTS
The annual financial reports released by Amazon, Alphabet, Meta, and Tesla disclose that these corporations collectively reported $315 billion in U.S. profits for 2025, and collectively paid only 4.9 percent of that amount in corporate income taxes—with Tesla paying zero. The tax avoidance of these four companies alone blew a $51 billion hole in the federal budget last year.

HIGHEST NUMBER OF JANUARY LAYOFFS REPORTED SINCE JANUARY 2009
US-based employers announced 108,435 job cuts in January 2026, a threefold increase from layoff announcements in December and more than double what was tallied in January a year earlier, according to Challenger, Gray & Christmas’ report. It is the highest layoffs since January 2009. About 40% of January’s layoff announcements can be tied to two firms: Amazon and UPS, which outlined plans for 16,000 and 30,000 job cuts, respectively.

WE ARE OFFERING YOU A 2% LISTING COMMISSION – FULL SERVICE!
Trust is everything! Don't settle for anything less than the best when it comes to your big investment in your real estate property.. Consult with “The Wheeler Team”--Rick and Kay Wheeler (Mother & Son Family Team) - for a smooth and successful transaction. We handle everything—from start to finish. Truthfully, we are legendary about our trouble free closings and tedious attention to every detail—resulting in a perfect 30 track record on no arbitration or litigation Your success is our number one goal and focus-- we are here to make your best plans become a successful reality. . With our successful real estate portfolio spanning three decades, you can trust our sterling knowledge and experience to navigate even the most complex transactions--specializing in a wide range of real estate services, including residential home properties, commercial office buildings, multi-units, hotels, rural farms and ranches, churches and nonprofits, commercial/residential developments, and sales of businesses. Guess what – we have been there and done that!

CONTACT US: [email protected]

01/14/2026

THE WHEELER REVIEW -- JANUARY, 2026

NEWS UPDATES OF DEVELOPMENTS AFFECTING SILICON VALLEY REAL ESTATE—Prepared By the Wheeler Team ©2025

IF YOU ARE WAITING FOR A DRASTIC DROP IN SILICON VALLEY HOUSING COSTS—DO NOT HOLD YOUR BREATH!

Single family homes sold in 2025 ended a tick upward from 2024. Average days on market in 2025 to obtain a sale were only 3 days longer than 2024.The current inventory at the end of 2024 was 307 homes; and in 2025, it was 376 homes. However, new listings in 2025 were reduced to 9,533 as opposed to 9,826 in 2024. There was a slight softening in median sold prices for condos and townhomes; but the broader market remains tight. Limited supply combined with steady demand continues to favor sellers, keeping pricing solidified across much of Silicon Valley.

U.S ECONOMY REMAINS STRONG WITH SOME VULNERABILITY

The U.S. economy continued to expand in 2025, with third-quarter growth reaching its fastest pace in two years, supported by resilient consumer spending and business investment. However, underlying weaknesses persist: job growth remained sluggish and narrowly concentrated in healthcare, pushing unemployment up to 4.6%, its highest level since 2021. Although inflation has cooled from pandemic-era highs, elevated prices continue to strain household budgets and shape consumer concerns heading into 2026. Meanwhile, tariffs—now at their highest levels in nearly a century—generated substantial federal revenue but delivered mixed outcomes for business investment and failed to meaningfully improve the trade deficit, underscoring the uneven nature of the economic recovery.

GET IN THE DRIVER’S SEAT & KICK START YOUR MOVE!

While the market in Silicon Valley is still hot—and fewer properties on the market in the winter weather—it could be time to make that big “cash-out” decision? If so, proceed with a positive attitude to make it happen smoothly and successfully. Moving is the third most stressful event in life--but it does not have to be; if you are in the driver’s seat and with those you trust.Take it one step at a time. Make a checklist and timeframe—and stick to it. Write down your goals and break them down into smaller tasks which can be easily accomplished –one by one before moving day. Start the de-clutter process right away; you will be glad you did.

WE ARE CHARGING ONLY 2% LISTING COMMISSION – FULL SERVICE!
Trust is everything! Don't settle for anything less than the best when it comes to your big investment in your real estate property.. Consult with “The Wheeler Team”--Rick and Kay Wheeler (Mother & Son Family Team) - for a smooth and successful transaction. We handle everything—from start to finish. Truthfully, we are legendary about our trouble free closings and tedious attention to every detail—resulting in a perfect 30 track record on no arbitration or litigation Your success is our number one goal and focus-- we are here to make your best plans become a successful reality. . With our successful real estate portfolio spanning three decades, you can trust our sterling knowledge and experience to navigate even the most complex transactions--specializing in a wide range of real estate services, including residential home properties, commercial office buildings, multi-units, hotels, rural farms and ranches, churches and nonprofits, commercial/residential developments, and sales of businesses. Guess what – we have been there and done that!

All Required Contracts & Disclosures Top Worldwide Marketing --Complete Property Preparations ~Designer Staging~ Consultation ~Renovations ~ Repairs~Moving~Packing

SAN JOSE LOCATION: 1096 Blossom Hill Rd./Almaden Expressway, 95123
213 OFFICES IN CALIFORNIA – COMMUNICATING IN 17 LANGUAGES
INTERNATIONAL WEB SITE AND OFFICES THROUGHOUT THE WORLD.

RICK & KAY WHEELER~THE WHEELER TEAM
Century21 Real Estate Masters Fine Homes & Estates
30 YEAR DISTINGUISHED TRACK RECORD IN SILICON VALLEY
OVER $300,000,000 IN REAL ESTATE SALES AND LISTING
Transactions Without Any Litigation or Arbitration

Awarded By the California Association of Realtors
“Distinguished Service Honor Lifetime Award”

Members: National Board of Realtors/California Association of Realtors/Santa Clara Association of Realtors
Centurion Award /Emerald Award/Ruby Award/Million Dollar Producer

[email protected]

Wheeler Team

10/19/2026

05/16/2026

04/10/2026

03/11/2026

02/10/2026

01/14/2026

Address

Website

Alerts

Contact The Business

Shortcuts

Sponsored

Share

Category

Listing takedown request