10/15/2026
How Much Equity Will You Actually Walk Away With when you downsize in Alpharetta?
If you bought your Alpharetta home in the 1990s or 2010s, you’re likely sitting on significant equity. But before calculating your downsizing budget, keep these three factors in mind:
1️⃣ Capital Gains Tax Limits: The IRS excludes up to $250k in gain for single filers ($500k for married couples). Any gains above that threshold are taxable.
2️⃣ HOA Reserve Studies: Low HOA fees sound great, but unreserved communities can lead to costly special assessments later.
3️⃣ Prep & Closing Costs: Staging, repairs, and closing expenses impact your net proceed math.
A clear net-proceeds calculation gives you confidence long before you put a sign in the yard!
👇 Get a clear picture of your selling costs and equity:
