Kate Garza

Helping buyers & sellers make smart moves across Central Texas.

Local real estate expert. 💌 Join my Email Club here: https://yoursinrealestatekate.myflodesk.com/welcometotheclub
📍Serving Milam, Burleson, Wiliamson, & Lee County

11/05/2026

Last week, I had one of those mornings that started off a little rough. My 3-year-old was NOT interested in going to school, and by the time I finally got out the door, I was already feeling like I'd lived an entire day.

But then things started turning around in the sweetest little ways.

I stopped by Connect Coffee before a closing in Caldwell and ordered a s'mores cold brew. Amber informed me that I was getting the very last of the cold brew for the day. A small victory to many, but it was a big win for me.

Then she told me about a new cold brew blend they're going to be offering and actually let me smell the coffee beans. Which probably sounds ridiculous to some of you, but OH MY GOODNESS. They smelled divine. I'm already looking forward to trying it.

Wanna know one thing I love about Amber?

Every single time I leave Connect Coffee, she sends me out the door with the sweetest smile and the same little wish:

"I hope you sell a house today!"

And I don't think she has any idea how much that makes me smile.

It's such a simple thing. Just a few words from someone who remembers what I do and takes a second out of her day to cheer me on.

I think sometimes we underestimate how much those little interactions matter. Especially on days when things haven't exactly gone according to plan.

So today, I'm extra thankful for good coffee, kind people, and the ones who make our little communities feel like home.

And Amber, if you're reading this, Love you. 💜

11/04/2026

Two Realtors with the freedom to work literally anywhere, and somehow we both reported to the same coffee shop at the same time.

Ranch House Real Estate’s newest satellite office is now open. ☕️😂

11/03/2026

POV: Real estate on a day when you’re at your desk the entire time

Jennifer calls to discuss yet another real estate plot twist involving a house we sold together a while back.

1 hour and 36 minutes later, we’ve covered:

* The alarming rate at which turnips grow
* How much moon water we’ve potentially consumed
* Politics in religion
* At what age it’s socially acceptable to stop giving a crap
* How our personalities are apparently offensive to some people, but fortunately, we find ourselves thoroughly entertaining
* The very specific satisfaction of hearing a screen door slam shut

And somewhere in the middle of all that, I casually killed a snake in my driveway to save my child’s life without so much as interrupting the conversation.

We did solve the real estate issue.

With her emotional support I created a very detailed mapping system for one of our listings.

And snake issue has been handled.

10/29/2026

I know, I know. You spend time scrolling tik tok, looking at your neighbor’s Zestimate, and talking to your Chat GPT therapist about real estate. And you feel validated because…

“if it’s on the internet, it must be true” - Abe Lincoln

The market sucks. Buyers can’t afford houses anymore. Sellers are unreasonable… I hear it every single day too. But I don’t believe it.

As someone who does this every single day, who has reliable resources, and is determined as heck to get my clients the best outcomes - you have to leave real estate to the pros. PLEASE 🙏🏼

Google doesn’t show how much a seller paid in closing costs, the county appraisal website doesn’t tell you how much a property sold for or what it is actually “worth.” And for the love of coffee and all things holy, AI is not a reliable tool when it comes to researching real estate data from the consumer side.

These screen shots are from a REAL market analysis with VERIFIED sources. Those highlighted figures? That is how much MONEY sellers gave their buyers in closing costs, concessions, and repairs.

In my own personal research for my very own clients 5 out of 6 sellers with similar properties have paid THOUSANDS to buyers in these transactions. Saving them so much money, lowering interest rates, paying closing costs, etc,

Our market in central Texas is in really good shape. I recently got a buyer into a fully remodeled home for $1200/month. And the seller paid all of their closing costs PLUS a home service warranty for the first year. AND they got money back at closing.

Ya’ll, if you are even thinking about buying or selling just a little bit…

If the headlines are freaking you out…

If Chat GPT just said “Your concerns are valid. And I think there's a legitimate argument that the American housing market has become financially unsustainable for a lot of ordinary households…”

…do yourself a big favor and just reach out to me!

Yours in Real Estate,
Kate 💜

10/29/2026

Know a local business owner in Milam or Burleson County who has a special story that needs to be heard? Someone who has poured everything into their dream, encountered circumstances that would have made it easy to give up, or a shop that's been a local staple for generations?

Tag them below and tell me why you feel their story needs to be heard. I have a few feature spots left for the heart behind some of our local businesses in my upcoming Local Holiday Guide!

P.S. Stay tuned for Monday and hit that follow button! I have a $500 community mission coming that involves these local gems!

10/29/2026

My hot take list for fall in Cameron, Texas. Tell me I’m wrong in the comments (I’m not though lol)

Also did you know I have a bunch of things for you (yes, you!)?

Swipe to the last page and help yourself!

10/27/2026

Let’s just cut to the chase here. You can list to see what happens or you can list to sell. Choose wisely. And choose the right agent to get you there 😉

10/21/2026

Small-town living sounds pretty appealing until you start wondering if you’ll have to drive 30 miles for groceries, a decent gym, or dinner when you don’t feel like cooking.

Well, Rockdale might surprise you. Here are a few conveniences you may not realize Rockdale has to offer!

Unlimited car wash memberships at GO Car Wash are a lifesaver when the county road drives start showing up in the form of dust on your car. 😅

Walmart grocery delivery, because having someone else do the shopping is a luxury I’m not willing to give up. Delivery services are available in almost all of our county (yes, even way down the dirt roads) and can be on your doorstep in an hour!

Uber Eats, because sometimes the only thing you’re willing to make for dinner is a decision. I get it!

Charming third places. Main Street Bookshop is one of my personal faves, especially when the weather cools down. It feels like an Austin indie bookshop but better, right here in Rockdale. And the coffee is 5 star tasty too!

Integrity Urgent Care offers walk-in medical care seven days a week and takes most insurances. Y’all…I’m overrun by a house full of boys with no fear. This is a must for me!

Look, I’m not going to pretend Rockdale has everything Austin does. It doesn’t. And frankly, that’s part of the appeal. But our little corner of Central Texas is in a a really unique position right now.

Between Samsung’s semiconductor facility in Taylor, the ongoing development at Sandow Lakes in Rockdale, major data center investments across the region, and Blue Origin’s plans in Hutto, the communities along the Highway 79 corridor are getting a whole lot more attention.

And for people relocating to Central Texas for work, Rockdale offers something worth considering: the opportunity to enjoy a little more breathing room without feeling completely disconnected from the conveniences of everyday life.

You shouldn’t have to choose between the lifestyle you want and the conveniences you love. And in Rockdale, you really don’t have to!

Bonus: It’s an hour to Austin, Temple, and College Station which means that you can still easily access the things you love like Top Golf, movie theaters, concerts, etc.

If a move to Rockdale, Texas, or the surrounding Milam County area is on your radar, let’s map out a plan to find you the best of both worlds.

Schedule a free mini relocation consult with me.
We’ll talk about your timeline, your must-haves, and which communities might actually make sense for your lifestyle and commute.

And to my Rockdale locals, what did I leave off this list? What’s something about living here that would surprise someone moving from a bigger city?

10/18/2026

My clients told me they learned more during our mini consult than they had in all the time they’d spent working with their previous agent.

They also thanked me for explaining things to them like they were kindergartners. And I was flattered.

A few weeks in working with them, I still find it hard to digest was that they had been previously preparing to submit an offer without really understanding their options. Not just the offer itself, but what they could negotiate, what they could ask for, and how those decisions could affect them financially both now and later.

Those are some pretty important details to leave out of a conversation about buying a house. Especially for a first time home buyer.

Fast forward, and we’re now UNDER CONTRACT on a fully remodeled home in Caldwell for $40,000 below the original asking price, with $7,500 in seller concessions to help buy down their interest rate and cover closing costs, PLUS a one-year home service warranty. Their monthly
mortgage payment is also crazy low compared to the cost of rent.

What really gets me is that they didn’t even know some of those things were options before we sat down together.

A lower interest rate means a more manageable monthly payment. Help with closing costs means more money stays in their pockets. And that home warranty? A little extra peace of mind as they settle into homeownership.

None of these things are guaranteed in a negotiation, but you certainly deserve to know they’re possibilities AND have an agent with the knowledge and experience to help make them happen.

I don’t expect my clients to know everything about real estate. If they did, what would they need me for? My job is to bring the knowledge, explain the options, and help them make decisions with confidence.

I’ll explain it three different ways, draw pictures, break out the crayons, and even provide snacks. Preferably in the form of a muffin and toasted s’mores cold brew from Connect Coffee.

I can’t stop picturing this family spending their first Christmas in their new home. Decorating the tree, hosting family for birthday celebrations, making memories, and enjoying a place that’s finally theirs without feeling like they have to spend every last dollar just to get there.

We’re not at the closing table yet, but goodness, I’m excited for them.

Ya’ll know that negotiating a good deal is practically a love language of mine, but I reeeeeally love knowing what it will mean for the people who get to call that house home. 💜

Yours in Real Estate,
Kate

P.S. If you are curious about the possibility of buying a home or land before the end of next spring, I invite you to take a seat in my kindergarten classroom. J/K 🤣 Let’s meet for a 30 minute mini consult over coffee (or Zoom) instead. You’ll come in uncertain and uncaffeinated but leave with a clear path forward and a little espresso buzz…my treat! Just shoot me a DM to set it up!

10/15/2026

I was raised by a Navy sailor, and married one. So this is either a disgrace to both of them or a brilliant display of efficiency. I’m gonna go with the latter. 🤣

Address

212 E Cameron Avenue
Rockdale, TX
76567

Website

http://www.yoursinrealestatekate.com/, https://yoursinrealestatekate.myflodesk.com/welcometotheclub

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