Caltap- Powered by Secure Choice Lending

10/23/2026

Your home’s equity can be a valuable financial tool—without necessarily refinancing your existing first mortgage.

For eligible homeowners with a low first-mortgage rate, a home equity loan or HELOC may offer a way to access funds while preserving that favorable financing.

Depending on the borrower’s goals and qualifications, a second-mortgage option could help with:

-Home renovations or repairs
-Debt consolidation
-Education costs or major planned expenses
-Building flexibility for future financial needs

CalTAP’s updated home equity financing resource explains the available options and helps homeowners evaluate whether a fixed-rate home equity loan or HELOC may be the right fit.

Read the full announcement below.

CalTAP offers qualified community-serving professionals a second-mortgage strategy, plus eligible CalTAP and TAPUSA reward benefits.

10/06/2026

Homeowners may have more options than they realize when it comes to accessing the equity in their home—especially if they’d prefer to keep their existing first mortgage in place.

CalTAP has updated its home equity financing resource to help eligible homeowners explore options such as fixed-rate home equity loans and HELOCs. Depending on your goals and qualifications, these solutions may help with home improvements, debt consolidation, or other planned expenses.

Learn more in the full announcement below.

CalTAP offers qualified community-serving professionals a second-mortgage strategy, plus eligible CalTAP and TAPUSA reward benefits.

10/06/2026

Congratulations Lloyd & Shun! Wishing you years of enjoyment in your new home. Glad we were able to help with your journey toward homeownership!

From teachers to first-time homeowners! 🏡

We helped our clients purchase their Pasadena home for $26,000 below a recent comparable sale in the same building and secure $13,750 in buyer credit.

The right guidance can make a real difference, not just in finding a home, but in getting the most out of your purchase. Thinking about buying or selling? Connect with us to talk about your next move.

09/22/2026

🏡 New Listing + Open House This Weekend!

You’re invited to tour this great Anaheim condo opportunity on Saturday, September 26, and Sunday, September 27, from 12:00–4:00 PM.

📍 3545 West Stone Pine Lane, Unit A
Anaheim, CA 92804

Offered at $485,000
• 2 Bedrooms
• 2 Bathrooms
• Minutes from Knott’s Berry Farm

Eligible buyers represented by Mike Ramirez & Associates may qualify for up to $10,000 cash back.* Whether you’re looking for your next home or exploring homeownership opportunities in Orange County, stop by this weekend and take a look.

For details or to schedule a private tour, call 310.800.1779.

*Subject to eligibility, lender approval, transaction terms, and applicable laws. Ask for details.

’sBerryFarm *

08/19/2026

I’m excited to share Mark Hossler's conversation with Justin White on UWM’s Good. Better. Broker. 🎙️

We discuss how Secure Choice Lending is using AI, integrated technology, and a true assembly-line loan process to help LOs spend less time chasing workflows—and more time originating.

For loan officers looking for better support, and Realtors seeking smarter affordability solutions through CalTAP and TAPUSA, this episode is worth a listen.

Host Justin White sits down with:•   Mark Hossler – CEO and Founder, Secure Choice LendingAI for Mortgage Brokers: How to Save Time, Support Loan Officers and Build a More Efficient BusinessAI for mortgage brokers is no longer a concept of th...

08/17/2026

📣 Please join us in welcoming Terry Breland to CalTAP Home Loans!

Terry joins Team Moore as our new Senior Loan Consultant and CalTAP Account Manager, bringing a service-first approach to helping California homebuyers, homeowners, and referral partners navigate financing with greater clarity and confidence.

From pre-approval through closing, Terry will help connect eligible community members—including teachers, school employees, first responders, medical professionals, military members, and public employees—with CalTAP home-finance solutions and the Listing California Preferred Realtor Network.

We’re excited to have Terry on board! Learn more in our press release: Read the announcement

CalTAP, powered by Secure Choice Lending, is pleased to announce the appointment of Terry Breland as Senior Loan Consultant and Account Manager for Joe Moore,

08/15/2026

🏡 Weekly Housing & Mortgage Market Update

This week, mortgage rates reached their lowest levels in four weeks following encouraging inflation data—while housing, consumer sentiment, and upcoming Fed commentary continue to shape the market outlook.

Get the full update here: Weekly Housing & Mortgage Market Update

Rates may still be elevated in a general sense, but by the end of the week, they were as low as they've been since July 17th. If we have one thing to thank, it was this week's inflation data.

07/28/2026

Realtors, are you looking for a stronger way to serve California’s teachers, first responders, veterans, and public employees? 🏡

The CalTAP Preferred Realtor Network is built to help you create more value for your clients while growing your business through qualified buyer opportunities, reciprocal referral support, and co-branded visibility.

With the Moore Team and Secure Choice Lending, eligible public-service buyers may access valuable homeownership benefits—while Preferred Realtors can strengthen their referral strategy and stand out in their local market.

👉 Learn more and join the network: CalTAP Preferred Realtor Network; https://www.caltap.com/LoanApplication/PreferredRealtorNetwork

07/16/2026

We’re excited to share the CalTAP $500 Appraisal Reimbursement Special for qualifying California teachers and public employees! 🏠

Eligible CalTAP borrowers may receive up to $500 in appraisal-fee reimbursement at closing on qualifying home purchase, refinance, and home equity loans through December 31, 2026. Use promo code CALTAP250.

View Press Release 👎

2026 — CalTAP, the California Teacher and Public Employee Home Loan Program powered by Secure Choice Lending, today announced a limited-time $500 Appraisal

06/21/2026

This is the kind of property that makes homeownership feel a lot more strategic. 👀🏠

Mike Ramirez has a great Monterey Park hillside listing offered at $1,285,000 — featuring a spacious custom redwood main residence plus two fully permitted income-producing units.

For buyers looking to combine lifestyle, flexibility, and rental income potential, this one checks a lot of boxes. Live in the main home, rent the additional units, and let the property work for you. 📈

Reach out to Mike Ramirez at 310.800.1779 to schedule a private showing today!