Dixon Homes Realty

11/05/2026

What the Silver Tsunami Means if You’re Planning To Sell

The term “silver tsunami” makes it sound like a wave of houses is about to hit the market all at once. The research says otherwise.

According to Realtor.com, about 13.9 million homes owned by older Americans are expected to change hands by 2036. That's a big number. But it's spread across a decade, at roughly 1.3 to 1.5 million homes a year.

The pace is important. After the 2008 housing crash, builders spent years not building enough homes to keep up with demand, and the country still hasn't caught up. As longtime homeowners sell over time, their houses will help ease a shortage that's already there.

For buyers, that can mean more options. For sellers, it means there's no reason to put your plans on hold because of a trend that’s expected to play out over the next 10 years.

What matters more is what's happening in your area right now: how many homes are for sale nearby, what similar houses are selling for, and what buyers want.

Planning a move in the next year or so? Let's talk about what the local numbers mean for your house.



Dixon Homes Realty
Bob Dixon - Broker

11/04/2026

What Experts Forecast for Mortgage Rates and Home Prices in 2027

Want to know what’s next for rates and prices? The forecasts are in.

And the outlook for the housing market in 2027 comes down to one word: steady.

The latest forecasts from Fannie Mae, the Mortgage Bankers Association, and Wells Fargo show mortgage rates holding fairly flat through 2027. No big drop expected. No big spike either.

Lenders agree. In a recent HousingWire survey, 70% of mortgage executives said they expect rates to be around 7.5% or higher six months from now.

Home prices are on a steady path too. On average, those same forecasts show national prices rising about 1% to 1.5% a year through 2027.

So what does that mean for you?

If you’re buying, slower price growth gives you a little more breathing room. And instead of waiting on a rate drop that may not come, you can focus on what you can control, like a monthly payment that feels comfortable today.

If you’re selling, your house should keep holding its value, which makes it easier to plan your move around your goals and timeline.

Just keep in mind, these are national numbers. What’s happening in your neighborhood could look different.

Curious what a move could look like at today’s rates and prices? Let’s run the numbers together.



Dixon Homes Realty
Bob Dixon - Broker

11/02/2026

The Home Insurance Move That Could Save You $440 a Year

When was the last time you shopped around for home insurance? Because that one move could save you hundreds of dollars a year.

With home insurance taking up a bigger chunk of monthly housing costs, that's an opportunity worth looking into.

And the numbers are pretty eye-opening.

According to Intercontinental Exchange, homeowners who switched insurance companies saved an average of $440 a year. Their premiums dropped 6.6%, while homeowners who stayed with their existing provider saw costs climb 10.4%.

That's a big difference just for shopping around.

And here's more good news: Home insurance costs are still rising, but the pace of those increases is finally slowing down.

So, what does this mean if you're buying a home?

Don't assume the first insurance quote you get is the best one. Comparing providers could help you keep your monthly payment more manageable.

And if you're open to new construction, there's another potential advantage. Newly built homes typically cost 10–15% less to insure than older ones, according to John Burns Research and Consulting.

Want help finding ways to make your next move more affordable? Send me a message. Let's talk.



Dixon Homes Realty
Bob Dixon - Broker

11/02/2026

🔴 NEW for November: up to $20,000 toward closing costs or a rate buydown at The 1800s at Park Central!

3-bedroom new-construction townhomes with two-car garages on Zeta Way, across from Sculpture Fields at Montague Park. From $479,900.

$10,000 from the seller + up to $10,000 more when you finance with our preferred lender.

👉 https://www.dixonhomesrealty.com/areas/the+1800s+at+park+central/tn
📞 Listing agent Heather Hague: 423-503-0999

Incentive valid through Nov 30, 2026: up to $20,000 toward closing costs or a rate buydown ($10,000 from the seller plus up to $10,000 more when financing with our preferred lender). Certain terms and restrictions apply. Equal Housing Opportunity.

With our partners MiKeN Development and Modus Build

10/31/2026

Already thinking about 2027? So are we. Dixon Homes Realty is a locally owned, independent brokerage serving Chattanooga and North Georgia. Agents here build their own name and have a broker who picks up the phone. Licensed agents, let's have a confidential chat about your plan for next year.

Book a time with Bob: https://calendar.app.google/tKaaqkW2RuoLQVfL6 (or send us a message)

Dixon Homes Realty, LLC · Bob Dixon, Broker/Owner · 423-397-2016 · dixonhomesrealty.com/pages/careers

Office in Ringgold, GA · Serving North Georgia, Southeast Tennessee & Lake Oconee

10/30/2026

📬 Want new listings, price changes and buyer incentives before everyone else?

Join the Dixon Homes Realty email list for homes across Chattanooga and North Georgia, including The 1800s at Park Central, where buyers can get up to $20,000 toward closing costs or a rate buydown through Nov 30.

Sign up here 👉 https://mailchi.mp/calldhr/buyer-updates-signup

No spam, unsubscribe anytime. Certain terms and restrictions apply. Equal Housing Opportunity.

Be the first to hear about new listings, price changes and buyer incentives across Chattanooga and North Georgia, including The 1800s at Park Central. No spam, unsubscribe anytime.

10/30/2026

Credit Scoring Is Changing: 3 Things Homebuyers Should Know

Think you need a 700 credit score to buy a home? You might be surprised by how wrong that number is.

And if you've been putting off buying because of your credit, this could change everything.

According to a recent Veterans United survey, 57% of prospective buyers think they need a credit score of at least 660 to qualify for a mortgage. And 34% believe they need 700 or higher.

But here's what many people don't realize.

The traditional benchmark for many conventional loans has been 620. And with recent changes to mortgage credit scoring, even that isn't a hard-and-fast requirement for every loan.

Plus, lenders are beginning to adopt newer credit scoring models that could help millions more Americans get evaluated for a mortgage.

So, the number you see on your credit monitoring app may not tell the whole story about your ability to buy a home.

Does that mean everyone can qualify? Of course not. But it does mean you shouldn't count yourself out before talking to a professional.

Curious where you actually stand? Send me a message, and let's connect you with a lender who can help you find out.



Dixon Homes Realty
Bob Dixon - Broker

10/29/2026

Don't Let the Fear of a Buyer Backing Out Scare You Away from Selling

What if you finally get an offer on your house... and then the buyer backs out?
It's every seller's nightmare. And with headlines about canceled contracts on the rise, it's a concern worth talking about.

But here's what those headlines aren't telling you: 85–90% of home sales still make it to closing.

And there's more good news. You can actually take steps to protect your sale before your house even hits the market.

According to a Redfin survey, 70% of agents say inspection or repair issues are a reason buyers back out. That's the biggest reason reported, by far.

So, what's one smart move you can make?

Consider getting a pre-listing inspection. It could help you spot potential problems early, decide what to fix, and avoid surprises that might send a buyer running.

And that's just one piece of the puzzle. The right preparation, pricing, and negotiation strategy can make a real difference.

Selling your house doesn't have to feel like a gamble. A little preparation can give you a much stronger start.

Thinking about selling? Send me a message, and let's talk about how to set your sale up for success.



Dixon Homes Realty
Bob Dixon - Broker

10/28/2026

Who’s Buying Homes with Cash Right Now?

More than 1 in 4 homes are being bought with cash right now. But here's something that might surprise you about who's buying them.

It's not just wealthy investors swooping in with deep pockets.

A lot of these cash buyers are everyday homeowners who've built up serious equity over the years. And that equity is giving them more buying power than they may have ever imagined.

According to Cotality, the average homeowner with a mortgage has about $310,000 in equity.

Think about what that could mean for your next move.

You might have enough equity to buy your next home outright. No mortgage payment. No worrying about today's interest rates.

And even if you can't pay all cash, that equity could help you borrow significantly less.

But what if you're buying with a mortgage?

Here's some good news: Nearly 3 out of 4 homebuyers are still using financing. You're actually in the majority.

So don't let the headlines about cash buyers make you second-guess what's possible for you. Whether you're buying your first home or using equity to make your next move, there may be more opportunities than you think.

Wondering how you stack up in today's market? Send me a message. Let's talk about your options.



Dixon Homes Realty
Bob Dixon - Broker