Rory Butler - Gold Star Mortgage

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Rory Butler - Gold Star Mortgage Licensed in Nevada, California, Colorado, Florida and Oregon! Bay Equity LLC. Equal Housing Opportunity. This is not a commitment to lend or extend credit.

Certified Mortgage Advisor (CMA)
Licensed in NV, CA, CO, and FL
NMLS ID # 1965986 | CO-MLO # 100529908 | Gold Star Mortgage | NMLS ID # 3446 | Equal Housing Opportunity Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 770 Tamalpais Drive, Suite 207 Corte Madera, CA 94925; NMLS ID #76988. LO state license # CA-DBO1965986, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act- #4150077, Bay Equity Privacy Policy: https://bayeq.us/privacy. LO State License #100529908, Colorado Mortgage Company Registration #76988, Regulated by the Division of Real Estate. Florida Mortgage Lender Servicer License . Nevada Mortgage Company License #3918. Licensed under Oregon Mortgage Lender License #4845; Licensed under Oregon Mortgage Servicer License -20. View all of our state licenses at NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988

10/31/2026

Don't sell your inherited property just because you think you have to.

Many heirs struggle with the debt left behind, but you can often assume the existing mortgage to keep the family home. We break down the steps to verify your options and maintain the current loan terms. Reach out to see if this path is the right financial move for your situation.

Schedule a consultation to map out your specific mortgage strategy.

Looking to buy or refinance in Northern Nevada? Tap the link to connect with Rory Home Loans.

Presented by Rory Butler – Rory Home Loans
Certified Mortgage Advisor | NMLS #1965986
Licensed in NV, CA, CO & FL
https://linktr.ee/roryhomeloans

Disclosure: For educational and informational purposes only. Not mortgage, financial, or legal advice. Rates, programs, and guidelines vary by lender, location, and individual qualifications and may change without notice. For advice specific to your situation, consult a licensed mortgage professional.
Don't sell your inherited property just because you think you have to.

Many heirs struggle with the debt left behind, but you can often assume the existing mortgage to keep the family home. We break down the steps to verify your options and maintain the current loan terms. Reach out to see if this path is the right financial move for your situation.

Schedule a consultation to map out your specific mortgage strategy.

Looking to buy or refinance in Northern Nevada? Tap the link to connect with Rory Home Loans.

Presented by Rory Butler – Rory Home Loans
Certified Mortgage Advisor | NMLS #1965986
Licensed in NV, CA, CO & FL
https://linktr.ee/roryhomeloans

Disclosure: For educational and informational purposes only. Not mortgage, financial, or legal advice. Rates, programs, and guidelines vary by lender, location, and individual qualifications and may change without notice. For advice specific to your situation, consult a licensed mortgage professional.

10/30/2026

Stop refinancing your home until you have a clear exit strategy.

Whether you are hunting for a lower interest rate, consolidating high-interest debt, or seeking a cash out refinance, your timeline in the property changes everything. We break down which path makes sense for your specific goals so you don't make an expensive mistake.

Schedule a consultation to map out your specific mortgage strategy.

Looking to buy or refinance in Northern Nevada? Tap the link to connect with Rory Home Loans.

Presented by Rory Butler – Rory Home Loans
Certified Mortgage Advisor | NMLS #1965986
Licensed in NV, CA, CO & FL
https://linktr.ee/roryhomeloans

Disclosure: For educational and informational purposes only. Not mortgage, financial, or legal advice. Rates, programs, and guidelines vary by lender, location, and individual qualifications and may change without notice. For advice specific to your situation, consult a licensed mortgage professional.

10/28/2026

Don't let fake mortgage mail drain your wallet after you close on a new home.

Many new homeowners are targeted by predatory solicitations disguised as official property documents. I review these suspicious notices for my clients to ensure they don't fall for unnecessary insurance or fee scams. If you receive something confusing in the mail, send it to me before you pay a dime.

Schedule a consultation to map out your specific mortgage strategy.

Looking to buy or refinance in Northern Nevada? Tap the link to connect with Rory Home Loans.

Presented by Rory Butler – Rory Home Loans
Certified Mortgage Advisor | NMLS #1965986
Licensed in NV, CA, CO & FL
https://linktr.ee/roryhomeloans

Disclosure: For educational and informational purposes only. Not mortgage, financial, or legal advice. Rates, programs, and guidelines vary by lender, location, and individual qualifications and may change without notice. For advice specific to your situation, consult a licensed mortgage professional.

10/26/2026

Stop treating your down payment gift like a loan when helping your kids buy a home.

Many parents assume they need to document a formal repayment agreement, but using verified gift funds is often the cleaner, easier path for mortgage approval. Schedule a consultation to discuss how to properly handle this documentation so your family can navigate the home purchase process without unnecessary complications.

Looking to buy or refinance in Northern Nevada? Tap the link to connect with Rory Home Loans

Presented by Rory Butler – Rory Home Loans
Certified Mortgage Advisor | NMLS #1965986
Licensed in NV, CA, CO & FL
https://linktr.ee/roryhomeloans

Disclosure: For educational and informational purposes only. Not mortgage, financial, or legal advice. Rates, programs, and guidelines vary by lender, location, and individual qualifications and may change without notice. For advice specific to your situation, consult a licensed mortgage professional.

10/25/2026

Don't bring your California assumptions when moving to Nevada.

Transitioning to the Silver State requires a specific mortgage strategy to handle local tax and community requirements correctly. We outline the critical financial adjustments necessary to avoid common pitfalls during your relocation.

Schedule a consultation to map out your specific mortgage strategy.

Looking to buy or refinance in Northern Nevada? Tap the link to connect with Rory Home Loans.

Presented by Rory Butler – Rory Home Loans
Certified Mortgage Advisor | NMLS #1965986
Licensed in NV, CA, CO & FL
https://linktr.ee/roryhomeloans

Disclosure: For educational and informational purposes only. Not mortgage, financial, or legal advice. Rates, programs, and guidelines vary by lender, location, and individual qualifications and may change without notice. For advice specific to your situation, consult a licensed mortgage professional.

10/23/2026

Stop settling for high-interest investment loans when buying a home for parents.
The Family Opportunity Mortgage lets you secure owner-occupied financing even when the property is for a relative who cannot qualify on their own. This strategy helps you keep your loved ones nearby while maintaining favorable loan terms.

Schedule a consultation to map out your specific mortgage strategy.
Looking to buy or refinance in Northern Nevada? Tap the link to connect with Rory Home Loans.

Presented by Rory Butler – Rory Home Loans
Certified Mortgage Advisor | NMLS #1965986
Licensed in NV, CA, CO & FL
https://linktr.ee/roryhomeloans

Disclosure: For educational and informational purposes only. Not mortgage, financial, or legal advice. Rates, programs, and guidelines vary by lender, location, and individual qualifications and may change without notice. For advice specific to your situation, consult a licensed mortgage professional.

10/21/2026

Stop letting your home equity sit idle when it could be funding your next big move.
With the average homeowner sitting on over $300,000 in property value, you have a powerful tool to handle debt repayment or property investments. We explain how to access these funds using a HELOC or refinancing so you can put your capital to work effectively. Schedule a consultation to map out your specific mortgage strategy.

Schedule a consultation to map out your specific mortgage strategy.

Looking to buy or refinance in Northern Nevada? Tap the link to connect with Rory Home Loans.

Presented by Rory Butler – Rory Home Loans
Certified Mortgage Advisor | NMLS #1965986
Licensed in NV, CA, CO & FL
https://linktr.ee/roryhomeloans

Disclosure: For educational and informational purposes only. Not mortgage, financial, or legal advice. Rates, programs, and guidelines vary by lender, location, and individual qualifications and may change without notice. For advice specific to your situation, consult a licensed mortgage professional.

10/17/2026

Stop worrying about mortgage lender fees before you reach the closing table.

Many homebuyers mistakenly believe they need to pay their loan officer out-of-pocket just to get the process started. In reality, a legitimate mortgage lender only collects payment once your loan is finalized. This structure ensures our incentives stay aligned with yours throughout the entire home purchase process.

Schedule a consultation to map out your specific mortgage strategy.

Looking to buy or refinance in Northern Nevada? Tap the link to connect with Rory Home Loans.

Presented by Rory Butler – Rory Home Loans
Certified Mortgage Advisor | NMLS #1965986
Licensed in NV, CA, CO & FL
https://linktr.ee/roryhomeloans

Disclosure: For educational and informational purposes only. Not mortgage, financial, or legal advice. Rates, programs, and guidelines vary by lender, location, and individual qualifications and may change without notice. For advice specific to your situation, consult a licensed mortgage professional.

10/16/2026

Stop trying to manage your own home buying team.

Top-tier agents rely on a specific mortgage lender to keep transactions on track and drama-free. When you pair these professionals, you gain a unified front that handles the logistics so you don't have to. I can provide the referrals you need to build that foundation.

Schedule a consultation to map out your specific mortgage strategy.

Looking to buy or refinance in Northern Nevada? Tap the link to connect with Rory Home Loans

Presented by Rory Butler – Rory Home Loans
Certified Mortgage Advisor | NMLS #1965986
Licensed in NV, CA, CO & FL
https://linktr.ee/roryhomeloans

Disclosure: For educational and informational purposes only. Not mortgage, financial, or legal advice. Rates, programs, and guidelines vary by lender, location, and individual qualifications and may change without notice. For advice specific to your situation, consult a licensed mortgage professional.

10/14/2026

You don't need a massive down payment to avoid PMI on your next home purchase.
A piggyback loan allows you to structure your financing to bypass monthly mortgage insurance premiums entirely. This strategy is perfect for buyers who want to keep more liquidity while still securing favorable loan terms.

Schedule a consultation to map out your specific mortgage strategy.
Looking to buy or refinance in Northern Nevada? Tap the link to connect with Rory Home Loans

Presented by Rory Butler – Rory Home Loans
Certified Mortgage Advisor | NMLS #1965986
Licensed in NV, CA, CO & FL
https://linktr.ee/roryhomeloans

Disclosure: For educational and informational purposes only. Not mortgage, financial, or legal advice. Rates, programs, and guidelines vary by lender, location, and individual qualifications and may change without notice. For advice specific to your situation, consult a licensed mortgage professional.

Address

300 E. 2nd Street Suite 1205
Reno, NV
89501

Telephone

+17753035670

Website

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