Central Oregon HOME PROS

11/02/2026

Pop quiz. What credit score do you need to buy a home?

If your answer was B) 660 or C) 700 … you’re not alone. A lot of people believe you need "perfect" or “near perfect” credit.

But you probably don’t need as high a credit score as you think.

Even though a Veterans United survey shows 57% of would-be buyers think you need at least a 660, the long-standing benchmark for Fannie Mae and Freddie Mac loans is 620, and even that isn’t a hard rule for every loan.

So the real answer? Both A) 620 and D) “it depends” are right.

And with all the changes to credit models lately, even more people will be able to buy than before.

Don’t let myths keep you locked into a lease. Let’s find out where you actually stand.

10/28/2026

📌 OCTOBER 2026 - KCM UPDATE: There Isn't 1 Housing Market Right Now. There Are 4.

"Homebuilders have become increasingly aggressive in using price cuts, mortgage rate buydowns and other incentives to attract buyers, effectively shifting homes from "for sale" to "on sale."- Selma Hepp, Chief Economist-Cotality

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Call us today for more information about the current market!

Holly Cole 541.480.4208 📞📞📞
✉ Email: [email protected]
🌐Website: http://www.buysellcentraloregon.com
📷 IG: http://www.instagram.com/centraloregonhomepros

10/27/2026

To Sell or Rent? How To Choose the Best Path for Your House.
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Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan.

But the reality is, while renting can work well for some people, it’s also a big commitment. So before you decide, it helps to see the whole picture first.

READ MORE HERE:

Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan.

10/26/2026

Under Contract! 🏡✨
This beautifully remodeled Redmond home is officially under contract! With its unique character, modern updates, spacious living areas, and large lot with room to grow, this home is ready for its next chapter. Congratulations to our buyer! 🎉

If you are looking for your dream home, or interested in selling your home this season, work with us!

Call me today to get the process started.
541 480 4208 📞📞📞

10/23/2026

Planning for the years ahead often comes down to one big decision: stay or move.

Staying in your house could mean you have to do some updates like grab bars, walk-in showers, and wider doorways. Moving to a 55+ community lets you skip the remodel and puts a lot of perks right outside your door.

Many offer on-site amenities, added security, and an HOA that takes care of shared spaces. Plus, they make it easy to feel connected to the people around you.

And the equity you've built in your current house could help you make the move.

Weighing your options? Reach out to talk through what makes the most sense for you.

10/21/2026

Are home prices going up or down? It depends on where you look.

Over the past year, prices in Chicago climbed almost 7%. In Seattle, they dipped about 1.6%. That’s a nearly 9-point gap between two major cities.

Look at little closer, though. Home prices are rising in 13 of the 19 major cities on this chart. And where prices are down, the dips are small (less than 2%).

So, this isn’t a crash. It’s just a market normalizing after overheating during the pandemic. And that’s hitting some areas differently than others.

Here’s what it really means. Your local market matters.

If you’re selling where prices are still rising, you may not need to cut your price. And if you’re buying where prices are softer, you may have more room to negotiate.

National headlines can’t tell you which side your neighborhood is on. Local data can. Let’s look at how prices are moving in your area, so you can set your price or make your offer with confidence.

10/19/2026

📌 OCTOBER 2026 - KCM UPDATE: FED HIKES: SHORT-TERM PAIN FOR LONG-TERM GAIN

"When inflation remains high, investors typically demand higher yields on Treasury bonds, which can keep mortgage rates higher, too. High inflation can also leave buyers with less spending power and make homes more expensive to build." - CNBC

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Call us today for more information about the current market!

Holly Cole 541.480.4208 📞📞📞
✉ Email: [email protected]
🌐Website: http://www.buysellcentraloregon.com
📷 IG: http://www.instagram.com/centraloregonhomepros

10/18/2026

10/16/2026

Worried you might regret buying a home right now?

Even though rates are still higher than buyers would like, everyday costs are up, and the economy feels uncertain, a recent NerdWallet survey found most buyers who’ve already made the leap say they’re glad they did. Only 3% actually regret it.

That’s a good reminder that homeownership isn’t really about whether you bought at the “perfect” time, rate, or price. It’s about what owning a home can do for you over time.

As home values rise and you pay down your mortgage, you build something called equity. And that equity can eventually give you more flexibility, more financial options, and more freedom when it’s time for your next move.

So, if buying is something you still want, don’t let today’s uncertainty automatically talk you out of it.

Let’s look at what’s possible and whether there’s a path that makes sense for you.

10/15/2026

OPEN HOUSE this Saturday 10-12!

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