Kristin Duffy Real Estate

11/09/2026

If you’re seeing headlines about the “silver tsunami” in housing, you should know it’ll be more of a slow tide than a sudden flood.

About 13.9 million homes owned by older Americans are expected to change hands by 2036 – that’s true. But that works out to roughly 1.3 to 1.5 million a year, spread over the next decade.

And since the country hasn’t built enough homes to keep up with demand in the years following the housing crash, those sales will help close a gap that’s already there. Not overwhelm the market.

So don't let a dramatic national headline scare you - especially if you’re thinking of selling.

What matters far more is what's happening in your local market. How many houses are for sale nearby? What are buyers looking for? And what are similar houses actually selling for?

Those are the numbers that should shape your selling strategy.

Curious what the market looks like in your neighborhood? Let's take a look.

11/02/2026

Credit Scoring Is Changing: 3 Things Homebuyers Should Know

Think you need a 700 credit score to buy a home? You might be surprised by how wrong that number is.

And if you've been putting off buying because of your credit, this could change everything.

According to a recent Veterans United survey, 57% of prospective buyers think they need a credit score of at least 660 to qualify for a mortgage. And 34% believe they need 700 or higher.

But here's what many people don't realize.

The traditional benchmark for many conventional loans has been 620. And with recent changes to mortgage credit scoring, even that isn't a hard-and-fast requirement for every loan.

Plus, lenders are beginning to adopt newer credit scoring models that could help millions more Americans get evaluated for a mortgage.

So, the number you see on your credit monitoring app may not tell the whole story about your ability to buy a home.

Does that mean everyone can qualify? Of course not. But it does mean you shouldn't count yourself out before talking to a professional.

Curious where you actually stand? Send me a message, and let's connect you with a lender who can help you find out.

11/01/2026

Open house today at 12 Allen Park Drive noon to 2:00 p.m.
Stop by and let me show you around this special home! 3 beds in the main house plus a private 1 bedroom Adu above a heated garage there's plenty of room and so many possibilities. Add in a beautiful post and beam family room, spacious decks, there's so much to see!

12 Allen Park Dr Wilmington, MA. Search homes for sale, get school district and neighborhood info for Wilmington, MA on kristinduffyrealestate.com -- Real Estate Search.

10/26/2026

Here's something most buyers overlook…

When the housing market slows down, homeowners and builders don't always have the same priorities.

A homeowner may be willing to wait for a better offer. But builders with completed homes sitting unsold often have more reason to keep sales moving.

In October, over 60% of builders offered some type of incentive. And almost half (43%) cut prices.

That could mean more negotiating opportunities for you.

The trick is knowing where to look. Let's find the builders with more move-in-ready homes available right now and see what they're willing to offer to get their inventory sold.

10/25/2026

House Tour!
12 Allen Park Drive Wilmington is available for showings 🏡

Reach out to plan yours or stop by our open house today 10/25 12-2PM!

10/23/2026

🏡 OPEN HOUSE THIS WEEKEND!

Come see this charming ranch in Wilmington! 💙

🚆 Just 0.9 miles to North Wilmington Commuter Rail Station

Clean, bright, and well cared for, this home is ready for its next owner to make it their own!

📍 5 Barbara Ave, Wilmington, MA
🗓️ Friday Evening 4-6PM
🗓️ Saturday, 2-3 PM

https://www.kristinduffyrealestate.com/idx/listing/MA-MLSPIN/73588220/5-Barbara-Ave-Wilmington-MA-01887?sharing=975425
Know someone looking to make a move in Wilmington? Tag them or share this post! 🏡

10/19/2026

Same time of year. 2 very different stories. And mortgage rates are a big reason why.

Last fall, mortgage rates came down and the number of homes for sale barely budged. This fall, rates have climbed above 7%. Some buyers have pulled back, homes are taking longer to sell, and instead of coming off the market, more listings are sticking around.

Since August, the number of homes for sale has grown by about 25,000. So, what does that mean for you?

Buying? You’ve got more homes to choose from and potentially more room to negotiate on price, repairs, or closing costs.
Selling? Buyers have more options, so you’ve got to give them a reason to choose your house. That means getting the price right from day one and making sure your house stands out from the competition.

Want to know what this shift looks like where you live? Drop a comment or send me a DM, and let’s look at the local numbers together.

10/16/2026

🏡 Wilmington Open Houses This Weekend!
Thinking about making a move? Come explore these two great homes and see which one feels like the perfect fit!

📍 5 Barbara Ave
Saturday, 11 AM to 12:30 PM

📍 12 Allen Park Drive
Saturday, 1 to 3 PM
Sunday, 11 AM to 1 PM

Two homes, two opportunities, and I’d love to see you there! 🏡

10/12/2026

Two Moves That Can Get You Into Your First Home Sooner

Your first home may not be as far off as it feels. When the numbers make sense for you, buying a starter home and putting down less than 20% can get you there years sooner.

Want to see which starter homes in our area could fit your budget? Let's connect.

For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach.

10/08/2026

🏡 Just Listed in Wilmington! Open Houses this weekend!
Offered at $649,000
Charming 3 bedroom ranch on a level half-acre corner lot in a desirable Wilmington neighborhood.

✨ 1,052 sq. ft. of single-level living
🌿 Spacious backyard with deck
📍 Wonderful Wilmington location

Clean, bright, and well cared for, this home is ready for its next owner to make it their own.

https://www.kristinduffyrealestate.com/idx/listing/MA-MLSPIN/73588220/5-Barbara-Ave-Wilmington-MA-01887?sharing=975425