Ed Butler- NMLS 108407

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Ed Butler- NMLS 108407 Ed Butler | Area Manager
NMLS 108407

Helping Loan Officers with real support, transparency, strong leadership & a plan we build together.

Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. | Member FDIC | NMLS #2258

10/26/2026

Sometimes we get so focused on reaching the next level that we forget to ask ourselves whether it’s actually where we want to go.

Something worth thinking about. 👊

What if the biggest obstacle to asking for help isn’t knowing who to ask?It’s being afraid of what they’ll think.Accordi...
10/22/2026

What if the biggest obstacle to asking for help isn’t knowing who to ask?

It’s being afraid of what they’ll think.

According to a recent study, 57% of respondents avoided seeking financial guidance because they feared being judged.

That’s a number worth thinking about.

Buying a home is one of the biggest financial decisions most people will make.

Yet we’re expecting people to walk into conversations about credit, income, savings, and debt with complete confidence.

I’ve always believed our responsibility starts with listening.

Not judging where someone is today, but understanding where they want to go.

Because sometimes the most important conversation isn’t about qualifying for a mortgage.

It’s about helping someone feel comfortable enough to ask their first question.

👊

10/20/2026

I’ve been having a lot of conversations lately with Loan Officers and Branch Managers across the Southeast.

And they’ve made me think about something I’ve struggled with for a while.

How do you communicate genuine intentions before someone has the opportunity to experience them?

I’ve spent a lot of years in this industry. I’ve been on the receiving end of the calls, texts, emails, and messages encouraging me to consider another company.

So I understand how easy it is to see another message and think, here we go again.

And somewhere along the way, I started assuming that’s how people would react when I reached out to them.

That’s been an interesting realization for me.

Because I genuinely enjoy getting to know people.

I don’t have a script or an elevator pitch. Goodness knows I can’t even follow a teleprompter. 😂

I just have conversations.

I want to learn about someone’s business, where they want to go, and what they’re trying to accomplish.

Then we can explore what might help them get there.

Sometimes I’ve followed someone’s work and believe they could be a great fit for what we’re building. When that’s the case, I’m direct about it.

Other times, I simply want to get to know someone.

I’m actively growing our market at Cornerstone, and I’m looking for good people who want to grow and build something together.

But I also know there are some great companies and leaders throughout our industry.

Sometimes a conversation leads to an opportunity together.

Sometimes it leads to a relationship.

And sometimes it confirms someone is exactly where they should be.

I’m good with all three.

What I continue to wrestle with is how to communicate that genuine interest through an initial message.

How do you distinguish yourself from all the noise without becoming part of it?

Because the person receiving that message doesn’t know your intentions yet.

And they shouldn’t have to take your word for it.

Maybe that’s something we can only demonstrate over time, through the conversations we have and how we treat people regardless of the outcome.

It makes me wonder how many meaningful conversations never happen because of the assumptions we’ve learned to make on both sides.

👊

Sometimes the opportunity isn't missing. You're just missing the ability to pursue it.A buyer can picture the home they ...
10/19/2026

Sometimes the opportunity isn't missing. You're just missing the ability to pursue it.

A buyer can picture the home they want, even if they haven’t found it. A Realtor can see a possibility in a piece of land. A builder can see what a set of plans could become. A Loan Officer can help explore how the financing might fit.

That’s why Construction-to-Permanent is a conversation worth having.

Cornerstone offers one-time-close construction financing, with construction-department support and draw handling during the build. Conventional, FHA, and VA options give us different paths to explore, depending on the buyer and the project.

To me, being a growth partner means helping people see a possibility and understand what it would take to pursue it.

What opportunities could the right financing solution open?

Program availability, borrower and property eligibility, builder acceptance, and underwriting requirements apply.

👊

After more than 25 years in the mortgage industry, this statistic made me stop and think.54% of Gen Z and millennial adu...
10/15/2026

After more than 25 years in the mortgage industry, this statistic made me stop and think.

54% of Gen Z and millennial adults surveyed worried that a mortgage professional might take advantage of them.

Think about that for a minute.

We spend an incredible amount of time talking about rates, products, technology, and ways to make the mortgage process easier.

And those things matter.

But what happens when someone doesn’t trust us enough to even start the conversation?

I’ve always believed that one of the most valuable things we bring to a relationship is our ability to listen.

To understand someone’s circumstances, answer their questions, and help them make informed decisions.

Not everyone knows what questions to ask.

And not everyone feels comfortable asking them.

That leaves me wondering.

Have we become so focused on making the mortgage process easier that we’ve overlooked what it takes to make people comfortable enough to begin?

👊

10/11/2026

Since we recorded this conversation, Fannie Mae and Freddie Mac announced a temporary policy exception for lenders needing additional time to transition to UAD 3.6. The November 2, 2026 mandate remains in place, but eligible lenders may request an exception allowing additional time to transition.

watch full conversation on our youtube channnel.
https://youtu.be/7xA7sVPT3Ic

Had an amazing time celebrating with some of the winners of the 2026 Charlotte Parade of Homes last week.https://www.par...
10/09/2026

Had an amazing time celebrating with some of the winners of the 2026 Charlotte Parade of Homes last week.
https://www.paradeofhomescharlotte.com/
Nights like this are a great reminder of what this industry looks like when it's at its best — builders, partners and teams coming together to celebrate the work, not just talk about it.

Great to spend the evening with Mark Devita and Lisa Cortez, and to be around so many people doing great work building homes across Charlotte.

Proud to be part of a community like this.

👊

.devita



Really excited to welcome Elysia Lara to Cornerstone!Elysia and I have worked together before, so I know firsthand the k...
10/05/2026

Really excited to welcome Elysia Lara to Cornerstone!

Elysia and I have worked together before, so I know firsthand the kind of person we’re getting. She cares about people, takes ownership, gets things done, and just makes the people around her better.

We’ve got some big things we’re building in Charlotte and throughout the Carolinas, and I couldn’t be happier to have Elysia back on the same team and helping us build it.

Welcome to Cornerstone, Elysia! Glad we get to do this again. 👊


home.lending

10/05/2026

Buyers, here's something important: you don't have to have it all figured out before reaching out. The first conversation isn't about pre-approval — it's about figuring out where you're at, where you're trying to go, and how we help you get there. That's where it really starts. 🤝

Watch our full conversation with .Davita on YouTube, where we break down what's driving rates right now, how buy downs work, and how buyers and agents can get creative with financing in today's market. Link in bio!
https://youtu.be/7xA7sVPT3Ic?si=crkxUE9GKgm0S_wB

👊

10/03/2026

Thinking about another price reduction on your listing? Consider this instead: put those funds toward a temporary rate buy down for your buyers. It can lower their monthly payment and open up real opportunities — for buyers and sellers both. Not every scenario, but always worth running the numbers. 🏡📊

👊

Address

5121 Kingdom Way, Suite 300
Raleigh, NC
27607

Telephone

+17042813822

Website

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