10/29/2026
Buying a home in Raleigh this fall? Here's a little-known way to lower your monthly payment without asking for a penny off the price! 🏡💰
With mortgage rates hovering around 7.4% in the Raleigh-Cary market, a rate buydown could be your best negotiating tool. Instead of asking the seller to drop the price by $10,000, you can ask them to use that same money to buy down your mortgage rate, which can lower your monthly payment even more and save you serious money over the life of your loan!
And here's why now is the moment to ask: sellers across the country are offering concessions in 45%+ of home sales. With more homes on the Triangle market and less competition than last year, buyers have real negotiating power right now, and a seller-paid rate buydown is one of the smartest ways to use it! ✨
Whether you're a first-time homebuyer, relocating to the Triangle, or upgrading to your forever home, our team is here to guide you every step of the way. We've been helping Raleigh buyers find their place for decades, and we'll make sure you don't leave money on the table!
Curious what a rate buydown could do for your home purchase? Send us a message or visit katekenney.com! 📲
Compass | Raleigh
As a Raleigh native with 39 years of real estate experience, I can help you with all of your real estate needs! Compass Real Estate