10/26/2026
Keep your homeownership dreams from turning into first-time buyer blunders! Avoid these common mistakes: 1. Ditch the 20% Myth: You don't need a hefty chunk of cash upfront – explore lower down payment options that open the door to homeownership sooner. 2. Know the Difference: Don't confuse a pre-qualification (a ballpark estimate) with a pre-approval (the real deal!). Get pre-approved before you fall in love with a house beyond your budget. 3. Affordability: Don't get swept away by the charm – ensure your monthly payments, including taxes and insurance, fit comfortably within your budget. 4. Don't Forget the Fees: Factor closing costs into your budget upfront so you don't have any hidden financial surprises.
Trevor Smith, Realtor, NextHome RARE Properties,📱(919)745-9119 License Number #261874