Debbie Balderson / Samson Properties

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Debbie Balderson / Samson Properties Full time Realtor
Samson Properties
Experienced Realtor since 1998...Here to help you with all your real estate needs! REALTOR

💥GOOD NEWS💥Mortgage rates drop for third straight weekThe 30-year, fixed-rate loan averages 7.18% 💥
11/05/2026

💥GOOD NEWS💥
Mortgage rates drop for third straight week
The 30-year, fixed-rate loan averages 7.18% 💥

Mortgage rates declined for the third week in a row, reaching their lowest level since late September but staying above the 7% threshold.In the week

What Experts Forecast for Mortgage Rates and Home Prices in 2027Want to know what’s next for rates and prices? The forec...
11/05/2026

What Experts Forecast for Mortgage Rates and Home Prices in 2027

Want to know what’s next for rates and prices? The forecasts are in.

And the outlook for the housing market in 2027 comes down to one word: steady.

The latest forecasts from Fannie Mae, the Mortgage Bankers Association, and Wells Fargo show mortgage rates holding fairly flat through 2027. No big drop expected. No big spike either.

Lenders agree. In a recent HousingWire survey, 70% of mortgage executives said they expect rates to be around 7.5% or higher six months from now.

Home prices are on a steady path too. On average, those same forecasts show national prices rising about 1% to 1.5% a year through 2027.

So what does that mean for you?

If you’re buying, slower price growth gives you a little more breathing room. And instead of waiting on a rate drop that may not come, you can focus on what you can control, like a monthly payment that feels comfortable today.

If you’re selling, your house should keep holding its value, which makes it easier to plan your move around your goals and timeline.

Just keep in mind, these are national numbers. What’s happening in your neighborhood could look different.

Curious what a move could look like at today’s rates and prices? Let’s run the numbers together.



Keeping Current Matters

Wondering where mortgage rates are headed?The latest forecasts from Fannie Mae, MBA, and Wells Fargo show rates settling...
11/04/2026

Wondering where mortgage rates are headed?

The latest forecasts from Fannie Mae, MBA, and Wells Fargo show rates settling in somewhere between about 6.9% and 7.5% through the end of 2027. That means no big drop is expected, and there’s no big spike to worry about either.

Why? These forecasts are based on where the economy, the job market, and world events stand today. Until those things change, rates probably won’t either.

While it may not be the direction you were hoping for, that kind of steadiness does make it a lot easier to plan your next move.

Let’s run the numbers on what buying or selling looks like at today’s rates, so you can decide based on your goals, not the headlines.



Keeping Current Matters

10/31/2026
Welcome news’ for buyers as mortgage rates, home prices fall 🍁🎃🍁
10/31/2026

Welcome news’ for buyers as mortgage rates, home prices fall 🍁🎃🍁

The median U.S. home sale price has fallen for the first time in years, Redfin data indicates. Many economic variables will impact whether the trend continues.

Open 🏠 Saturday 11am to 1pm
10/29/2026

Open 🏠 Saturday 11am to 1pm

Who’s Buying Homes with Cash Right Now?More than 1 in 4 homes are being bought with cash right now. But here's something...
10/28/2026

Who’s Buying Homes with Cash Right Now?

More than 1 in 4 homes are being bought with cash right now. But here's something that might surprise you about who's buying them.

It's not just wealthy investors swooping in with deep pockets.

A lot of these cash buyers are everyday homeowners who've built up serious equity over the years. And that equity is giving them more buying power than they may have ever imagined.

According to Cotality, the average homeowner with a mortgage has about $310,000 in equity.

Think about what that could mean for your next move.

You might have enough equity to buy your next home outright. No mortgage payment. No worrying about today's interest rates.

And even if you can't pay all cash, that equity could help you borrow significantly less.

But what if you're buying with a mortgage?

Here's some good news: Nearly 3 out of 4 homebuyers are still using financing. You're actually in the majority.

So don't let the headlines about cash buyers make you second-guess what's possible for you. Whether you're buying your first home or using equity to make your next move, there may be more opportunities than you think.

Wondering how you stack up in today's market? Send me a message. Let's talk about your options.



Keeping Current Matters

Good advice on cleaning your garage or any room in your house 🏠
10/25/2026

Good advice on cleaning your garage or any room in your house 🏠

Whether you're preparing to sell or just tackling clutter, an organized garage can make a big difference. Think shelves, hooks, and smart storage that keeps everything in its place. https://bit.ly/3TPgQqx

Are home prices going up or down? It depends on where you look.Over the past year, prices in Chicago climbed almost 7%. ...
10/22/2026

Are home prices going up or down? It depends on where you look.

Over the past year, prices in Chicago climbed almost 7%. In Seattle, they dipped about 1.6%. That’s a nearly 9-point gap between two major cities.

Look at little closer, though. Home prices are rising in 13 of the 19 major cities on this chart. And where prices are down, the dips are small (less than 2%).

So, this isn’t a crash. It’s just a market normalizing after overheating during the pandemic. And that’s hitting some areas differently than others.

Here’s what it really means. Your local market matters.

If you’re selling where prices are still rising, you may not need to cut your price. And if you’re buying where prices are softer, you may have more room to negotiate.

National headlines can’t tell you which side your neighborhood is on. Local data can. Let’s look at how prices are moving in your area, so you can set your price or make your offer...



Keeping Current Matters

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222 Merrimac Court
Prince Frederick, MD
20678

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