DebbiemyRealtor

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DebbiemyRealtor "Debbie is a local Realtor with Samson Properties, proudly serving Chesapeake Beach, North Beach, and all of Calvert County, MD. Debbie has knowledge!

With years of experience helping buyers, sellers and investors- including waterfront and rentals.

Even with price growth slowing, Maryland homes can still feel out of reach for many buyers. 🏠The market has stabilized a...
10/24/2026

Even with price growth slowing, Maryland homes can still feel out of reach for many buyers. 🏠

The market has stabilized across much of the state, yet many households find that affordability remains a challenge. That feeling comes not just from the sticker price, but also from factors like higher mortgage costs, property taxes, and maintenance expenses, all stacking up at once.

What makes homes in Chesapeake Beach and Southern Maryland seem pricey? It often comes down to limited supply, local land-use restrictions, and the rising cost of building new houses. These pressures help keep asking prices elevated, even as fewer buyers compete, inventory grows, and sellers become more flexible on terms.

For buyers, today’s environment actually opens more room to compare options and negotiate, especially if a property’s condition or pricing feels out of step with the rest of the market. As someone who’s watched these shifts for years, I always recommend a close look at the full cost of ownership before making a move. 🔍

Do you feel today’s prices line up with what you see in the market? Let me know your thoughts below.

Debbie Buckingham | Debbiemyrealtor
Maryland Real Estate Agent
Serving Southern Maryland: Calvert, Anne Arundel, Prince George’s,
Charles & St. Mary’s Counties

📞 410-610-6892
🌐 https://www.debbiemyrealtor.com

When you're calculating the cost of buying a home, don't forget the expenses that accompany your mortgage.Your housing p...
10/23/2026

When you're calculating the cost of buying a home, don't forget the expenses that accompany your mortgage.

Your housing payment may include principal, interest, property taxes, and homeowners insurance.

Depending on the property, there may also be mortgage insurance, HOA or condominium fees, and other expenses.

Then come utilities and maintenance.

That's why I encourage buyers to understand their complete housing budget before falling in love with a property.

A beautiful home should also make financial sense for your situation.



Debbie Buckingham | Debbiemyrealtor
Maryland Real Estate Agent
Serving Southern Maryland: Calvert, Anne Arundel, Prince George’s,
Charles & St. Mary’s Counties

📞 410-610-6892
🌐 https://www.debbiemyrealtor.com

"Hello. I'm your front door.Before buyers see your gorgeous kitchen, they see me.If my paint is peeling, my hardware is ...
10/22/2026

"Hello. I'm your front door.

Before buyers see your gorgeous kitchen, they see me.

If my paint is peeling, my hardware is broken, and the porch looks like it hasn't been swept since Christmas, we have a problem.

I'm trying to make a good first impression here!" 🚪😂

Your home's exterior establishes expectations before buyers ever step inside.

Sometimes small improvements, cleaning, landscaping, and attention to detail can make a meaningful difference.

Give your front door a little love.

It's working harder than you think.



Debbie Buckingham | Debbiemyrealtor
Maryland Real Estate Agent
Serving Southern Maryland: Calvert, Anne Arundel, Prince George’s,
Charles & St. Mary’s Counties

📞 410-610-6892
🌐 https://www.debbiemyrealtor.com

10/22/2026

Explore 16104 Piney Point Road in Piney Point, MD. Waterfront home with private pier, boat lift, screened porch and garage apartment. Debbie Buckingham, Samson Properties.

A walkable day along North Beach’s boardwalk turns every step into a new discovery. 🌊Start your morning with sand betwee...
10/21/2026

A walkable day along North Beach’s boardwalk turns every step into a new discovery. 🌊

Start your morning with sand between your toes at the Chesapeake Bay beach, then wander the landscaped boardwalk lined with local shops and bakeries. Grab a treat or browse artisan finds, all just steps apart. 🎨 As you stroll, the fishing pier offers peaceful bay views, and Wetlands Overlook Park invites a detour through tidal marshland where native wildlife is easy to spot.

The charm doesn’t stop at the water’s edge. North Beach’s boardwalk hosts seasonal festivals, waterfront events, and a vibrant farmers market, all within easy reach. First Fridays on the boardwalk bring out local flavors, live music, and community buzz, making it feel like the whole town comes together. If you’re thinking about a lifestyle with beach walks, nature escapes, and a sense of true community, North Beach brings it all together in one walkable stretch. 🥖

Would a car-light, walk-friendly waterfront day fit your style? What’s your favorite way to explore North Beach? Let’s hear your local favorites below! 🚶‍♀️

Debbie Buckingham | Debbiemyrealtor
Maryland Real Estate Agent
Serving Southern Maryland: Calvert, Anne Arundel, Prince George’s,
Charles & St. Mary’s Counties

📞 410-610-6892
🌐 https://www.debbiemyrealtor.com

A new construction home with an attractive financing incentive can certainly get your attention.But don't focus only on ...
10/19/2026

A new construction home with an attractive financing incentive can certainly get your attention.
But don't focus only on the advertised mortgage payment.
Ask whether the special financing is temporary or permanent.
Compare the purchase price with similar properties.
Find out whether you must use a particular lender or meet other conditions to receive the incentive.
And make sure you understand the total cost of the loan.
An incentive can provide genuine value. The important thing is understanding exactly what you're receiving.


Debbie Buckingham | Debbiemyrealtor
Maryland Real Estate Agent
Serving Southern Maryland: Calvert, Anne Arundel, Prince George’s,
Charles & St. Mary’s Counties

📞 410-610-6892
🌐 https://www.debbiemyrealtor.com

Buyer: "I can see past cosmetic things."Also buyer: "WHY ARE THERE FLOWERS ON THE CEILING?" 🌸😂Sometimes a home has great...
10/18/2026

Buyer: "I can see past cosmetic things."
Also buyer: "WHY ARE THERE FLOWERS ON THE CEILING?" 🌸😂
Sometimes a home has great bones but questionable decorating decisions.
Before dismissing it, consider which changes are cosmetic and which involve more substantial work.
Paint and wallpaper are one thing.
Foundation, structural, or major system problems are another.
Understanding the difference can open the door to possibilities you might otherwise overlook.
And yes, the flowers can probably go.


Debbie Buckingham | Debbiemyrealtor
Maryland Real Estate Agent
Serving Southern Maryland: Calvert, Anne Arundel, Prince George’s,
Charles & St. Mary’s Counties

📞 410-610-6892
🌐 https://www.debbiemyrealtor.com

Confession time.Sometimes the most valuable thing I can tell a client is something they don't necessarily want to hear."...
10/16/2026

Confession time.
Sometimes the most valuable thing I can tell a client is something they don't necessarily want to hear.
"I think we need to reconsider the price."
"Let's investigate that issue before moving forward."
"I'm not convinced this property meets your needs."
My job isn't to agree with everything you say.
It's to provide knowledgeable advice, explain your options, and help protect your interests.
Even when the conversation isn't the easiest one.
That's what professional representation should look like.


Debbie Buckingham | Debbiemyrealtor
Maryland Real Estate Agent
Serving Southern Maryland: Calvert, Anne Arundel, Prince George’s,
Charles & St. Mary’s Counties

📞 410-610-6892
🌐 https://www.debbiemyrealtor.com

I understand.You put your heart, soul, and savings into that kitchen.The cabinets are gorgeous. The countertops are beau...
10/15/2026

I understand.
You put your heart, soul, and savings into that kitchen.
The cabinets are gorgeous. The countertops are beautiful.
Unfortunately, buyers aren't always willing to reimburse you dollar for dollar for improvements.
Real estate value depends on the market, competing properties, location, condition, and buyer demand.
A renovation can improve enjoyment and marketability without necessarily returning its full cost.
Before investing heavily in renovations specifically to sell, let's talk.
Your bank account may appreciate that conversation. 😉


Debbie Buckingham | Debbiemyrealtor
Maryland Real Estate Agent
Serving Southern Maryland: Calvert, Anne Arundel, Prince George’s,
Charles & St. Mary’s Counties

📞 410-610-6892
🌐 https://www.debbiemyrealtor.com

There's something special about living near the Chesapeake Bay.Morning coffee overlooking the water. Beautiful sunsets. ...
10/14/2026

There's something special about living near the Chesapeake Bay.
Morning coffee overlooking the water. Beautiful sunsets. A pier where you can enjoy an afternoon.
But waterfront buyers should investigate more than the view.
Flood risk and insurance, shoreline conditions, pier permits, access rights, and maintenance costs can all be important considerations.
Waterfront property can be wonderful.
Understanding the details helps you make an informed investment.
That's especially important here in Southern Maryland.

Debbie Buckingham | Debbiemyrealtor
Maryland Real Estate Agent
Serving Southern Maryland: Calvert, Anne Arundel, Prince George’s,
Charles & St. Mary’s Counties

📞 410-610-6892
🌐 https://www.debbiemyrealtor.com

Address

222 Merrimac Court
Prince Frederick, MD
20678

Opening Hours

Monday 9am - 12am
Tuesday 9am - 12am
Wednesday 9am - 12am
Thursday 9am - 12am
Friday 9am - 12am
Saturday 9am - 12am

Telephone

+14106106892

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