SCC insurance group

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SCC insurance group Disability, life, retirement & group benefits for federal employees and business owners. Lic. G157040

You can't work for six months. The office lease, staff payroll, utilities and loan payments still come due.Business over...
11/04/2026

You can't work for six months. The office lease, staff payroll, utilities and loan payments still come due.

Business overhead expense insurance can help pay those fixed costs while you recover, so you have a business to come back to.

Own a practice or a small business? Schedule a consultation. Link in bio.



SCC Insurance Group · Pompano Beach, FL · Lic.

FREE: The Federal & Postal Employee Coverage Gap Checklist.One page. Five minutes. It walks you through your sick leave,...
11/02/2026

FREE: The Federal & Postal Employee Coverage Gap Checklist.

One page. Five minutes. It walks you through your sick leave, life insurance, take-home pay and what to check before Open Season ends December 14.

Comment GAP below and I'll send it to you.



SCC Insurance Group · Lic. · Not affiliated with OPM or USPS.

Residents, fellows and attendings: if you have disability coverage through work, ask three questions.1. Does it follow m...
10/30/2026

Residents, fellows and attendings: if you have disability coverage through work, ask three questions.

1. Does it follow me when I change jobs?
2. Who pays the premium? If your employer pays, the benefits are generally taxable income.
3. Does it cover my specialty, or only any job?

Group coverage is a good start. Most physicians need to know where it ends. Schedule a 30-minute review. Link in bio.



SCC Insurance Group · Pompano Beach, FL · Lic. . Not tax advice.

If your business partner died tomorrow, who would own their half?Often it's their spouse or heirs, who may want cash, no...
10/28/2026

If your business partner died tomorrow, who would own their half?

Often it's their spouse or heirs, who may want cash, not a seat at your table.

A buy-sell agreement settles three things ahead of time: who can buy the shares, what they're worth, and where the money comes from. Life insurance is a common way to fund it.

Got a partner and no plan? Schedule a consultation. Link in bio.



SCC Insurance Group · Pompano Beach, FL · Lic. . Not legal or tax advice; work with your attorney on the agreement itself.

Full-time federal employees earn 4 hours of sick leave per pay period. That's 13 days a year.Now think about a surgery, ...
10/26/2026

Full-time federal employees earn 4 hours of sick leave per pay period. That's 13 days a year.

Now think about a surgery, a back injury or a long illness. Recovery can take weeks or months.

How many days would you have left? And what happens to your income after that?

Know your number before you need it. Book a free 30-minute review. Link in bio.



SCC Insurance Group · Lic. · Not affiliated with OPM or USPS.

Are Disability Insurance Benefits Taxable? Employer vs. Employee-Paid CoverageEmployer-sponsored disability insurance ma...
10/26/2026

Are Disability Insurance Benefits Taxable? Employer vs. Employee-Paid Coverage

Employer-sponsored disability insurance may provide valuable protection, but taxes can change the amount available to spend. Learn how employer, pre-tax and after-tax premium payments differ....

Compare employer-paid, pre-tax and after-tax disability coverage. See how premium funding can affect taxes and the income available during a covered claim.

Does the Federal Government Offer Short-Term Disability Insurance?Federal sick leave, FERS disability retirement and opt...
10/26/2026

Does the Federal Government Offer Short-Term Disability Insurance?

Federal sick leave, FERS disability retirement and optional disability insurance solve different problems. Here is how to review your protection for a temporary inability to work....

Learn how federal sick leave, FERS disability retirement and optional disability insurance differ, and what to review before an illness interrupts your income.

Does USPS Offer Short-Term Disability Insurance?USPS sick leave and disability retirement are different from a separate ...
10/26/2026

Does USPS Offer Short-Term Disability Insurance?

USPS sick leave and disability retirement are different from a separate short-term disability policy. Learn what postal employees should check before relying on income protection....

Understand USPS sick leave, disability retirement and supplemental short-term disability insurance, including waiting periods and how premiums affect taxes.

If a hand injury ended your surgical career but you could still teach or consult, would your disability policy pay?It de...
10/23/2026

If a hand injury ended your surgical career but you could still teach or consult, would your disability policy pay?

It depends on one definition.

Own-occupation: you're considered disabled if you can't do the duties of your own specialty.

Any-occupation: you're considered disabled only if you can't do any job you're reasonably suited for.

Pull out your policy and look for those words. Not sure what you have? Schedule a 30-minute review. Link in bio.



SCC Insurance Group · Pompano Beach, FL · Lic.

Most business owners have general liability. It covers claims against the business, like a customer injury or property d...
10/21/2026

Most business owners have general liability. It covers claims against the business, like a customer injury or property damage.

It doesn't cover your income if you can't work, rent and payroll while you recover, buying out a partner's family, losing a key person, or benefits to keep your team.

Those are the gaps I help South Florida business owners close. Schedule a 30-minute consultation. Link in bio.



SCC Insurance Group · Pompano Beach, FL · Lic.

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Pompano Beach, FL
33062

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