10/28/2026
Rent vs Buy in Dublin, CA 🏡
Owning a $1.3M home (20% down, 7.03%) runs about $9,523/mo all-in. Median Dublin rent is $3,010/mo. That’s a $6,513 monthly gap, plus ~$286K cash up front.
Even after equity and appreciation, owning over 5 years costs more than median rent, even at 5% growth ($5,685/mo). Stretch to 10 years at 5% growth and it drops to about $3,960/mo, near the rent line.
✅ Rent if you may move within 5 years or want to keep cash liquid.
✅ Buy if you’ll stay 10+ years and want stable payments.
👉 Want the math on your numbers? DM me “DUBLIN MATH” with your budget, timeline, and target price.
Excludes tax deductions, HOA, and rent increases. Rate per Freddie Mac, Sept 24, 2026.