Michelle Borrelli Realtor

09/11/2026

09/10/2026

Lending Rules Changed After 2008

Ability to repay and Qualified Mortgage standards strengthened how borrowers are reviewed after 2008. Today’s mortgage market is not operating under the same lending environment as the pre crash years.

Have you spoken with a lender about what today’s standards mean for you? I will connect you with a lender who will give you more details.

Michelle Borrelli, REALTOR® | 623-521-6096 | michelleborrellirealtor.com

09/09/2026

Mortgage Delinquencies Remain Historically Low

Mortgage stress deserves attention, but current delinquency levels remain low by historical standards. That is very different from the widespread distress that fueled the last housing crash.

Would you like a local view of housing conditions in your Arizona community? I can prepare a no-pressure, local market review so you can make your next move with clearer information.

Michelle Borrelli, REALTOR® | 623-521-6096 | michelleborrellirealtor.com

09/09/2026

Homeowners Have Larger Equity Cushions

Homeowner equity is one of the biggest differences between today and 2008. Equity can give an owner more options when finances, employment, or housing needs change.

Do you know approximately how much equity you have? I can prepare a no-pressure, local market review so you can make your next move with clearer information.

Michelle Borrelli, REALTOR® | 623-521-6096 | michelleborrellirealtor.com

09/08/2026

Is Today’s Market Another 2008?

No one can guarantee what home prices will do next, but today’s housing foundation is different from 2008. Homeowners hold substantial equity, mortgage delinquencies remain low by historical standards, and lending standards are stronger.

Which market headline has you wondering what comes next? I can prepare a no-pressure, local market review so you can make your next move with clearer information. Reach out for more information.

Michelle Borrelli, REALTOR® | 623-521-6096 | michelleborrellirealtor.com

09/06/2026

This recommendation illustrates one of the reasons why I love my job.

09/03/2026

I’m not sure I could be more delighted by a recommendation.

09/02/2026

Imagine this was your client and try not to smile. :)

08/30/2026

Richardson’s for brunch… then to Rokerij for some chill time!

08/30/2026

Enjoying an afternoon in central Phoenix!! Good food and company!