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Tim Ekelund - LPT Realty

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United States
Pensacola, FL
Tim Ekelund - LPT Realty

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If you are looking to buy, sell or invest in Real Estate on the panhandle of Florida, we are the tea
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10/30/2026

Leased solar panels can create unexpected delays when selling your home. Know your options before listing and avoid last-minute closing surprises!

10/30/2026

Credit Scoring Is Changing: 3 Things Homebuyers Should Know

Think you need a 700 credit score to buy a home? You might be surprised by how wrong that number is.

And if you've been putting off buying because of your credit, this could change everything.

According to a recent Veterans United survey, 57% of prospective buyers think they need a credit score of at least 660 to qualify for a mortgage. And 34% believe they need 700 or higher.

But here's what many people don't realize.

The traditional benchmark for many conventional loans has been 620. And with recent changes to mortgage credit scoring, even that isn't a hard-and-fast requirement for every loan.

Plus, lenders are beginning to adopt newer credit scoring models that could help millions more Americans get evaluated for a mortgage.

So, the number you see on your credit monitoring app may not tell the whole story about your ability to buy a home.

Does that mean everyone can qualify? Of course not. But it does mean you shouldn't count yourself out before talking to a professional.

Curious where you actually stand? Send me a message, and let's connect you with a lender who can help you find out.

10/29/2026

This is the kind of home in Pensacola that gets my attention! 👀🏡

Some homes just have that something special, and this one is definitely worth a closer look. If you’re searching for a home in Pensacola, this could be the one that catches your eye!

🔗 Want to see more photos and details? Click the link below to explore the full listing!

👉 https://shorturl.at/6iBaa

What do you think of this one? Let me know in the comments!

10/29/2026

A little staging can go a long way! 🏡 Make your home stand out, attract buyers, and potentially sell for more.

The low mortgage rate you locked in a few years ago might make moving feel off the table. But your equity could put it back on.Homeowners with a mortgage have an average of $310K in equity right now. That could go toward a bigger down payment, so you borrow less at today's rates. Or, you may be able...

10/28/2026

Inside vs. outside, which do you love more? 🏡 Take a look and let us know in the comments!

10/28/2026

Destin homes have been selling over the last two weeks. 🏡

Thinking about making a move? Recent sales can offer valuable insight into what buyers are responding to right now.

Visit https://timekelund.lpthomesearch.com/ to discuss your next move.

10/28/2026

Your next home search starts in one place. 🏡

Explore nearby homes for sale, browse property listings, and find open house and neighborhood information as you narrow down what feels right.

Start searching today:
https://timekelund.lpthomesearch.com/d8r61jp7

See all of our nearby houses for sale and property listings in Tim Ekelund’s websites. Start your home search here with open house and neighborhoods info!

10/28/2026

Who’s Buying Homes with Cash Right Now?

More than 1 in 4 homes are being bought with cash right now. But here's something that might surprise you about who's buying them.

It's not just wealthy investors swooping in with deep pockets.

A lot of these cash buyers are everyday homeowners who've built up serious equity over the years. And that equity is giving them more buying power than they may have ever imagined.

According to Cotality, the average homeowner with a mortgage has about $310,000 in equity.

Think about what that could mean for your next move.

You might have enough equity to buy your next home outright. No mortgage payment. No worrying about today's interest rates.

And even if you can't pay all cash, that equity could help you borrow significantly less.

But what if you're buying with a mortgage?

Here's some good news: Nearly 3 out of 4 homebuyers are still using financing. You're actually in the majority.

So don't let the headlines about cash buyers make you second-guess what's possible for you. Whether you're buying your first home or using equity to make your next move, there may be more opportunities than you think.

Wondering how you stack up in today's market? Send me a message. Let's talk about your options.

10/27/2026

Florida home permits dropped 21.1% in September. What could this mean for future housing supply and home prices? 🏡

Stay informed about Florida’s housing market!

10/27/2026

Curious what your home is worth in today’s market? Get a free, no-obligation home valuation and discover what your property could sell for!

📊 Find out your home’s value today!

🔗 Get your free home valuation here: https://timekelund.lpthomesearch.com/d8r617n7

Address

226 Palafox Place, Suite 201
Pensacola, FL
32502

Opening Hours

Monday	8am - 7pm
Tuesday	8am - 7pm
Wednesday	8am - 7pm
Thursday	8am - 7pm
Friday	8am - 7pm

Website

https://timekelund.lpt.com/

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