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Benjamin W. Berry III Realtor

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Benjamin W. Berry III Realtor

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Showing families how to leverage Real Estate to gain capital and work toward financial freedom. Or to just move to Florida.

11/02/2026

Mortgage rates fell again: 7.24%. Two straight weekly drops.

Freddie Mac's 30-year fixed average was 7.24% on Oct 29, down from 7.32% a week earlier and 7.40% the week before.

On Orlando's median price of $399,610 with 20% down, principal and interest drops from $2,213 to $2,179 a month. That is $34 less in two weeks. A year ago the average was 6.17%, a $1,952 payment, so we are still $227 a month above last October. The direction is better. The level is still high.

Set your number first: the monthly payment you are comfortable with, then we work backward to the price.

Comment your max monthly payment and I will show you what it buys in Orlando.

Benjamin W. Berry III PA, REALTOR® | eXp Realty, LLC | 407-706-2684
Sources: Freddie Mac PMMS (Oct 29, 2026); ORRA Sept 2026. My P&I math, not a rate quote or loan offer. Video generated with AI.
Equal Housing Opportunity

11/01/2026

Your Orlando week: a 3:30 tip-off today and two free festivals by Saturday.

1. TODAY, Sun 11/1: the Orlando Magic host the Boston Celtics at the Kia Center. Tip-off 3:30 PM. Clocks fell back overnight, so double-check your car clock before you leave.

2. THU 11/5: the 25th annual Taste of Thornton Park, around the Four Rivers Fountain at E. Washington St. and Hyer Ave. 6:30 to 9:30 PM, rain or shine. $45 in advance, $55 at the gate, unlimited food and drink samples from the neighborhood.

3. FRI 11/6 to SUN 11/8: Orlando Greek Fest at Holy Trinity Greek Orthodox Church, 1217 Trinity Woods Ln., Maitland. Free admission. Fri 4 to 10 PM, Sat 11 AM to 10 PM, Sun 11 AM to 6 PM. Cards only.

4. SAT 11/7 and SUN 11/8: Fall Fiesta in the Park at Lake Eola. 10 AM to 5 PM both days, free. Local artists, crafters and food.

Why I share these: a calendar tells you how a neighborhood lives. Plans 2 and 4 sit a few blocks apart in downtown's 32801, where weekends start on foot.

Which plan are you picking? Comment 1, 2, 3 or 4.

Thinking about a move to Orlando? Call or text me at 407-706-2684.

Benjamin W Berry III PA | eXp Realty, LLC | 407-706-2684 | [email protected]
Strategy. Clarity. Results.
Sources: iHeart/Fubo NBA listings (Magic vs. Celtics); Eventbrite and WFTV (Taste of Thornton Park); The Orlando Guy and Gotta Go Orlando (Greek Fest); orlando.gov (Fall Fiesta). Footage is Pexels stock, not these venues. Times and prices can change, so confirm before you go.
Equal Housing Opportunity

11/01/2026

Nobody buys a home in the holidays. That is the myth.

Daylight saving ended this morning, so the evenings are darker and the homes feel warmer. It is a good week to ask whether the holidays are really a bad time to move.

1. Fewer casual browsers means less competition when you find the right house.
2. Sellers who list in November and December are usually serious about selling.
3. Holiday schedules can slow inspections and closings, so ask about dates early.

Planning a move this season? Get pre-approved first, then tour on the weekends.

Where are you this holiday season? Comment BUY or SELL and I will point you to the next step.

Buying or selling in Orlando? Call or text 407-706-2684.

Benjamin W Berry III PA | eXp Realty, LLC | 407-706-2684 | [email protected]
Strategy. Clarity. Results.
Sources: RISMedia, "Is it a good idea to buy a house around the holidays"; Fox News, "What you need to know about buying a home during the holiday season". General information, not advice. Video animated with AI. Equal Housing Opportunity.

10/31/2026

Orlando has no basements. Here is the real reason.

Happy Halloween, Orlando. No dungeon under your house, and the ground is why.

1. The water table sits close to the surface in much of Florida, so a deep hole fills with groundwater.
2. Central Florida sits on porous limestone, and digging deep can raise sinkhole risk.
3. Keeping a below-ground room dry takes waterproofing and pumps that cost far more than a standard slab.

That is why most Orlando homes are built on slabs or raised foundations instead.

Buying in Orlando? Ask for the flood zone and the elevation certificate on any home you tour.

Trick: a flooded cellar.
Treat: a dry slab.

Would you want a basement in your Orlando home? Comment YES or NO.

Buying or selling in Orlando? Call or text 407-706-2684.

Benjamin W Berry III PA | eXp Realty, LLC | 407-706-2684 | [email protected]
Strategy. Clarity. Results.
Sources: Maronda Homes, "Why Florida Homes Are Built Without Basements"; EngineerFix, "Why Florida Doesn't Have Basements". General information, not legal advice. Video animated with AI. Equal Housing Opportunity.

Music from (free for Creators!):
https://uppbeat.io/t/monument-music/moonrise

10/30/2026

356 open houses across Orlando, Winter Park, Winter Garden, Clermont, Oviedo, Apopka and the rest of Orange, Lake, Osceola and Seminole counties tomorrow.

Six I would put on a route, from $1.47M down to $449,990:

516 Clayton St, Orlando. $1,469,000. 5 bd, 4.1 ba, 3,115 sf. 12-3 PM.
1517 Harmon Ave, Winter Park. $1,049,000. 4 bd, 3.1 ba, 2,135 sf. 11 AM-2 PM.
368 N Boyd St, Winter Garden. $774,900. 4 bd, 2.1 ba, 2,331 sf. 11 AM-2 PM.
16742 Abbey Hill Ct, Clermont. $699,000. 5 bd, 3 ba, 3,805 sf. 11 AM-1 PM.
2201 Westbourne Dr, Oviedo. $619,000. 4 bd, 3 ba, 2,408 sf. 12-2 PM.
5551 Palomino Pl, Apopka. $449,990. 4 bd, 2.1 ba, 2,442 sf. 2-4 PM.

Want the complete list of all 356 sorted by area and time? Message me OPEN.

Times are as entered by listing agents. Confirm before you go. Listings courtesy of Stellar MLS and their listing brokerages. I represent buyers, not these sellers.

Benjamin W. Berry III PA, REALTOR® | eXp Realty, LLC | 407-706-2684 | Equal Housing Opportunity

10/30/2026

Fall back this Sunday. Test your smoke alarms.

Clocks go back an hour on Sunday, Nov 1. It is the easiest reminder all year to check the alarms on your ceiling.

1. Press TEST on every alarm.
2. Put in fresh batteries, about every six months, unless your alarm has a sealed 10-year battery.
3. Replace the whole alarm 10 years after the manufacture date printed on the back.

In Florida, many existing one- and two-family homes can use alarms with sealed 10-year batteries when alarms are replaced during a repair or minor alteration (Fla. Stat. 553.883). Buying a home? Check the date on the back of every alarm at the final walkthrough.

Trick: guessing how many alarms you have.
Treat: counting them and pressing TEST.

Happy Halloween eve, Orlando. How many smoke alarms are in your home? Comment the number.

Buying or selling in Orlando? Call or text 407-706-2684.

Benjamin W Berry III PA | eXp Realty, LLC | 407-706-2684 | [email protected]
Strategy. Clarity. Results.
Sources: First Alert, 'How Often to Change Smoke Detector Batteries' (NFPA guidance); Fla. Stat. 553.883. General information, not legal advice. Video animated with AI. Equal Housing Opportunity.

Music from (free for Creators!):
https://uppbeat.io/t/moire/shroud

10/29/2026

Florida's third quarter: single-family prices up 2.4% to a $420,000 median.

Florida Realtors reports 65,904 single-family sales in the third quarter, up 0.2% from a year ago. Condo-townhouse sales rose 3.1% to 22,664, and the condo median held at $295,000. September was softer: single-family sales fell 3.5% to 20,537.

What this means for you: in a steady market, an accurate price matters more than guessing the perfect month. Know your number before you list or make an offer.

Want your own numbers? Text me at 407-706-2684 for a free, no-pressure market analysis.

Benjamin W. Berry III PA, REALTOR® | eXp Realty, LLC | 407-706-2684 | [email protected]
Strategy. Clarity. Results.

Source: Florida Realtors, 3Q and September 2026 data (statewide), released 10/16/26. Changes vs. the same period in 2025. General information. Equal Housing Opportunity.

10/29/2026

The ghosts a title search can miss.

In Florida, some debts tied to a home often are not recorded until a city or county takes legal action: open or expired permits, code enforcement fines, unpaid utility balances. A standard title search can miss them, and they can follow the property to the new owner.

The fix is a municipal lien search, which checks city and county records directly. Orange County Code Enforcement keeps an open code violation lookup for title companies. And under Florida law, a seller with a pending code enforcement case has to disclose it to the buyer in writing before the sale.

Trick: assuming the title search caught everything.
Treat: asking your title company to order a municipal lien search before closing.

Happy Halloween week, Orlando. Did your closing include a lien search? Comment YES or NO.

Buying or selling in Orlando? Call or text 407-706-2684.

Benjamin W Berry III PA | eXp Realty, LLC | 407-706-2684 | [email protected]
Strategy. Clarity. Results.
Sources: PropLogix, "Why a guaranteed municipal lien search matters in Florida real estate"; Orange County Code Enforcement, Title Company / Open Code Violation Search; Fla. Stat. 162.06(5). General information, not legal advice. Video animated with AI. Equal Housing Opportunity.

10/28/2026

What would you do with an extra $686 a month?

That's the gap on this brand-new 6-bed, 4.5-bath home in Apopka. Same house. Same price. The only difference is the rate.

📉 Market average 30-yr fixed: 7.32%
🏡 This builder's 30-yr fixed conventional: 5.49%
💰 That's about $686 a month (roughly $8,233 a year) staying in your pocket

And it keeps going:
👉 $138K+ off: was $741K, now $602,990
👉 $15,000 toward closing costs
👉 4.99% FHA 30-yr fixed for well-qualified buyers
👉 3,400+ sq ft, double vanity with a makeup desk, walk-in closet, quartz island
👉 Ready now

Builders pay down rates because they have to compete with every resale on the market. When you know where those deals are, the same paycheck buys a lot more house.

Pause the video at the price guess. Did you get it right? And which room sold you: the kitchen, the closet, or the primary bath? Tell me below 👇

Want the address and a private tour this week? Text me at 407-706-2684.

*Example: $602,990 price, 5% down ($30,150), $572,840 loan, 30-yr fixed, 360 monthly payments. Principal & interest only; taxes, insurance, HOA/CDD and mortgage insurance are additional. Builder rates offered through the builder's preferred lender to well-qualified buyers; APR, terms and availability subject to lender approval and may change without notice. FHA loan limits apply. Market rate: Freddie Mac PMMS 30-yr fixed average 7.32% (10/22/2026). Not a commitment to lend. Price and incentives subject to change.

Benjamin W Berry III PA | eXp Realty, LLC | 407-706-2684 | Equal Housing Opportunity

Music from (free for Creators!):
https://uppbeat.io/t/monument-music/moonrise

10/28/2026

What if your mortgage rate started with a 2 instead of a 7?

Most Orlando buyers I talk to are waiting on the sidelines for one reason: the payment at today's 7.32% doesn't match the budget they planned. What a lot of them don't know is that some homes for sale right now come with the seller's FHA or VA loan attached, and a qualified buyer can take that loan over at its original rate.

I pulled the 5 lowest-rate assumable listings in Orlando this week. Rates run 2.25% to 2.43%. On these five, taking over the loan instead of starting a new 30-year mortgage lands $434 to $558 less per month in principal and interest. That's $5,200 to $6,700 a year staying with you.

Scroll through each home side by side: the price, the estimated payment if you assume the loan, and the payment at today's rate.

What it takes: you bring the difference between the price and the loan balance, and there are several ways buyers cover that gap. I'll walk you through each one.

The addresses aren't in this post. Which home number caught your eye? Message me or call/text 407-706-2684 and I'll send you the address and the full loan details.

Benjamin W Berry III PA | eXp Realty, LLC | 407-706-2684
Assumption subject to lender approval and buyer's credit. Payments are estimated principal & interest only; taxes, insurance, MIP/funding fees and HOA not included. Loan figures are estimates from public records. Market rate: Freddie Mac PMMS 30-yr fixed average, 7.32%, week of 10/22/2026. Equal Housing Opportunity.

Address

11 S. Bumby Avenue
Orlando, FL
32801

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 8pm
Friday	8am - 8pm
Saturday	8am - 8pm
Sunday	8am - 8pm

Telephone

+14077062684

Website

http://bensyourrealtor.com/

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