PinPoint Home Sales Group

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PinPoint Home Sales Group

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PinPoint Home Sales Group, Omaha's neighborhood resource! Created by Omaha Real Estate professionals.

10/27/2026

✨ Terminology Tip Tuesday ✨

What’s an FHA Loan?
An FHA loan is a government insured mortgage that makes homeownership more accessible!

🔑 Down payments as low as 3.5% (heyyoooo!)

🔑 More flexible credit requirements (🤸🏼‍♀️)

🔑 Great for first-time buyers (but not limited to them!)

FHA loans do require mortgage insurance, but they can be a great option for buyers looking to purchase a home with less money upfront.

402-965-1848
[email protected]
BenProctor.bhhsamb.com

Marketing and Sales:
Ben Proctor | Associate Broker
Berkshire Hathaway HomeSales
PinPoint Home Sales Group
Silverstone Building Co
Ambassador Real Estate

10/21/2026

✨ Terminology Tip Tuesday ✨

Refinancing is replacing your current mortgage with a new one, usually to get a better rate, change your loan term, or pull out cash from your equity.

For example:
1. You owe $150k on a house now worth $250k after renovations. Refinance, pay off the old loan, and pocket the difference in cash 💰

2. You bought a home with a mortgage at a 7% interest rate. A few years later, rates drop to 5% (daydreaming of this again). You refinance your mortgage to get the lower rate, potentially reducing your monthly payment and saving money on interest over time.

Keep in mind: Refinancing may come with closing costs ☹️

Questions? Call Ben!

402-965-1848
[email protected]
BenProctor.bbhsamb.com

Marketing and Sales:
Ben Proctor | Associate Broker
Berkshire Hathaway HomeSales
PinPoint Home Sales Group
Silverstone Building Co
Ambassador Real Estate

10/14/2026

✨ Terminology Tip Tuesday ✨

Ever wonder where your monthly mortgage payment actually goes? 🤔

Amortization is the process of paying off your home loan over time through scheduled payments. In the beginning, more of your payment goes toward interest, but as time goes on, more goes toward paying down your loan balance (principal)!

Why does it matter? Understanding amortization helps you see how you’re building equity, how much interest you’re paying, and how extra principal payments could save you money in the long run 🙌🏻🤑

The more you know, the smarter you can buy! 🔑 Call Ben with any questions.

402-965-1848
[email protected]
BenProctor.bhhsamb.com

Marketing and Sales:
Ben Proctor | Associate Broker
Berkshire Hathaway HomeSales
PinPoint Home Sales Group
Silverstone Building Co
Ambassador Real Estate

10/07/2026

✨ Terminology Tip Tuesday ✨

Found your next home… but haven’t sold your current one yet? A bridge loan can help bridge the gap! 🌉

It’s a short-term loan that allows you to use the equity in your current home to help purchase your next one. Once your current home sells, the proceeds can be used to pay off the bridge loan.

If this sounds like you, give Ben a call and he can walk you through what the process looks like.

402-965-1848
[email protected]
BenProctor.bhhsamb.com

Marketing and Sales:
Ben Proctor | Associate Broker
Berkshire Hathaway HomeSales
PinPoint Home Sales Group
Silverstone Building Co
Ambassador Real Estate

09/15/2026

✨TIP TUESDAY✨

🏡 What does “clear title” mean?

It means the property is free of outstanding ownership issues, liens, or other claims that could prevent you from legally taking ownership.

In simple terms…no surprises standing between you and the keys! 🔑🙌🏻

09/11/2026

Never Forget. 🇺🇸

Honoring the lives we lost, the heroes who served, and the courage and unity of our nation on September 11, 2001. ❤️🤍💙

With heartfelt gratitude to the first responders who ran toward danger to protect others. We remember your courage, sacrifice, and service

09/08/2026

✨ Terminology Tip Tuesday ✨

An Adjustable Rate Mortgage, or ARM, is a home loan that starts with a lower fixed interest rate for a set period of time. After that, the rate can go up or down based on the market, which means your monthly payment may change too.

💃🙌🏻 Lower payments upfront
😬🫣 Less predictability later

402-965-1848
[email protected]
Ben.Proctor.bhhsamb.com

Marketing and Sales:
Ben Proctor | Associate Broker
Berkshire Hathaway HomeSales
PinPoint Home Sales Group
Silverstone Building Co
Ambassador Real Estate

09/08/2026

Happy Labor Day! 🇺🇸❤️

Home is where so many of life’s best moments happen and today we’re celebrating the people whose hard work helps make those moments possible ✨

Wishing you a safe, relaxing, and happy Labor Day!

402-965-1848
[email protected]
Ben.Proctor.bhhsamb.com

Marketing and Sales:
Ben Proctor | Associate Broker
Berkshire Hathaway HomeSales
PinPoint Home Sales Group
Silverstone Building Co
Ambassador Real Estate

08/26/2026

Lean with it, rock with it 🎶

Oh, wrong kind of lean. Ok nevermind.

Imagine someone puts a “you can’t fully sell this until you pay me back” sticky note on your house. That’s essentially what a lien does.

So why does it matter when you want to buy a home? The title company checks for liens. In most cases, the liens must be paid off before or at closing so the buyer receives a clear title.

Have any questions? Give Ben a call!

402-965-1848
[email protected]
BenProctor.bhhsamb.com

Marketing and Sales:
Ben Proctor | Associate Broker
Berkshire Hathaway HomeSales
PinPoint Home Sales Group
Silverstone Building Co
Ambassador Real Estate

Address

10404 Essex Court
Omaha, NE
68114

Telephone

+14029651848

Website

https://benproctor.bhhsamb.com/

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