10/12/2026
🏡 Buying a home? Make sure your deposit is ready before you sign the contract!
One of the most important steps before entering into a real estate contract is checking your bank’s wire transfer limits.
💰 Earnest money deposits are typically due within 3–5 days of signing, and many banks have daily transfer limits that could delay your payment.
To avoid last-minute stress, check your limits in advance, request an increase if needed, or be prepared to visit your bank in person.
Since many title companies no longer accept personal checks, planning ahead for your wire transfer is essential.
A smooth closing starts with smart preparation!