Helen Garton-REALTOR

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Helen Garton-REALTOR As a 6th generation Delawarean, I'm proud to share my passion for the community where I grew up. But, my passion is helping retirees choose their forever home.

As a REALTOR®, I'm proud to share my expertise in the places where I have a legacy. I serve retirees searching for a 55+ community in Northern Delaware. As a dedicated real estate professional serving Northern Delaware, I specialize in Retirees, 55+ Communities, New Construction and Millennial First Time Home Buyers. With that passion, I bring a wealth of expertise and a deep understanding of the unique needs of mature buyers and sellers. My commitment to the 55+ demographic stems from recognizing the significant life transitions many face during this stage, whether downsizing, seeking retirement communities, or finding that dream home for the next chapter. I pride myself on offering tailored advice, compassionate service, and a patient approach to ensure my clients are supported every step of the way. My experience as a retiree, who now serves as a 55+ REALTOR®, has equipped me with invaluable insights into the market trends, financial considerations, and lifestyle preferences that matter most to those 55 and older. What truly sets me apart is my passion for building lasting relationships. I am not just a REALTOR® but a trusted advisor, advocate, friend to my clients, and in some cases a neighbor. My goal is to make every transaction as smooth, transparent, and enjoyable as possible, always prioritizing your best interests and peace of mind. My motto: Kindness.....Honesty......Hard Work!

The Fed just met and they decided on no rate hike and no rate cut. So, what does that mean if you're watching and hoping...
10/31/2026

The Fed just met and they decided on no rate hike and no rate cut. So, what does that mean if you're watching and hoping for lower mortgage rates?

The short answer: don't expect this to dramatically change things.

For now, they’re holding steady. But a recent survey from Reuters asked 100 economists what to expect from here – and all 100 said the Fed will do a hike in December.

Now, the Fed doesn't directly set mortgage rates, but their actions do have an impact. Rates will also move based on inflation, economic data, and how financial markets react.

The takeaway? There’s a lot at play here – and we’ll probably see a hike the next time they meet.

Follow me for straightforward updates on what’s actually happening and why it matters for the housing market.



www.homesinnortherndelaware.com

Are home prices going up or down? It depends on where you look.Over the past year, prices in Chicago climbed almost 7%. ...
10/24/2026

Are home prices going up or down? It depends on where you look.

Over the past year, prices in Chicago climbed almost 7%. In Seattle, they dipped about 1.6%. That’s a nearly 9-point gap between two major cities.

Look at little closer, though. Home prices are rising in 13 of the 19 major cities on this chart. And where prices are down, the dips are small (less than 2%).

So, this isn’t a crash. It’s just a market normalizing after overheating during the pandemic. And that’s hitting some areas differently than others.

Here’s what it really means. Your local market matters.

If you’re selling where prices are still rising, you may not need to cut your price. And if you’re buying where prices are softer, you may have more room to negotiate.

National headlines can’t tell you which side your neighborhood is on. Local data can. Let’s look at how prices are moving in your area, so you can set your price or make your offer with confidence.



www.homesinnortherndelaware.com

Want to move but don’t want to give up your current low rate? This is for you. Data shows homeowners with a mortgage hav...
10/17/2026

Want to move but don’t want to give up your current low rate? This is for you.
Data shows homeowners with a mortgage have an average of $310K in equity right now.

And that means if you've been putting off a move because you don't want to give up the mortgage rate you locked in a few years ago, your equity could help.

You could use it toward a bigger down payment and borrow less at today's rates.

Or, if you're downsizing, you might even be able to buy your next home in cash. No mortgage. No worrying about today’s rates.

Want to know how much equity you have and what it makes possible for you? DM me, and I'll help you find out.



www.homesinnortherndelaware.com

10/10/2026

Good news if you're house hunting: the asking price may not be the final word. Right now, about 60% of homes are selling below their original asking price. With budgets stretched thin, a little give on price or terms can take some pressure off your wallet. But how much you can negotiate depends on where you're buying. So, let's chat about what you can ask for in the neighborhoods you're eyeing.



www.homesinnortherndelaware.com

Some of you are scared home prices are about to crash. Others are hoping they will. But will it happen?Fannie Mae just a...
10/03/2026

Some of you are scared home prices are about to crash. Others are hoping they will. But will it happen?

Fannie Mae just asked over 100 housing experts where prices are headed through 2030. And the consensus is prices are expected to rise, not crash.

Even the most pessimistic experts still forecast prices will go up 6.6%.

So, whether you're bracing for a crash or hoping for one, the forecast is clear. While some markets may see small short-term declines, home prices are going to keep going up nationally.

Have questions about what this means for your move, or what’s happening locally? Let's chat.



www.homesinnortherndelaware.com

Price cuts have climbed for 7 straight months. Right now, more than 4 in 10 homes for sale have already had one, and it ...
09/26/2026

Price cuts have climbed for 7 straight months.

Right now, more than 4 in 10 homes for sale have already had one, and it usually comes down to one thing – the market's moving faster than most sellers expected and their pricing hasn’t necessarily kept up.

A home that needs a cut usually just sat too long priced above what buyers will actually pay right now.

Selling soon? Let's set your number right from day one, so you skip that wasted time.

House hunting? A home that's had its price reduced means the seller's already been through that wait. And sellers who've been sitting are usually ready to deal.



www.homesinnortherndelaware.com

Need to move, but worried you missed the window to sell your house until next year or next spring? Don’t count yourself ...
09/19/2026

Need to move, but worried you missed the window to sell your house until next year or next spring? Don’t count yourself out of the market so fast.

About a third of all home sales happen in the last four months of the year – and that share has been growing every year since 2023.

Based on the forecasts, that means roughly 11,800 houses are expected to sell every single day between now and the end of December.

Buyers are still out there, ready to move before the new year. Let’s connect and get your house in front of them.



www.homesinnortherndelaware.com

Data centers are showing up in more communities, and naturally, homeowners and buyers want to know what that could mean ...
09/12/2026

Data centers are showing up in more communities, and naturally, homeowners and buyers want to know what that could mean for nearby houses.

One of the biggest concerns that comes up is home values. But research from HousingWire found that areas with large data centers generally saw home values track similarly to comparable areas without them.

That doesn't mean proximity never matters. Noise, infrastructure, future development, and potential utility costs are all worth considering.

But a data center nearby isn't automatically bad news for your home's value.

Have one near you or one coming soon? Let’s look at what it could actually mean for your home and your neighborhood.



www.homesinnortherndelaware.com

You probably think as a general rule of thumb, brand new homes costs more than existing homes. But right now, that's bac...
09/05/2026

You probably think as a general rule of thumb, brand new homes costs more than existing homes. But right now, that's backwards. This shows just how much.

A newly built home costs about $40k less than an existing one right now. That's because builders are cutting prices and piling on incentives to keep their inventory moving.

And that opens up a window for you to get brand new everything for less than you may expect.

DM me if you want a list of nearby new home communities offering deals like this right now to see if a new build may be in your budget after all.



www.homesinnortherndelaware.com

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200 Continental Drive, Suite 401
Newark, DE
19713

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Monday 10am - 6pm
Tuesday 10am - 6pm
Wednesday 10am - 6pm
Thursday 10am - 6pm
Friday 10am - 6pm
Saturday 10am - 5pm
Sunday 12pm - 5pm

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