LJ Realty Team

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LJ Realty Team The Moment You Know You’re Home! Buy • Sell • Rent | New York
A Dedicated Real Estate Team
Personal Service. Trusted Expertise

LJ Realty Team - Your Local Guide to Homeownership! Serving New York, Residential and Commercial. Sell, Buy & Rent with over 70 Licensed Realtors.

🏡 For sale in South Ozone Park!📍 109-49 123rd St, South Ozone Park, NY 11420🛏️ 3 beds · 🛁 1.5 baths · 📐 1,400 sq ft💰 $94...
10/31/2026

🏡 For sale in South Ozone Park!

📍 109-49 123rd St, South Ozone Park, NY 11420
🛏️ 3 beds · 🛁 1.5 baths · 📐 1,400 sq ft
💰 $949,999

Still available. Want to see it? Call or text Rupinderjit Kaur at (347) 553-7705.
👉 https://www.ljrealtyteam.net/home/KEY426552596/109-49-123rd-st-south-ozone-park-ny-11420?a=rupinder

LJ Realty Team Inc, Licensed Real Estate Broker · 127-03 Rockaway Blvd, South Ozone Park, NY 11420 · (516) 218-1261 · Equal Housing Opportunity.

10/31/2026

🏡 TITLE INSURANCE vs. HOME INSURANCE — WHAT'S THE DIFFERENCE? 🔑
Buying a home? Both types of insurance matter, but they protect different things!
🔐 Title Insurance protects your ownership against past issues like unpaid liens, forged documents, and hidden claims. It's typically a one-time cost at closing.
🏠 Homeowners Insurance protects your property against covered damage, theft, and certain liability claims. It's usually paid annually and generally excludes flooding.
💰 EXAMPLE — Nassau County 🏡 Purchase Price: $650,000 💵 Down Payment: $65,000 (10%) 🏦 Loan Amount: $585,000
Estimated Costs: ✅ Lender's Title Insurance: $2,300 ✅ Owner's Title Insurance: $2,700 ✅ Homeowners Insurance: $200/month
📌 Remember: Title insurance protects against covered ownership issues from the past. Homeowners insurance protects against covered risks in the future.
📲 Have questions about homebuying costs? LJ Mortgage Team is here to help!
🌐 www.ljmortgageteam.com

Disclaimer: Educational purposes only. Costs are illustrative estimates, not quotes. Coverage and requirements vary. Consult qualified insurance and title professionals. LJ Mortgage Team Inc. | NMLS #2120286 | Equal Housing Opportunity. All loans subject to underwriting approval. Visit www.nmlsconsumeraccess.org for licensing information.

10/30/2026

🏠 INVESTORS! Looking to FIX & FLIP or FIX & HOLD? 💰🔨
Found a property with potential but need financing for the purchase and renovations? LJ Mortgage Team Inc. can help you explore financing options for eligible investment properties and take the next step toward growing your real estate portfolio!
🔥 FIX & FLIP LOAN HIGHLIGHTS
✅ Credit Score: 700 ✅ Down Payment: 25% ✅ Loan Amounts: $50K–$3 Million ✅ Up to 90% Loan-to-Cost (LTC) ✅ Up to 75% After-Repair ✅ 12-Month Standard Term | 18-Month Option Case by Case ✅ Estimated Closing Costs: 5%–7%
🏡 REAL ESTATE INVESTMENT EXAMPLES
📍 Jamaica, Queens — Fix & Hold • Purchase Price: $720,000 •Estimated Cash to Close: $223,200
📍 Hempstead, Long Island — Fix & Flip • Purchase Price: $450,000 •Estimated Cash to Close: $139,500
💡 WHY CONSIDER FIX & FLIP FINANCING?
Eligible investors may finance a portion of property purchase and renovation costs, helping preserve cash for other expenses and future investment opportunities.

LJ Mortgage Team Inc. can help you!
📞 Call: 516-218-1297



Disclaimer: LJ Mortgage Team Inc. NMLS 2120286 | Lucky Singh NMLS 2043461. Registered Mortgage Broker. All loans are subject to underwriting, credit approval, property eligibility, appraisal, and program guidelines. Terms, rates, down payment requirements, and availability vary. Financing is for eligible non-owner-occupied residential investment properties; full recourse applies to the program shown. Examples are hypothetical and for illustration only, not actual closed transactions or a commitment to lend. Estimated interest-only payments assume a hypothetical 10% rate and exclude taxes, insurance, and other expenses. Principal is due upon sale, refinance, or maturity. Not all applicants qualify. Equal Housing Opportunity.

10/28/2026

🏡 𝗥𝗘𝗔𝗟 𝗖𝗟𝗢𝗦𝗘𝗗 𝗙𝗜𝗟𝗘 𝗥𝗘𝗩𝗜𝗘𝗪 | 𝗘𝗟𝗠𝗢𝗡𝗧, 𝗟𝗢𝗡𝗚 𝗜𝗦𝗟𝗔𝗡𝗗, 𝗡𝗬
What does it take to buy a $930,000 home on Long Island? Here’s a real closed-file breakdown! 🔑
🏠 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆: 4 Beds | 2.5 Baths | 1,965 Sq. Ft.

💰 𝗣𝘂𝗿𝗰𝗵𝗮𝘀𝗲 𝗣𝗿𝗶𝗰𝗲: $930,000
🔻 𝗗𝗼𝘄𝗻 𝗣𝗮𝘆𝗺𝗲𝗻𝘁: $232,500 (25%)
🏦 𝗟𝗼𝗮𝗻 𝗔𝗺𝗼𝘂𝗻𝘁: $697,500
📊 𝗖𝗿𝗲𝗱𝗶𝘁 𝗦𝗰𝗼𝗿𝗲: 722
💵 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗜𝗻𝗰𝗼𝗺𝗲: $11,958
💼 𝗘𝗺𝗽𝗹𝗼𝘆𝗺𝗲𝗻𝘁: Business Owner
💳 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗗𝗲𝗯𝘁𝘀: $0

📄 𝗟𝗼𝗮𝗻: Conventional
📈 𝗥𝗮𝘁𝗲: 6.875% | 𝗔𝗣𝗥: 7.146%

💵 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗣𝗮𝘆𝗺𝗲𝗻𝘁
- Principal & Interest: $4,555.80
- Escrow: $1,407.03
- 𝗧𝗼𝘁𝗮𝗹: $𝟱,𝟵𝟲𝟮.𝟴𝟯
✅ 𝗔𝗽𝗽𝗿𝗮𝗶𝘀𝗮𝗹 𝗪𝗮𝗶𝘃𝗲𝗱! The lender accepted the property's value without a traditional appraisal.
📑 𝗞𝗲𝘆 𝗖𝗹𝗼𝘀𝗶𝗻𝗴 𝗖𝗼𝘀𝘁𝘀- Lender Fees: $1,250
- Title Fees: $7,675
- Government Fees: $6,613
- Initial Escrow: $4,221

🎯 𝗧𝗵𝗲 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆: Business owners can qualify for mortgages! Lenders review income, credit, assets, debts, and the overall financial profile. Always plan for your down payment, monthly payment, and closing costs.

📍 127-03 Rockaway Blvd, South Ozone Park, NY 11420
📞 (516) 218-1297

𝗟𝗝 — 𝗬𝗼𝘂𝗿 𝗟𝗼𝗰𝗮𝗹 𝗚𝘂𝗶𝗱𝗲 𝘁𝗼 𝗛𝗼𝗺𝗲𝗼𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽!
LJ Mortgage Team Inc. | NMLS #2120286
Purchase & Refinance | NYS Registered Mortgage Broker


For educational purposes only. Not a commitment to lend. Rates, APRs, costs, and approval depend on borrower qualifications and underwriting. Broker arranges loans with third-party providers; not a lender. NMLS #2120286. Equal Housing Opportunity.

10/27/2026

🏡 Mortgage Housing Update — October 27, 2026
📉 Mortgage rates remain above 6%, while property taxes, insurance, and maintenance continue to raise homeownership costs.
💰 What does an $800K home cost?
🏠 Purchase Price: $800,000 💵 Down Payment: $160,000 (20%) 🏦 Loan Amount: $640,000 📈 Rate: 7.32% | Estimated APR: 7.87%
📊 Estimated Monthly Payments by County:
- Queens: $5,004
- Brooklyn: $4,958
- Nassau: $5,572
- Suffolk: $5,579
- Westchester: $5,752
⚠️ Remember: Your true housing budget includes more than principal and interest. Factor in taxes, insurance, maintenance, and closing costs!
🎯 Don't just ask how much house you qualify for. Ask what you can comfortably afford every month.
LJ — Your Local Guide to Homeownership!
📍 127-03 Rockaway Blvd, South Ozone Park, NY 11420 📞 (516) 218-1297 🌐 www.LJRealtyTeam.net
LJ Realty Team | Buy • Sell • Rent LJ Mortgage Team Inc. | NMLS #2120286 Purchase & Refinance

Disclaimer: Rates and payment figures are illustrative estimates, not a loan offer or commitment. Actual rates, APR, taxes, insurance, costs, and eligibility vary. LJ Mortgage Team Inc. is a registered mortgage broker, not a lender, and arranges loans with third-party providers. All loans are subject to underwriting approval. Terms and conditions apply. Equal Housing Opportunity.

10/27/2026

🏡 𝗛𝗢𝗪 𝗙𝗔𝗦𝗧 𝗖𝗔𝗡 𝗬𝗢𝗨 𝗥𝗘𝗔𝗟𝗟𝗬 𝗖𝗟𝗢𝗦𝗘 𝗢𝗡 𝗔 𝗛𝗢𝗨𝗦𝗘? ⏳🔑
Buying a home? One of the biggest questions is how quickly you can get your mortgage approved and get the keys!
At 𝗟𝗝 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗧𝗲𝗮𝗺 𝗜𝗻𝗰., our goal is to get you 𝗖𝗹𝗲𝗮𝗿 𝘁𝗼 𝗖𝗹𝗼𝘀𝗲 𝗶𝗻 𝗮𝘀 𝗹𝗶𝘁𝘁𝗹𝗲 𝗮𝘀 𝟮𝟭 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗱𝗮𝘆𝘀! ✅
But here's something many buyers don't realize…
𝗬𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗰𝗮𝗻 𝗯𝗲 𝗿𝗲𝗮𝗱𝘆, 𝗯𝘂𝘁 𝘆𝗼𝘂𝗿 𝗦𝗘𝗟𝗟𝗘𝗥 𝗺𝗶𝗴𝗵𝘁 𝗻𝗼𝘁 𝗯𝗲! 👀
From appraisals and underwriting to title searches and rate locks, timing matters.
And even after you're Clear to Close, the seller may still be moving, waiting on their next home, or resolving title issues.
💡 𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗲𝗮𝗱𝘆 𝗶𝘀 𝗼𝗻𝗲 𝗺𝗶𝗹𝗲𝘀𝘁𝗼𝗻𝗲. 𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝗲𝘃𝗲𝗿𝘆𝗼𝗻𝗲 𝗿𝗲𝗮𝗱𝘆 𝘁𝗼 𝗰𝗹𝗼𝘀𝗲 𝗶𝘀 𝘁𝗵𝗲 𝗿𝗲𝗮𝗹 𝗳𝗶𝗻𝗶𝘀𝗵 𝗹𝗶𝗻𝗲!
Learn how the mortgage closing process works and what could delay your closing.
🌐 w̲w̲w̲.L̲J̲M̲o̲r̲t̲g̲a̲g̲e̲T̲e̲a̲m̲.c̲o̲m̲

𝗗𝗶𝘀𝗰𝗹𝗮𝗶𝗺𝗲𝗿: LJ Mortgage Team Inc. | NMLS #2120286 | Equal Housing Lender. All loans are subject to credit approval, underwriting guidelines, and lender requirements. Clear to Close in 21 business days is a target, not a guarantee. Actual timelines depend on documentation, appraisal, title, underwriting, contractual deadlines, seller readiness, and other closing requirements. Mortgage rate locks and extensions are subject to lender terms and may involve additional costs. This information is for educational purposes only and is not a commitment to lend.

🏡 𝗨𝗡𝗗𝗘𝗥 𝗖𝗢𝗡𝗧𝗥𝗔𝗖𝗧 – 𝗘𝗟𝗠𝗢𝗡𝗧, 𝗡𝗬! 🎉Another beautiful home is officially 𝗨𝗡𝗗𝗘𝗥 𝗖𝗢𝗡𝗧𝗥𝗔𝗖𝗧! Congratulations to our clients and ...
10/23/2026

🏡 𝗨𝗡𝗗𝗘𝗥 𝗖𝗢𝗡𝗧𝗥𝗔𝗖𝗧 – 𝗘𝗟𝗠𝗢𝗡𝗧, 𝗡𝗬! 🎉
Another beautiful home is officially 𝗨𝗡𝗗𝗘𝗥 𝗖𝗢𝗡𝗧𝗥𝗔𝗖𝗧! Congratulations to our clients and 𝗔𝗿𝘀𝗵𝗱𝗲𝗲𝗽 𝗦𝗶𝗻𝗴𝗵 of LJ Realty Team on this exciting milestone!

📍 𝟳𝟬𝟮 𝗗𝗶𝗲𝗹𝗹𝗲𝗻 𝗟𝗮𝗻𝗲, 𝗘𝗹𝗺𝗼𝗻𝘁, 𝗡𝗬 𝟭𝟭𝟬𝟬𝟯
💰 $𝟳𝟰𝟵,𝟵𝟵𝟵
🏠 𝗦𝗶𝗻𝗴𝗹𝗲-𝗙𝗮𝗺𝗶𝗹𝘆 𝗛𝗼𝗺𝗲
🛏️ 𝟯 𝗕𝗲𝗱𝗿𝗼𝗼𝗺𝘀 | 𝟮 𝗕𝗮𝘁𝗵𝗿𝗼𝗼𝗺𝘀

👏 𝗔𝗴𝗲𝗻𝘁: 𝗔𝗿𝘀𝗵𝗱𝗲𝗲𝗽 𝗦𝗶𝗻𝗴𝗵
📞 (𝟲𝟯𝟭) 𝟴𝟯𝟲-𝟱𝟭𝟯𝟬

🔑 𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗮𝗯𝗼𝘂𝘁 𝗯𝘂𝘆𝗶𝗻𝗴 𝗼𝗿 𝘀𝗲𝗹𝗹𝗶𝗻𝗴? 𝗟𝗲𝘁 𝗟𝗝 𝗥𝗲𝗮𝗹𝘁𝘆 𝗧𝗲𝗮𝗺 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗺𝗮𝗸𝗲 𝘆𝗼𝘂𝗿 𝗻𝗲𝘅𝘁 𝗺𝗼𝘃𝗲!


𝗟𝗝 𝗥𝗘𝗔𝗟𝗧𝗬
Your Local Guide to Homeownership!
127-03 Rockaway Blvd
South Ozone Park, NY 11420
(516) 218-1297

𝗟𝗝 𝗥𝗲𝗮𝗹𝘁𝘆 𝗧𝗲𝗮𝗺
Buy • Sell • Rent
Equal Housing Opportunity

𝗟𝗝 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗧𝗲𝗮𝗺 𝗜𝗻𝗰. | 𝗡𝗠𝗟𝗦 #𝟮𝟭𝟮𝟬𝟮𝟴𝟲
Purchase & Refinance

NYS Registered Mortgage Broker, NYS Dept. of Financial Services.
Broker arranges mortgage loans with third-party providers.

𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘 𝗕𝗥𝗢𝗞𝗘𝗥 𝗢𝗡𝗟𝗬, 𝗡𝗢𝗧 𝗔 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘 𝗟𝗘𝗡𝗗𝗘𝗥 𝗢𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘 𝗖𝗢𝗥𝗥𝗘𝗦𝗣𝗢𝗡𝗗𝗘𝗡𝗧 𝗟𝗘𝗡𝗗𝗘𝗥.
Licensed by the N.J. Department of Banking and Insurance as a Mortgage Broker and arranges loans with third-party providers.
We do not make any mortgage loan commitments or fund any mortgage loans.
NMLS ID #2120286 | w̲w̲w̲.n̲m̲l̲s̲c̲o̲n̲s̲u̲m̲e̲r̲a̲c̲c̲e̲s̲s̲.o̲r̲g̲
Terms and Conditions apply.

10/23/2026

🏡🔑 𝟭𝟯 𝗦𝗧𝗘𝗣𝗦 𝗧𝗢 𝗛𝗢𝗠𝗘𝗢𝗪𝗡𝗘𝗥𝗦𝗛𝗜𝗣!
From buying power to getting your keys, 𝗟𝗝 𝗥𝗲𝗮𝗹𝘁𝘆 𝗧𝗲𝗮𝗺 & 𝗟𝗝 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗧𝗲𝗮𝗺 are here to guide you every step of the way! Most purchases take approximately 𝟲𝟬–𝟵𝟬 𝗱𝗮𝘆𝘀, depending on the circumstances.
✅ 𝗬𝗢𝗨𝗥 𝟭𝟯-𝗦𝗧𝗘𝗣 𝗥𝗢𝗔𝗗𝗠𝗔𝗣
1️⃣ Buying Power Review 2️⃣ Find Your Home 3️⃣ Make an Offer 4️⃣ Home Inspection 5️⃣ Sign the Contract 6️⃣ Mortgage Application 7️⃣ Bank Appraisal 8️⃣ Satisfy Loan Conditions 9️⃣ Title Report 🔟 Review Closing Disclosure 1️⃣1️⃣ Clear to Close 1️⃣2️⃣ Final Walk-Through 1️⃣3️⃣ 𝗖𝗹𝗼𝘀𝗶𝗻𝗴 𝗗𝗮𝘆 — 𝗚𝗘𝗧 𝗬𝗢𝗨𝗥 𝗞𝗘𝗬𝗦! 🔑🎉
💜 𝗢𝗡𝗘 𝗧𝗘𝗔𝗠. 𝗢𝗡𝗘 𝗥𝗢𝗔𝗗𝗠𝗔𝗣. 𝗢𝗡𝗘 𝗚𝗢𝗔𝗟: 𝗛𝗢𝗠𝗘𝗢𝗪𝗡𝗘𝗥𝗦𝗛𝗜𝗣!
🏡 Visit 𝘄𝘄𝘄.𝗟𝗝𝗥𝗲𝗮𝗹𝘁𝘆𝗧𝗲𝗮𝗺.𝗻𝗲𝘁 to:
- Calculate your buying power
- Search homes within your budget
- Schedule showings
- Explore mortgage options
🚀 𝗦𝘁𝗮𝗿𝘁 𝘆𝗼𝘂𝗿 𝗵𝗼𝗺𝗲𝗯𝘂𝘆𝗶𝗻𝗴 𝗷𝗼𝘂𝗿𝗻𝗲𝘆 𝘁𝗼𝗱𝗮𝘆!

LJ Mortgage Team Inc. | NMLS #2120286. Financing is subject to credit approval, underwriting, and eligibility requirements. Buying power estimates are informational and not a loan commitment. The 60–90 day timeline is an estimate and may vary. Equal Housing Opportunity.

🏡 𝗨𝗡𝗗𝗘𝗥 𝗖𝗢𝗡𝗧𝗥𝗔𝗖𝗧 – 𝗘𝗟𝗠𝗢𝗡𝗧, 𝗡𝗬! 🎉Another beautiful home is officially 𝗨𝗡𝗗𝗘𝗥 𝗖𝗢𝗡𝗧𝗥𝗔𝗖𝗧! Congratulations to our clients and ...
10/23/2026

🏡 𝗨𝗡𝗗𝗘𝗥 𝗖𝗢𝗡𝗧𝗥𝗔𝗖𝗧 – 𝗘𝗟𝗠𝗢𝗡𝗧, 𝗡𝗬! 🎉
Another beautiful home is officially 𝗨𝗡𝗗𝗘𝗥 𝗖𝗢𝗡𝗧𝗥𝗔𝗖𝗧! Congratulations to our clients and 𝗥𝗮𝗷𝘄𝗶𝗻𝗱𝗲𝗿 𝗦𝗶𝗻𝗴𝗵 of LJ Realty Team on this exciting milestone!

📍 𝟭𝟳𝟵 𝗦𝘁𝗲𝗿𝗹𝗶𝗻𝗴 𝗥𝗼𝗮𝗱, 𝗘𝗹𝗺𝗼𝗻𝘁, 𝗡𝗬 𝟭𝟭𝟬𝟬𝟯
💰 $𝟵𝟰𝟵,𝟵𝟵𝟵
🏠 𝗦𝗶𝗻𝗴𝗹𝗲-𝗙𝗮𝗺𝗶𝗹𝘆 𝗛𝗼𝗺𝗲
🛏️ 𝟰 𝗕𝗲𝗱𝗿𝗼𝗼𝗺𝘀 | 𝟮 𝗕𝗮𝘁𝗵𝗿𝗼𝗼𝗺𝘀

👏 𝗔𝗴𝗲𝗻𝘁: 𝗥𝗮𝗷𝘄𝗶𝗻𝗱𝗲𝗿 𝗦𝗶𝗻𝗴𝗵
📞 (𝟯𝟰𝟳) 𝟰𝟴𝟰-𝟭𝟳𝟱𝟴

🔑 𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗮𝗯𝗼𝘂𝘁 𝗯𝘂𝘆𝗶𝗻𝗴 𝗼𝗿 𝘀𝗲𝗹𝗹𝗶𝗻𝗴? 𝗟𝗲𝘁 𝗟𝗝 𝗥𝗲𝗮𝗹𝘁𝘆 𝗧𝗲𝗮𝗺 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗺𝗮𝗸𝗲 𝘆𝗼𝘂𝗿 𝗻𝗲𝘅𝘁 𝗺𝗼𝘃𝗲!


𝗟𝗝 𝗥𝗘𝗔𝗟𝗧𝗬
Your Local Guide to Homeownership!
127-03 Rockaway Blvd
South Ozone Park, NY 11420
(516) 218-1297

𝗟𝗝 𝗥𝗲𝗮𝗹𝘁𝘆 𝗧𝗲𝗮𝗺
Buy • Sell • Rent
Equal Housing Opportunity

𝗟𝗝 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗧𝗲𝗮𝗺 𝗜𝗻𝗰. | 𝗡𝗠𝗟𝗦 #𝟮𝟭𝟮𝟬𝟮𝟴𝟲
Purchase & Refinance

NYS Registered Mortgage Broker, NYS Dept. of Financial Services.
Broker arranges mortgage loans with third-party providers.

𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘 𝗕𝗥𝗢𝗞𝗘𝗥 𝗢𝗡𝗟𝗬, 𝗡𝗢𝗧 𝗔 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘 𝗟𝗘𝗡𝗗𝗘𝗥 𝗢𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘 𝗖𝗢𝗥𝗥𝗘𝗦𝗣𝗢𝗡𝗗𝗘𝗡𝗧 𝗟𝗘𝗡𝗗𝗘𝗥.
Licensed by the N.J. Department of Banking and Insurance as a Mortgage Broker and arranges loans with third-party providers.
We do not make any mortgage loan commitments or fund any mortgage loans.
NMLS ID #2120286 | w̲w̲w̲.n̲m̲l̲s̲c̲o̲n̲s̲u̲m̲e̲r̲a̲c̲c̲e̲s̲s̲.o̲r̲g̲
Terms and Conditions apply.

10/23/2026

🏡 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗛𝗼𝘂𝘀𝗶𝗻𝗴 𝗨𝗽𝗱𝗮𝘁𝗲 | 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟮, 𝟮𝟬𝟮𝟲
🚨 Homebuying activity is slowing, rates remain above 7%, and sellers are cutting prices. Could this be an opportunity for buyers?
📈 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲𝘀
- 30-Year Fixed: 7.40%–7.49%
- 15-Year Fixed: 6.71%–7.04%
- FHA: 7.05%–7.39%

🏠 𝗙𝗲𝗮𝘁𝘂𝗿𝗲𝗱 𝗧𝘄𝗼-𝗙𝗮𝗺𝗶𝗹𝘆 𝗗𝗲𝗮𝗹𝘀
📍 South Ozone Park — $1,119,000 ($𝟴𝟭𝗞 𝗽𝗿𝗶𝗰𝗲 𝗿𝗲𝗱𝘂𝗰𝘁𝗶𝗼𝗻)
📍 Briarwood — $1,160,000 ($𝟭𝟲𝟱𝗞 𝗽𝗿𝗶𝗰𝗲 𝗿𝗲𝗱𝘂𝗰𝘁𝗶𝗼𝗻)

Rental income may help eligible buyers qualify, subject to lender guidelines.
🎯 𝗧𝗵𝗲 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆: More price reductions could mean more negotiating power. Focus on the home price, potential rental income, and total monthly payment.

📍 127-03 Rockaway Blvd, South Ozone Park, NY
📞 (516) 218-1297

𝗟𝗝 — 𝗬𝗼𝘂𝗿 𝗟𝗼𝗰𝗮𝗹 𝗚𝘂𝗶𝗱𝗲 𝘁𝗼 𝗛𝗼𝗺𝗲𝗼𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽!
LJ Realty Team | Buy • Sell • Rent
LJ Mortgage Team Inc. | NMLS #2120286

Rates are third-party averages, not loan offers. All financing is subject to approval. Broker arranges loans with third-party providers. Equal Housing Opportunity.

Address

127-03 Rockaway Boulevard South Ozone Park
New York, NY
11420

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 10am - 6pm

Telephone

+15165503498

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