10/28/2026
🏡 𝗥𝗘𝗔𝗟 𝗖𝗟𝗢𝗦𝗘𝗗 𝗙𝗜𝗟𝗘 𝗥𝗘𝗩𝗜𝗘𝗪 | 𝗘𝗟𝗠𝗢𝗡𝗧, 𝗟𝗢𝗡𝗚 𝗜𝗦𝗟𝗔𝗡𝗗, 𝗡𝗬
What does it take to buy a $930,000 home on Long Island? Here’s a real closed-file breakdown! 🔑
🏠 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆: 4 Beds | 2.5 Baths | 1,965 Sq. Ft.
💰 𝗣𝘂𝗿𝗰𝗵𝗮𝘀𝗲 𝗣𝗿𝗶𝗰𝗲: $930,000
🔻 𝗗𝗼𝘄𝗻 𝗣𝗮𝘆𝗺𝗲𝗻𝘁: $232,500 (25%)
🏦 𝗟𝗼𝗮𝗻 𝗔𝗺𝗼𝘂𝗻𝘁: $697,500
📊 𝗖𝗿𝗲𝗱𝗶𝘁 𝗦𝗰𝗼𝗿𝗲: 722
💵 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗜𝗻𝗰𝗼𝗺𝗲: $11,958
💼 𝗘𝗺𝗽𝗹𝗼𝘆𝗺𝗲𝗻𝘁: Business Owner
💳 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗗𝗲𝗯𝘁𝘀: $0
📄 𝗟𝗼𝗮𝗻: Conventional
📈 𝗥𝗮𝘁𝗲: 6.875% | 𝗔𝗣𝗥: 7.146%
💵 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗣𝗮𝘆𝗺𝗲𝗻𝘁
- Principal & Interest: $4,555.80
- Escrow: $1,407.03
- 𝗧𝗼𝘁𝗮𝗹: $𝟱,𝟵𝟲𝟮.𝟴𝟯
✅ 𝗔𝗽𝗽𝗿𝗮𝗶𝘀𝗮𝗹 𝗪𝗮𝗶𝘃𝗲𝗱! The lender accepted the property's value without a traditional appraisal.
📑 𝗞𝗲𝘆 𝗖𝗹𝗼𝘀𝗶𝗻𝗴 𝗖𝗼𝘀𝘁𝘀- Lender Fees: $1,250
- Title Fees: $7,675
- Government Fees: $6,613
- Initial Escrow: $4,221
🎯 𝗧𝗵𝗲 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆: Business owners can qualify for mortgages! Lenders review income, credit, assets, debts, and the overall financial profile. Always plan for your down payment, monthly payment, and closing costs.
📍 127-03 Rockaway Blvd, South Ozone Park, NY 11420
📞 (516) 218-1297
𝗟𝗝 — 𝗬𝗼𝘂𝗿 𝗟𝗼𝗰𝗮𝗹 𝗚𝘂𝗶𝗱𝗲 𝘁𝗼 𝗛𝗼𝗺𝗲𝗼𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽!
LJ Mortgage Team Inc. | NMLS #2120286
Purchase & Refinance | NYS Registered Mortgage Broker
For educational purposes only. Not a commitment to lend. Rates, APRs, costs, and approval depend on borrower qualifications and underwriting. Broker arranges loans with third-party providers; not a lender. NMLS #2120286. Equal Housing Opportunity.